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Post by bonfemme on May 26, 2017 5:46:39 GMT
The way that page is laid out, it's almost inevitable that people occasionally will click the wrong drop-down box and accidentally set a global pre-fund instruction (when they mean to set a pre-fund for a single loan). I caught myself very nearly doing it a couple of weeks ago. I don't think that's the reason in this instance. I've had pre-fund set to Zero for months now, and haven't been tinkering with it at all during that time. Doing a routine scan of the pipeline page that morning, I saw that it had set itself to £500. So pleased I checked in before anything was launched, though I wouldn't have paid up if I'd been allocated any parts, just didn't want the hassle.
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Post by bonfemme on May 24, 2017 9:35:13 GMT
If it's any help lloyds have an automated security/check system which can throw up some very random checks. A quick phone call will usualy sort it out provided you ring from your registered number. I also use lloyds and the changeover worked fine for me. Yes, but I'd already completed the mobile security code verification etc, etc. Unfortunately a quick phone call didn't sort it out as the phone advisor couldn't help and had to transfer me to their security section. After being on hold for 25 minutes (very unusual wait with Lloyds), I finally got through to someone who asked me an unusual number of personal security questions to be able to speak with me. She then went on to ask how long I'd known this company Collateral; could they have been hacked; could I be sure the email they sent out asking to set up the new account details was genuine and whether I'd spoke to Collateral to confirm the new account details. I then had to log back into Lloyds while talking to them to authorise the payment which has finally been made. A bit of a faff on I have to say for a very small trial deposit of £50, although I completely understand the need for it.
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Post by bonfemme on May 24, 2017 8:54:35 GMT
Ok, I'll call them now and report back.
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Post by bonfemme on May 24, 2017 8:49:53 GMT
Collateral Rep I've just deleted the old bank details from my Lloyds account and tried to set up a new recipient with your Santander details. However, after completing the transaction, a message came on screen saying they won't be able to make this payment until they speak to me. Has anyone else had a problem that you know of?
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Post by bonfemme on May 21, 2017 6:00:50 GMT
oops - courtesy of the cat whilst I answered the phone I think! She switched off my wifi earlier today too. Reminds me of one of the best excuses for being late by a member of staff ......."sorry, the cat stepped on the bedside clock and turned the alarm off"
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Post by bonfemme on May 12, 2017 5:15:35 GMT
When I was an active participant in FC many moons ago, this was a common problem. Investors would buy parts but sometimes funds weren't taken for them, leaving the seller's balance short, or vice versa, leaving the purchaser's balance short if they didn't receive the correct number of parts bought. You need to ask FC to manually reconcile your account. This should happen automatically at some stage in the near future, and your balance would be corrected. But best to prompt them.
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Post by bonfemme on May 5, 2017 5:26:04 GMT
Mine's only 33.87 (it would be less if FC hadn't repaid the same three as markr, and classified another as a default when it wasn't, it was simply a dispute over the amount outstanding). It might have been closer to the above figures if I hadn't been badly stung for a wedge by crappy scrappy.
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Post by bonfemme on May 4, 2017 6:44:05 GMT
There are times when abbreviations are useful but I do think they are overused here. There seems to be a competitive element creeping into some posts to see who can use the most to replace everyday language. I think I know most of them but I still find myself hesitating when reading some posts to reassure myself I have the right interpretation. I've had to refer to Google once this morning already.
SS was useful for Saving Stream but LtPP or LfSS for Lendy is much more cumbersome to write and unnecessary............JMHO
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Post by bonfemme on May 3, 2017 15:56:26 GMT
I am also mindful that we have a had a bit of a drought recently which would have skewed the rate of uptake of the recent loan. Although we seem to be attracting 150 to 200 new lenders per month of which typically two-thirds go on to invest. Ed, it's good to hear 150 to 200 new lenders are signing up with MT every month. However, I'm a bit surprised that many manage to get through the ID verification checks. I talked my daughter into registering this morning. Not only has she been asked to upload copies of her passport and bank statements etc, which is fair enough, she has been asked for them to be certified by a solicitor or accountant. With two kids under 4, she simple hasn't got time or the inclination to arrange to do this or pay the certifiable fee required. A pity as she had transferred savings ready to make her first deposit. She can't be bothered with it all now.
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Post by bonfemme on May 1, 2017 6:02:58 GMT
This just had to be done. Very, very funny. Something made me laugh at the start of another wet bank holiday Monday. There's no doubt the Gestapo will see it ....
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Post by bonfemme on Apr 28, 2017 6:00:14 GMT
No loss as far as I'm concerned. It was very user-unfriendly and just didn't work. The first version they launched wasn't great but was better than what they ended up with. Must have been really annoying to them to realise they'd gone to all that trouble to buy out (?) the original FC forum but still couldn't control the damage.
I only rarely looked at the forum and hadn't contributed to it for years, having nothing left there other than a load of bad debt, but I'm curious how the announcement was made. Was it by email? They must have been selective in who they informed.
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Post by bonfemme on Apr 25, 2017 5:00:57 GMT
I wonder whether someone will sneer and question the authenticity of these because it’s in the Daily Mail? Definitely real. Pratt's Bottom is just down the road from me. Anyway, I demand a recount. Number 4 should surely have had the top spot.
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Post by bonfemme on Apr 21, 2017 7:51:57 GMT
They also state quite clearly on the cashier page:
Please remember that your investments are valid for 48 hours. You must transfer your funds to us within this time to fulfil any investments made. Use the details below to make a payment of xxxxxxx
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Post by bonfemme on Apr 14, 2017 9:30:22 GMT
I third that. Would make things so much easier if we had an overview of our exposure.
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Post by bonfemme on Apr 13, 2017 6:04:08 GMT
So every time I see #####CENSORED##### in a post, my brain will translate it as a three letter acronym - or worse - a four letter word.
A rose by any other name would still smell as bad.
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