msenanna
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Post by msenanna on Dec 21, 2017 19:19:44 GMT
Yep, 10 loans yesterday which is great and 4 loans today. 2 of which were non-standard (business?) loans and I just bought an extra slice of the 2nd oneas my max was actually used for the 1st time! My max is only £35 so small fry compared to some others
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star dust
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Post by star dust on Dec 22, 2017 10:29:35 GMT
My top up from yesterday very unusually wasn't credited today so I hit zero sometime ago and can't do anything about it . Can confirm from on-line chat that they will be closed from 23rd Dec to 2nd Jan. Still just under £35k of a 0.85% business loan to a watch dealer left for anyone lucky enough to have any funds left. Much to my total amazement there's still nearly £28k of this loan left. I awoke bleary eyed this morning to nab a bit with my finally credited deposit, and have just nibbled another bit with some repayments that were credited. Possibly the last large pre-Xmas loan available for anyone with credit on their account .
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archie
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Post by archie on Dec 22, 2017 10:38:01 GMT
My top up from yesterday very unusually wasn't credited today so I hit zero sometime ago and can't do anything about it . Can confirm from on-line chat that they will be closed from 23rd Dec to 2nd Jan. Still just under £35k of a 0.85% business loan to a watch dealer left for anyone lucky enough to have any funds left. Much to my total amazement there's still nearly £28k of this loan left. I awoke bleary eyed this morning to nab a bit with my finally credited deposit, and have just nibbled another bit with some repayments that were credited. Possibly the last large pre-Xmas loan available for anyone with credit on their account . I was only aware of this loan by your earlier post, thanks.
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Post by dan1 on Mar 12, 2018 19:41:56 GMT
Now that is what I call a payday loan. Final repayment made today by this HNW individual Hopefully a good sign that the loan on the 3.71 ct diamond to the same borrower will repay on time in the second week of April.
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macro
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Post by macro on Mar 27, 2018 20:32:24 GMT
The past month has seen lots of repayments with few opportunities to lend. Haven't added new funds for a good while now and will probably withdraw the cash balance if nothing shows up. Saturation point for Unbolted?
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IFISAcava
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Post by IFISAcava on Mar 27, 2018 23:32:20 GMT
The past month has seen lots of repayments with few opportunities to lend. Haven't added new funds for a good while now and will probably withdraw the cash balance if nothing shows up. Saturation point for Unbolted? I'm still adding money on a regular basis - £3000 deposited in March so far, £3500 in Feb, £2000 in Jan. So no, I don't think saturation yet.
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seb8072
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Post by seb8072 on Mar 28, 2018 11:20:54 GMT
The past month has seen lots of repayments with few opportunities to lend. Haven't added new funds for a good while now and will probably withdraw the cash balance if nothing shows up. Saturation point for Unbolted? It's a similar thought to that which started this thread in September, then the ball started rolling again. I know there tends to be high cash drag on this platform but if you withdraw it you could miss out.
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IFISAcava
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Post by IFISAcava on Mar 28, 2018 12:03:17 GMT
The past month has seen lots of repayments with few opportunities to lend. Haven't added new funds for a good while now and will probably withdraw the cash balance if nothing shows up. Saturation point for Unbolted? It's a similar thought to that which started this thread in September, then the ball started rolling again. I know there tends to be high cash drag on this platform but if you withdraw it you could miss out. cash drag is the (relatively small, and less once you reach your ideal total sum invested and enter investment-repayment equilibrium) price for getting decent levels of investment on UB
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jonno
Member of DD Central
nil satis nisi optimum
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Post by jonno on Mar 28, 2018 12:29:03 GMT
It's a similar thought to that which started this thread in September, then the ball started rolling again. I know there tends to be high cash drag on this platform but if you withdraw it you could miss out. cash drag is the (relatively small, and less once you reach your ideal total sum invested and enter investment-repayment equilibrium) price for getting decent levels of investment on UB I've been in Unbolted since the very early days and I find myself broadly in that equilibrium position although I wouldn't say I was at my ideal portfolio total. However I don't see how I can achieve a higher limit without investing substantially above average amounts in the large unprotected loans which I don't particularly want to do. (it's fair to say that it's only by investing higher sums in these loans that I've kept my overall portfolio on a reasonably even keel).
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nd
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Post by nd on Mar 30, 2018 7:54:22 GMT
It seems to go in waves for me. One day I'm down to a few £ in cash in my UB account, next everything comes to an end and I've got loads sitting there. Impossible to predict on this platform!
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Post by beeje13 on Apr 3, 2018 9:18:03 GMT
I've had 16 emails from UB this morning so far!
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Post by df on Apr 3, 2018 9:21:55 GMT
I've had 16 emails from UB this morning so far! I've had 24 (20 repayments and 4 auto-lend). Very active today.
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ding
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Post by ding on Apr 3, 2018 10:50:54 GMT
I've had 16 emails from UB this morning so far! I've had 24 (20 repayments and 4 auto-lend). Very active today. What surprised me was during the email frenzy (I caught the final third) my "Total Interest Paid and Accrued" changed at least 3 times. Once it went down!
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Post by dan1 on Apr 3, 2018 11:12:13 GMT
I've had 24 (20 repayments and 4 auto-lend). Very active today. What surprised me was during the email frenzy (I caught the final third) my "Total Interest Paid and Accrued" changed at least 3 times. Once it went down! If a sale of a defaulted item doesn't realise the full interest then your Total Interest Paid and Accrued will reduce. Although this morning I only received standard repayment emails (no sales through default).
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ding
Member of DD Central
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Post by ding on Apr 3, 2018 12:22:24 GMT
What surprised me was during the email frenzy (I caught the final third) my "Total Interest Paid and Accrued" changed at least 3 times. Once it went down! If a sale of a defaulted item doesn't realise the full interest then your Total Interest Paid and Accrued will reduce. Although this morning I only received standard repayment emails (no sales through default). I thought that may be the case, but then wasn't sure why it would go up as well. All though I was surprised; not enough to bring it up with Unbolted! In the past I have checked interest received against Unbolted figures, and they matched. I had 3 overdue payments. Loans are still listed as overdue: A repayment of £0.25 on overdue loan 2DFDC3A8F has been credited to your account. The amount now outstanding to lenders on the loan is £449.15 A repayment of £0.66 on overdue loan 2DFDC3D82 has been credited to your account. The amount now outstanding to lenders on the loan is £3593.12. A repayment of £0.75 on overdue loan 2DFDC3B33 has been credited to your account. The amount now outstanding to lenders on the loan is £550.46.
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