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Post by chris on Dec 19, 2017 15:01:16 GMT
Includes all investment accounts, the only reason the MLA isn't included is that the existing site doesn't have a clear interface for managing buy / sell orders across multiple pots of cash. The Q1 refresh addresses that. Might check it out as a safe haven savings account in that case, after reading the terms and conditions really carefully though. Investment account not savings account...
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Post by stuartassetzcapital on Dec 19, 2017 15:10:41 GMT
It seems reasonable to expect GBBA2 at 5-6% to be launched shortly. Hi, we managed to exceed this range you’ll be glad to know. We also look forward to releasing bespoke mandates in due course that will really simplify the MLA day to day management unless you want to hand pick loans.
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rick24
Member of DD Central
Posts: 244
Likes: 138
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IFISA
Dec 19, 2017 15:12:40 GMT
Post by rick24 on Dec 19, 2017 15:12:40 GMT
It seems reasonable to expect GBBA2 at 5-6% to be launched shortly. Hi, we managed to exceed this range you’ll be glad to know. We also look forward to releasing bespoke mandates in due course that will really simplify the MLA day to day management unless you want to hand pick loans. I hand-pick the loans for fun.
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
Posts: 1,447 
Likes: 945
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Post by stub8535 on Dec 19, 2017 15:28:26 GMT
Might check it out as a safe haven savings account in that case, after reading the terms and conditions really carefully though. Investment account not savings account... Surely a no notice access account cannot be an investment account? The 30 day access account could be so construed. I take your point though
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IFISA
Dec 19, 2017 15:32:26 GMT
Post by carol167 on Dec 19, 2017 15:32:26 GMT
Wonders rough timescale of a transfer in.
Guessing about 10-14 days (not counting the crimble factor).
Taps fingers... day 1 and counting.
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Post by chris on Dec 19, 2017 15:41:36 GMT
Hi, we managed to exceed this range you’ll be glad to know. We also look forward to releasing bespoke mandates in due course that will really simplify the MLA day to day management unless you want to hand pick loans. I hand-pick the loans for fun. That option isn't going to go away 
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rick24
Member of DD Central
Posts: 244
Likes: 138
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Post by rick24 on Dec 19, 2017 15:56:34 GMT
I hand-pick the loans for fun. That option isn't going to go away I was hoping you would say that.
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kermie
Member of DD Central
Posts: 691
Likes: 462
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IFISA
Dec 19, 2017 15:56:41 GMT
Post by kermie on Dec 19, 2017 15:56:41 GMT
me thinks chris has a vested interest ;-) Good to hear! |
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IFISA
Dec 19, 2017 16:11:38 GMT
Post by investor1925 on Dec 19, 2017 16:11:38 GMT
Looks like lots of activity on the SM is coming
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IFISA
Dec 19, 2017 16:19:02 GMT
Post by adspence on Dec 19, 2017 16:19:02 GMT
I don't see this in the Blog post. Is it possible to do transfer of part of a previous years Cash ISA into the AC IFISA, or does that depend on the source ISA manager supporting it as well? If partial isn't available could I transfer the whole lot into AC and then transfer some of it out to another provider? I already have an IFISA this year so can't put anything into the AC IFISA until at least April, but would like to get old ISA money in there asap once the old fixed rate Cash ISA matures in February.
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mikes1531
Member of DD Central
Posts: 6,453
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IFISA
Dec 19, 2017 17:01:54 GMT
Post by mikes1531 on Dec 19, 2017 17:01:54 GMT
Wonders rough timescale of a transfer in. Guessing about 10-14 days (not counting the crimble factor). Taps fingers... day 1 and counting. AIUI, the procedure is... - Investor completes AC online form and submits it
- AC post out a form for investor to sign
- Investor posts form back to AC
- AC sends instructions to investor's old ISA provider
- Old ISA provider sends money to AC
- AC put cash into investor's IFISA.
Step 1 is quick. Step 2 ought to be quick because it's probably automated. AC have said Step 4 could take up to five days. Hopefully Step 6 will be quick.
That leaves Step 3, which is under the investor's control, and Step 5 which is out of investors' hands. But the guidelines ISA providers are following might specify a target time.
And depending on the level of demand, and how many people AC have trained up and ready to deal with Step 4, the 5-day target might or might not be achievable.
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Post by swissbankers on Dec 19, 2017 17:07:36 GMT
Easy peasy setting up the IFISA today.
Withdrew money from my QAA to cash account. Went into the ISA account page, I now have an IFISA Cash Account.
Deposited funds into here from my Standard Cash Account. Now just works the same way as before.
As a test I deposited £500 in each of QAA and 30 day accounts and both were spread across 313 loans.
Also put £500 in Property Secured Account, so far today £437 invested but only across 7 loans and two of them are over £100 each so not very diversified.
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drgonzo
Member of DD Central
Posts: 82
Likes: 95
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IFISA
Dec 19, 2017 17:41:41 GMT
Post by drgonzo on Dec 19, 2017 17:41:41 GMT
Got in before the rush - now getting "Ooops! Unfortunately the servers must be extremely busy for you to see this timeout message."  Very simple to set up, but I was hoping to be able to move my existing investments in the two 7% accounts straight in to the ISA... I'm sure I read that this was going to be possible somewhere? Oh well, guess I'll have to start afresh with GBBA2 tomorrow! |
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epic
Posts: 14
Likes: 4
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IFISA
Dec 19, 2017 17:56:41 GMT
via mobile
Post by epic on Dec 19, 2017 17:56:41 GMT
Looks like we broke it...just tried to set up and getting error telling to try again later...should of done it this afternoon when I logged on to check it out...ah well. Live and learn
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littleoldlady
Member of DD Central
Running down all platforms due to age
Posts: 3,045
Likes: 1,862
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Post by littleoldlady on Dec 19, 2017 18:54:45 GMT
If you are downloading a transfer form for a previous year for which you have made no current year sub and you want to transfer all of it, make sure that you specify 'part', not 'all' otherwise it assumes you have made a current year sub and pre-populates the form wrongly.
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