treeman
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Post by treeman on Sept 27, 2017 17:29:00 GMT
I received a small (part) repayment today against one loan.
Is there any way to see if this is principal or interest or a bit of both?
The transactions list offers no clue.
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elliotn
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Post by elliotn on Sept 28, 2017 2:16:39 GMT
No, making this platform the only one physically impossible to reconcile, a significant part of my drawdown.
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n
Member of DD Central
Yet another Nick
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Post by n on Sept 28, 2017 9:24:32 GMT
You can see "Interest and Principal Payments from Borrower" if you click on the loan in your transaction list. That would give the ratio of interest:principal. Clearly not ideal, but a workaround. The 'loan portfolio - tax statement' gives your total interest on a monthly basis.
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treeman
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Post by treeman on Sept 28, 2017 9:30:52 GMT
You can see "Interest and Principal Payments from Borrower" if you click on the loan in your transaction list. That would give the ratio of interest:principal. Clearly not ideal, but a workaround. The 'loan portfolio - tax statement' gives your total interest on a monthly basis. Hmmm - thanks .......... sounds like a lot of effort for the few pennies that was returned. Do small part repayments happen a lot or are most repaid in one go?
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n
Member of DD Central
Yet another Nick
Posts: 879
Likes: 461
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Post by n on Sept 28, 2017 9:40:29 GMT
You can see "Interest and Principal Payments from Borrower" if you click on the loan in your transaction list. That would give the ratio of interest:principal. Clearly not ideal, but a workaround. The 'loan portfolio - tax statement' gives your total interest on a monthly basis. Hmmm - thanks .......... sounds like a lot of effort for the few pennies that was returned. Do small part repayments happen a lot or are most repaid in one go? I don't think you can tell without looking at the loan details for each repayment. Others may know better. For myself, I only record the figures on 'investor home' on 1st of each month (call me lackadaisical if you wish). 
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treeman
Member of DD Central
Posts: 1,026
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Post by treeman on Sept 28, 2017 9:54:15 GMT
Hmmm - thanks .......... sounds like a lot of effort for the few pennies that was returned. Do small part repayments happen a lot or are most repaid in one go? I don't think you can tell without looking at the loan details for each repayment. Others may know better. For myself, I only record the figures on 'investor home' on 1st of each month (call me lackadaisical if you wish). Yep, goes against the grain but I think I'll have to settle for a similar approach. Hopefully my spreadsheet twitch will subside over time 
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