liso
Member of DD Central
Posts: 390 
Likes: 394
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Post by liso on Oct 8, 2017 6:51:54 GMT
The absence of posts from certain members of this forum has been obvious recently - now we know why! Since I joined the forum a year ago I have gained a lot from some of these members, learning more about general DD and specifically about certain loans. I am grateful to them for sharing their knowledge and sorry to see them go.
As for this forum, the knowledge and sharing here is absolutely invaluable, as is the good work of the mods. Yes, there is a downside to it being public, but that is far outweighed by the open exchange of information and ideas for everyone to share in.Please don't close the forum!
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Post by Deleted on Oct 8, 2017 8:07:43 GMT
Just when I was starting to feel on the inside I'm out in the cold looking in again 😂
It's a huge shame that this forum can't meet the needs of the entire community as a full spectrum of users from vocal and experienced to nervous lingerers creates the perfect platform for tackling all aspects of p2p lending, from getting started to the intricacies of due diligence.
I estimate that 100% of my knowledge has been gained from this forum and it's users, long may it continue and another shout out to all who keep it operational.
Final thought .... I'm now a frustrated information junkie, some of the library doors have just been locked 😔
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Post by loftankerman on Oct 8, 2017 8:08:54 GMT
I'm nearly out of Lendy now and this forum would be my best yardstick for deciding when or if I should return. I've dodged a few bullets as a result of listening to opinions posted here and continue to be grateful for its existence. I've even bought a few things from the adverts displayed in the footer, win - win.
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sirius
Member of DD Central
Posts: 161 
Likes: 141
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Post by sirius on Oct 8, 2017 8:09:56 GMT
Having been 'moderated', I can understand why others would want to have a more open forum rather than repeatedly using the more tedious method of PM.
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Post by genialharry on Oct 8, 2017 8:12:39 GMT
The absence of posts from certain members of this forum has been obvious recently - now we know why! Since I joined the forum a year ago I have gained a lot from some of these members, learning more about general DD and specifically about certain loans. I am grateful to them for sharing their knowledge and sorry to see them go. As for this forum, the knowledge and sharing here is absolutely invaluable, as is the good work of the mods. Yes, there is a downside to it being public, but that is far outweighed by the open exchange of information and ideas for everyone to share in.Please don't close the forum! I wondered what had hapened to ozboy perhaps he has gone to this other place. And hor1997 but he was banned wasnt he? Have we got any hidden places on this forum yet I know about the assetz capital one. Harry
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macq
Member of DD Central
Posts: 1,934
Likes: 1,199
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Post by macq on Oct 8, 2017 8:20:57 GMT
Going back to the original post's question of whether this forum should continue and also remain open to guest's viewing the answer is hopefully yes.I was reading this forum well before i got involved in p2p and it was a big help in deciding what to invest in (and a bigger help once i did).I would not worry about membership overlap as people will always come and go and most things people have an interest in have more then one forum,i still look at the MSE forum even when i prefer this one as its still interesting.As with regards the question raised of members coordinating outside this forum(are we talking dark acts?) as has been mentioned by others you should not take as gospel all that you read and at the end of the day membership of any forum would be a drop in the ocean compared to how many people are investing so not sure we are ready for insider dealing & ramping just yet.
So long may this forum prosper even with its censorship as there should be room for more then one style of forum
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Doc
Member of DD Central
Posts: 196
Likes: 211
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Post by Doc on Oct 8, 2017 9:08:26 GMT
Whilst this forum is much appreciated, it's value for doing due diligence on loans is significantly affected by the restrictions placed on posters, in particular, the inability to post anything that in any way may link to the identity of the borrower. I can understand why some posters would want to free themselves from these restrictions so that they could share such knowledge.
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guff
Posts: 730
Likes: 707
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Post by guff on Oct 8, 2017 9:08:31 GMT
… Have we got any hidden places on this forum … Well, there's probably the administrator/moderator area where, I would imagine, they discuss such things as the length of ban for o*b*y and c*****g_d**e before making the consensus public.
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invester
P2P Blogger
Posts: 612
Likes: 618
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Post by invester on Oct 8, 2017 9:23:16 GMT
I don't think this is a great idea.
We all know that platforms read the forum. And in some ways, the forum is some intangible way of keeping things accountable. People have posted things that make things totally transparent, and many contributions are helpful.
Ask yourselves this, would platforms like FS and Lendy be happy or sad with this development? I think they'd be rather happy at this because the more credible critical posts will not be publically visible no more.
