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Bondora
Adverts
Mar 5, 2019 5:56:03 GMT
Post by kissmyjazz on Mar 5, 2019 5:56:03 GMT
I get constant ads as well. This is how Bondora burns through investors' money.
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Post by kissmyjazz on Aug 3, 2018 9:28:14 GMT
That kind of information should be public.
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Post by kissmyjazz on Aug 3, 2018 8:31:33 GMT
I do not know what that means. What will happen to my account and my money if I refuse to follow through with your identification requirements?
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Post by kissmyjazz on Aug 3, 2018 5:04:27 GMT
I find this to be a very fishy explanation. Banks already verify their customers and transfers in and out of Grupeer come from the verified bank accounts of their customers. I am sure Grupeer can verify some customers who they find suspicions, but the blank demand for such invasive verification when the law does not call for it is just stupid and arrogant behaviour.
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Post by kissmyjazz on Jun 22, 2018 12:19:57 GMT
Huh, that is such bait and switch! Old contracts should be honored.
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Post by kissmyjazz on Jun 21, 2018 9:27:14 GMT
Mintos functions as a stock exchange of sorts. It should require all listed originators to provide periodic financial reports and disclosures in a timely manner.
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General EUR P2x Discussion
omaraha
Jun 3, 2018 22:06:11 GMT
gugulete likes this
Post by kissmyjazz on Jun 3, 2018 22:06:11 GMT
Can you enlighten us on these "dark areas about omaraha/finzo"?
Omaraha suffers from the same problems many smaller platforms suffer: too much investor money chasing too few loans. But historically they were one of the best platforms in terms of XIRR, quite better in fact than bigger rival Bondora. Their investor-oriented communication can be better, of course.
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Post by kissmyjazz on May 31, 2018 11:54:49 GMT
Damn, this a bad news! Mintos CS, care to elaborate the situation?
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Post by kissmyjazz on May 30, 2018 9:44:12 GMT
Hello,
I have only 4 ExpressCredit (Botswana) loans which were paying more or less on time so far. In May all of them have missed the latest payments, so I am worried now.
People who have more loans from them, how is your cashflow doing?
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Post by kissmyjazz on May 29, 2018 7:45:50 GMT
I have received the cashback but not the usual email notification about it.
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Post by kissmyjazz on May 28, 2018 9:27:08 GMT
You can always buy loans on a secondary market. There you can buy even 1 cent shares as no minimum is enforced. Lots of loans are offered at a discount too. So practically your cash drag is not affected buy the amount you have invested, only getting into cashback offers becomes more difficult for microinvestors.
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Post by kissmyjazz on May 24, 2018 11:28:16 GMT
I have myself bank account in LHV. LHV to LHV transfer is instantaneous. It does not go through SEPA, there are no delays. When I transfer my money through Transferwise which also frequently uses LHV and I get the notification from Transferwise that the transfer is done, I can immediately see my money in my LHV account if the transfer went out from the LHV account. Sometimes Transferwise uses some German bank, then there is normal SEPA delay (2-3 h) between their message and actually seeing my money.
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Post by kissmyjazz on May 24, 2018 8:47:05 GMT
The issue is not how you send the money to Mintos, it can be by means of SEPA transfer, Revolut, or postal pigeons for all I care. The issue is that once the money is already credited to Mintos LHV bank account it still takes them more than 24 hours to process that deposit and credit the money to my Mintos account.
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Post by kissmyjazz on May 21, 2018 21:58:33 GMT
Transferwise will use the same LHV bank and SEPA payments network internally.
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Post by kissmyjazz on May 16, 2018 22:53:31 GMT
Bondora is not a startup though. They have been around for 10 years. If they can maintain their position and be profitable, then more power to them. It looks like they are doing fine on Estonian and Finnish markets. Their user interface, customer communication, data analytics, and loan collection are all horrible, however.
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