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Post by gemel on Jul 31, 2016 7:15:53 GMT
shimself, it is a pity you never got an answer to the above. This is when investors start getting nervous.
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Post by gemel on Jul 31, 2016 7:13:20 GMT
Dear EstateGuru,
This is my wish list for the auto investor:
Auto investors
Features I would like to see in the autoinvestor:
LTV Stage of project : Under construction 30% 50% 90% Interest Monthly/Yearly in town of less than 4,999 people or more than 5,000 10,000 20,000 30,000 40,0000 or 50,000 people km from centre of town loan amount interest loan length credit rating no of loans with same borrower on platform ---- Divide allocation of this auto investor according to the estimated no of loans in the next three months << (Super important)
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Post by gemel on Jul 4, 2016 12:34:19 GMT
Did you notice that the interest on the loans is not compounding on EstateGuru? Although the interest is calculated on a monthly basis the interest is not compounded with the principal! What this means is that the interest quoted is not the actual interest being paid. Can some one correct me on this? I have already asked them directly but have been waiting for an answer for 10 days.... Please see payments table : imgur.com/2XJr63BWhat do you think?
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Post by gemel on May 9, 2016 10:52:11 GMT
Some p2p platforms make an insurance like guarantee which has an effect of lowered interest rates to lenders. However, the buyback scheme is not regulated as insurance. How can lenders be certain that in the bad times shareholders will honour their buy back scheme? Full article here: resilientman.com/p2p-buy-back-guarantee-schemes/
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Post by gemel on Dec 15, 2015 19:19:38 GMT
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Post by gemel on Jun 6, 2015 6:31:17 GMT
What would be the steps to identify total principal lost, in Mintos ? Anybody have any clue ?
Account statement > Payment type, there is no default listed.
Thanks for any tips G
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Post by gemel on Apr 20, 2015 12:03:07 GMT
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Post by gemel on Apr 20, 2015 8:43:56 GMT
www.goldcore.com/us/gold-blog/u-s-and-global-property-bubble-fears-mount/New data shows real-estate returns in the UK surging 17.9% in 2014 and London returns of over 20% and global returns averaging 9.9%, the Financial Times has warned of a “renewed global property bubble”. “Renewed global property bubble” warned of by Financial Times - Research company MSCI says returns on property last year averaged 9.9% globally - “Best performance” since 2007 and fifth consecutive annual rise - Rents have not increased in line with asset appreciation - Speculators moving into more risky peripheral markets around the major hubs like London - Demand being driven by lack of yield and ultra loose monetary policies - Bubble is now fully dependent on record low interest rates in the U.S. and EU continuing … - Bubble will burst as all bubbles do … question is not if but when … What happens if property value shoots down ? Would borrowers walk away from the loans similar to 2008 ? ---- This conversation gave me an itch, I could not quite get rid of .... www.youtube.com/watch?v=fnp5ETnKylU----
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Post by gemel on Apr 16, 2015 16:01:53 GMT
What % of your assets are in p2p ?
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