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Post by MoneyThing on Apr 14, 2019 7:20:10 GMT
Moneything, I think there is a glitch on the tax statement. Recovered debts aren't listed whereas they were before. Morning, Thank you for pointing this out - now fixed. Kind regards, Ed
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Post by MoneyThing on Apr 13, 2019 12:09:10 GMT
(Just asking before I change my spreadsheet coding and pivot tables again to match the current layout) Hi. This is deliberate...because we segregate all loan parts when bought (rather than amalgamate them into a blended rate), this column causes more confusion that it’s worth. I don’t anticipate any further changes on this front so I would imagine that you are safe to make your changes. I would also point out that we have adjusted the export, changing ‘Purchase’ to distinguish whether it was a ‘PM Purchase’ or an ‘SM Purchase’. Kind regards, Ed
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Post by MoneyThing on Apr 13, 2019 12:04:29 GMT
did you end up with the majority at 99.5 and a small bit at 99.6 ? Nope, there was far more available at 99.5% than I took. I also set the price limit on all my purchases just to be sure. Afternoon. Will take a look on Monday, but because of the 0.5% increments, it will likely be that your purchase would have included some small parts listed in the queue which would have had rounding to the nearest penny (we don’t store fractions of pence in the DB). Kind regards, Ed
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Post by MoneyThing on Apr 11, 2019 13:52:31 GMT
My initial impressions are very favourable, and I have just made a test purchase at a range of discounts upto a limit that was effortless. MoneyThing , I think your techies should be congratulated on a job well done.
The only thing that I find slightly irritating is the popup from the 'book' icon needs to be cancelled rather than it being a true 'tool tip' hover action.
Unfortunately I missed the 10% .... I didn't fund my account this morning as I really wasn't expecting anyone to offer discounts above around 2%.
Thanks mrc. Re bold bit - the techie's answer is "It is a popup because we need to put some ajax call logic on it." and "Doesn't have to click close - clicking anywhere else will also close it." Regards, Ed
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Post by MoneyThing on Apr 11, 2019 12:26:49 GMT
Afternoon.
Everything back up and running now.
Kind regards,
Ed
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Post by MoneyThing on Apr 11, 2019 11:02:46 GMT
Platform now suspended...
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Post by MoneyThing on Apr 11, 2019 8:18:25 GMT
MoneyThing .. no email here either, which is unusual. Please check whetger they were all sent. Morning, Odd. Looking at your account, I can see that you were sent the email at 21:54 last night but the email remains unopened. I can see that you have opened all previous emails successfully. I have just sent a further email this morning at c. 9.10am - did you receive this? In addition, I have added a note to the support section. Kind regards, Ed
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Post by MoneyThing on Apr 10, 2019 12:02:58 GMT
MoneyThing - I'm currently able to login ok, but several previous attempts of pressing the button beneath the username/password boxes resulted in a screen appearing briefly with the message 'captcha validation failure' (Firefox 66.0 on both Win 10 and Mac OS/X Yosemite, both running Ghostery)
Thanks mrc. Just investigating now...
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Post by MoneyThing on Mar 22, 2019 22:19:52 GMT
Evening,
Update added to this loan.
Kind regards,
Ed
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Post by MoneyThing on Mar 11, 2019 19:01:20 GMT
I disagree with the LTV calculation It's nowhere near as good as portrayed
They way it's normally done is (1st charge loan + 2nd charge loan)/security in this case then (762+618)/(1725+620) = 58.8% (the security here being both property 1725K and a debenture 620K)
What MT have done in this case is taken the equity after the first property charge as being the property security amount, which is how they arrive at 39% LTV 618/(1725-762+620). The security is much more vulnerable to an overoptimistic valuation than it appears
And I would also strongly note that if this loan were on AC I rather suspect they would not assign any value to the 620K debenture on receivables, and that seeing as this 620K receivables comes from sales of 2M then this company seem to be very slow at getting paid, which seeing as their business is credit ratings seems extremely disappointing
I wrote to Ed about this yesterday but no reply received
Evening shimself, Apologies for not acknowledging your email yesterday...I do take the occasional Sunday off . If you copy in support@ that should make sure you get a speedy reply. Additions now added to the FAQs. Kind regards, Ed
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Post by MoneyThing on Mar 6, 2019 13:21:42 GMT
Afternoon,
By way of a brief up date on VSM (initially discounts only), the Beta version was launched on our test server on the 12th February. Testing has been underway since with a number of features and performance improvements released along the way.
We are nearing the point of having it ready to launch which I would estimate to be within the next month.
Kind regards,
Ed
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Post by MoneyThing on Mar 5, 2019 18:48:50 GMT
Evening,
New loan launched on the platform (#144 on the Pipeline), going live at midday on Thursday (7th).
Any questions please email support@ and we will collate and provide an FAQ update prior to launch.
Kind regards,
Ed
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Post by MoneyThing on Feb 18, 2019 20:24:52 GMT
Evening. I appreciate that lenders are eager to get an update on this loan and we will do so on Monday. The visit did happen on Monday and there were a number of follow-up actions after this meeting which we wanted comfort on before reporting back. Kind regards, Ed. *Cough* Ed, your not really helping yourself here. Not in this one personally but you have to admit lenders are rightly going to question your ability to manage these property loans when you can’t even follow up on your commitment to provide an update (and this isn’t the first time). Whether moneything are out of their depth or just plain negligent remains to be seen but you need to stop kicking the can down the road. ...I am still here...my day has not ended yet... Ed.
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Post by MoneyThing on Feb 16, 2019 21:20:47 GMT
Evening. I appreciate that lenders are eager to get an update on this loan and we will do so on Monday. The visit did happen on Monday and there were a number of follow-up actions after this meeting which we wanted comfort on before reporting back. Kind regards, Ed.
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Post by MoneyThing on Feb 14, 2019 10:39:59 GMT
MoneyThing Is this loan on schedule to repay next week or extending? TIA LW Morning LW. We are expected this loan to repay next week. Regards, Ed
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