ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Jul 11, 2014 10:41:51 GMT
Am I dreaming? Wasn't this loan at stage 4 and shortly due to go ahead? It's showing at stage 3 in the list now (awaiting valuation). Did it just disappear, and others have been renumbered? I didn't keep a close enough eye on the values to be sure what's going on. Or maybe I'm just muddled - wouldn't be the first time  |
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Investor
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Post by Investor on Jul 11, 2014 10:50:24 GMT
Am I dreaming? Wasn't this loan at stage 4 and shortly due to go ahead? It's showing at stage 3 in the list now (awaiting valuation). Did it just disappear, and others have been renumbered? I didn't keep a close enough eye on the values to be sure what's going on. Or maybe I'm just muddled - wouldn't be the first time Yep. Was only a small loan and appears to have disappeared with 007 and 008 now being promoted/renamed to 006 and 007. It also had notes in the notes section suggesting a drawdown in the next week following solicitors communication, although those notes had been there for >1 week. Looks like we have another long wait for the next loan. Fortunately was able to pick up a 0.01p on the SM earlier today so at least achieving my anticipated run-rate. Can't wait to see how savingstream handle my interest on that one, but assume all interest will be rounded up to the nearest penny.
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star dust
Member of DD Central
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Post by star dust on Jul 11, 2014 10:58:58 GMT
Am I dreaming? Wasn't this loan at stage 4 and shortly due to go ahead? It's showing at stage 3 in the list now (awaiting valuation). Did it just disappear, and others have been renumbered? I didn't keep a close enough eye on the values to be sure what's going on. Or maybe I'm just muddled - wouldn't be the first time Yep. Was only a small loan and appears to have disappeared with 007 and 008 now being promoted/renamed to 006 and 007. It also had notes in the notes section suggesting a drawdown in the next week following solicitors communication, although those notes had been there for >1 week. Looks like we have another long wait for the next loan. Fortunately was able to pick up a 0.01p on the SM earlier today so at least achieving my anticipated run-rate. Can't wait to see how savingstream handle my interest on that one, but assume all interest will be rounded up to the nearest penny. Be careful with that one, I had a few pennies in the recently repaid boat loan and £0.00 in interest today 
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Investor
Member of DD Central
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Post by Investor on Jul 11, 2014 11:11:24 GMT
Damn
Works well with a particular high street bank who pay me 1p interest on my 1p savings every month. I withdraw the whole interest payment on the 2nd of each month and wait for next month when it magically turns up again. If anyone has any legitimate investment opportunities that can beat this annualised rate of return please let me know.
And before you ask the obvious question, yes I have tried opening multiple accounts.
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kermie
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Post by kermie on Jul 11, 2014 11:11:53 GMT
Fortunately was able to pick up a 0.01p on the SM earlier today. You did someone a nice favour...the seller will appreciate it - now as for the miscreant who left the lonely penny in the first place...  More seriously, I think Saving Stream need to prevent this from happening, since without helpful people like Investor, it could leave loan parts festering for days (and the original seller unable to realise their sale, nor earning interest). E.g. if you purchase a loan part, should not be allowed to leave less than, say £20 left. This is another reason why it is quite risky to sell in large chunks on SS.
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Investor
Member of DD Central
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Post by Investor on Jul 11, 2014 11:30:30 GMT
Fortunately was able to pick up a 0.01p on the SM earlier today. You did someone a nice favour...the seller will appreciate it - now as for the miscreant who left the lonely penny in the first place... More seriously, I think Saving Stream need to prevent this from happening, since without helpful people like Investor, it could leave loan parts festering for days (and the original seller unable to realise their sale, nor earning interest). E.g. if you purchase a loan part, should not be allowed to leave less than, say £20 left. This is another reason why it is quite risky to sell in large chunks on SS. Excellent idea. Hopefully savingstream will spot this thread and put something in to stop this as this is the second time now someone has taken one for the team to ensure a loan part does not get caught in SM purgatory. To be fair could just be a typo on the SM purchasers part rather than them being a devious malicious miscreant. Like the idea of a minimal residual amount on any SM offered forcing the final purchase to fully complete the transaction.
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
Posts: 1,370
Likes: 857
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Post by ramblin rose on Jul 11, 2014 11:41:35 GMT
You did someone a nice favour...the seller will appreciate it - now as for the miscreant who left the lonely penny in the first place... More seriously, I think Saving Stream need to prevent this from happening, since without helpful people like Investor, it could leave loan parts festering for days (and the original seller unable to realise their sale, nor earning interest). E.g. if you purchase a loan part, should not be allowed to leave less than, say £20 left. This is another reason why it is quite risky to sell in large chunks on SS. Excellent idea. Hopefully savingstream will spot this thread and put something in to stop this as this is the second time now someone has taken one for the team to ensure a loan part does not get caught in SM purgatory. To be fair could just be a typo on the SM purchasers part rather than them being a devious malicious miscreant. Like the idea of a minimal residual amount on any SM offered forcing the final purchase to fully complete the transaction. Good idea. Although this particular one might just have been down to a rounding issue somewhere.
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jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,806
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Post by jonno on Jul 13, 2014 11:06:38 GMT
Apologies to all.I was the "1p miscreant",but can assure you it was a typo rather than anything mischevious.Is there a particular form of self flagellation you would wish me to perform or will a promise not to be so bleedin stupid in future suffice?
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j
Member of DD Central
Penguins are very misunderstood!
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Post by j on Jul 13, 2014 14:58:51 GMT
Apologies to all.I was the "1p miscreant",but can assure you it was a typo rather than anything mischevious.Is there a particular form of self flagellation you would wish me to perform or will a promise not to be so bleedin stupid in future suffice? Self flagellation?! You've asked for it now! We can be a real Sadomasochistic lot on this platform. Any suggestions for jonno guys & gals?! 
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spockie
Member of DD Central
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Post by spockie on Jul 13, 2014 15:09:05 GMT
Although a vote for C would inflict a naked man in Selfridges window on Jonno...
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Grumpy mamil
Life is too short for cheap red wine
Posts: 12
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Post by Grumpy mamil on Jul 13, 2014 15:13:27 GMT
How about abstinence from the P2P forum for 24hours, or is that too much to ask from any P2Pholic?  |
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jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,806
Likes: 3,237
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Post by jonno on Jul 15, 2014 8:32:39 GMT
OK,penance over.Wow,I feel ....................... sanctified |
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Grumpy mamil
Life is too short for cheap red wine
Posts: 12
Likes: 1
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Post by Grumpy mamil on Jul 15, 2014 15:37:00 GMT
Sanctified sounds good, maybe I'll try it. Er, what does it mean?!?!  |
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kermie
Member of DD Central
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Post by kermie on Jul 15, 2014 18:40:35 GMT
OK,penance over.Wow,I feel ....................... sanctified Welcome back, jonno. That the orphaned penny turned out to be an innocent mistake rather than miscreant behaviour somewhat heartens me. Apologies if you felt got at! 
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jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,806
Likes: 3,237
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Post by jonno on Jul 16, 2014 9:02:26 GMT
OK,penance over.Wow,I feel ....................... sanctified Welcome back, jonno. That the orphaned penny turned out to be an innocent mistake rather than miscreant behaviour somewhat heartens me. Apologies if you felt got at! No,not at all;I deserved it;I really deserved it;I so much deserved it.God,my catholic upbringing is really starting to affect me
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