And ultimately the quality of advice that newbies can search for (newbies that may turn into heavy hitters one day) also goes down.
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Post by chielamangus on Oct 8, 2017 9:51:29 GMT
I am a member of another (non-public) P2P forum, though whether it is the one the mods here are referring to, I have no idea. It is not a secret society, a cabal, or anything furtive or mysterious - it just discusses P2P stuff without any of the restrictions that this forum places on users. The starting post for this thread bespeaks of paranoia and suspicion - the reasons why I no longer post much here and why I value a place with freedom of expression. As far as I am concerned there is space for multiple fora, private and public. Why the Mods here think that they should have a monopoly is beyond me - it is part of the pocket Hitler approach that I dislike intensely. This forum will always be useful in informing investors and promoting P2P - and hopefully some of the many "guests" who come here will eventually sign up. But it will always have severe limitations because of its very openness to all and sundry, the known and the unknown, and the heavy handedness of the moderators. I see no reason why other fora should not co-exist with this one, as has happened. And in any case, this is the internet, folks. It cannot be stopped.
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locutus
Member of DD Central
Posts: 1,059
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Post by locutus on Oct 8, 2017 10:21:02 GMT
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oldgrumpy
Member of DD Central
Posts: 5,087
Likes: 3,233
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Post by oldgrumpy on Oct 8, 2017 10:47:19 GMT
Ah! So that's where (who) they got the idea from!  |
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fp
Posts: 1,008
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Post by fp on Oct 8, 2017 11:18:04 GMT
In the increasingly litigious environment that we find ourselves in today, then private discussion without censorship or fear of reprisal is a necessity unfortunately. Was I surprised to hear there was a private forum? No, moderators did after all suggest it in THIS THREAD last year. The opening post suggested that there are a number of people doing DD in private, and that this group of people are in a position to manipulate the market should they choose too, it also states that many of these people are "long standing P2PIF members" who are known and trusted by many readers I am sure, my question would be, why should these respected members of the forum be trusted any less just because they choose to do some of their musing over loans in private? I don't think so, I actually feel that DD discussed in private creates less work for the moderators of this forum, less noise, more facts. I value this forum, but also feel restrained as to what I can, and what I dare post here, it is however a place where firm findings can be shared with all, or at least clues to aid those who choose to do their own DD. Its also a valuable interface where we can occasionally get some response from platforms, although this seems to be getting less and less, and likely to the detriment of the platforms in question. Can the two forums co-exist beside each other? I would say yes, i would even go as far as saying it has been doing for quite some time if my suspicions are correct. |
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am
Posts: 1,495
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Post by am on Oct 8, 2017 11:29:11 GMT
In the increasingly litigious environment that we find ourselves in today, then private discussion without censorship or fear of reprisal is a necessity unfortunately. Was I surprised to hear there was a private forum? No, moderators did after all suggest it in THIS THREAD last year. The opening post suggested that there are a number of people doing DD in private, and that this group of people are in a position to manipulate the market should they choose too, it also states that many of these people are "long standing P2PIF members" who are known and trusted by many readers I am sure, my question would be, why should these respected members of the forum be trusted any less just because they choose to do some of their musing over loans in private? I don't think so, I actually feel that DD discussed in private creates less work for the moderators of this forum, less noise, more facts. I value this forum, but also feel restrained as to what I can, and what I dare post here, it is however a place where firm findings can be shared with all, or at least clues to aid those who choose to do their own DD. Its also a valuable interface where we can occasionally get some response from platforms, although this seems to be getting less and less, and likely to the detriment of the platforms in question. Can the two forums co-exist beside each other? I would say yes, i would even go as far as saying it has been doing for quite some time if my suspicions are correct. What I find implausible is that a group of 60+ people could be organised to manipulate the market without someone blowing the whistle.
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gibmike
Member of DD Central
What is a cynic? A man who knows the price of everything and the value of nothing.
Posts: 256
Likes: 160
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Post by gibmike on Oct 8, 2017 11:30:33 GMT
Couldn't give a monkey's back bottom about a "Secret Society of People Who Want To Feel Super Important About Having A Secret Society". Let them show each other their left boobs and stand on one leg. I much prefer being titillated by posts about sinking boats and subsiding houses.Agreed ... and properties in white haven.  edit.. Or non-properties as the case may be.  I wasn't going to mention that martin44 :-)
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