picnicman
Member of DD Central
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Post by picnicman on Nov 23, 2018 16:43:25 GMT
Not necessarily - yes this applies to new lenders, but those lenders who already hold £250+ are barred from investing further for the first 24 hours. Cheers P Erm..are you sure about that ? what is to stop you having £250 in main and IFISA ? Sincerely, good point - I do not have an IFISA and so not sure of the rules, but if you only have one or the other, then my point applies (unless you open an IFISA just for the purpose which I doubt). All I meant was that some are barred because of their initial investment. Cheers P
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rogerthat
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Post by rogerthat on Nov 23, 2018 16:56:28 GMT
Erm..are you sure about that ? what is to stop you having £250 in main and IFISA ? Sincerely, good point - I do not have an IFISA and so not sure of the rules, but if you only have one or the other, then my point applies (unless you open an IFISA just for the purpose which I doubt). All I meant was that some are barred because of their initial investment. Cheers P All I suggested was some aren't barred because they do have both (as I do )...look how many bids have the initial letter A after their moniker on this current renewal..tax free too !..come along now..open an account and fill this loan up... so I can have my money back  Bingo..its filled 
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Post by beepbeepimajeep on Jun 6, 2019 16:42:40 GMT
It's all gone very quiet.
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adrian77
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Post by adrian77 on Jun 6, 2019 19:43:42 GMT
sure has - this one did have a lot for of loan parts sale on the SM at one point with 1% discount - I was going to buy some...
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sarahcount
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Post by sarahcount on Jun 6, 2019 20:03:27 GMT
It's all gone very quiet. It's a pawn loan. Two weeks late is nothing. It previously renewed a week early. I wouldn't start stressing just yet. I expect they'll be a renewal or an update coming along soon.
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Post by beepbeepimajeep on Jun 6, 2019 20:04:37 GMT
It's all gone very quiet. It's a pawn loan. Two weeks late is nothing. It previously renewed a week early. I wouldn't start stressing just yet. I expect they'll be a renewal or an update coming along soon. I agree, but my patience is lost with this platform. And there should be an update if it's not renewed on time.
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picnicman
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Post by picnicman on Jun 8, 2019 14:25:18 GMT
It's a pawn loan. Two weeks late is nothing. It previously renewed a week early. I wouldn't start stressing just yet. I expect they'll be a renewal or an update coming along soon. I agree, but my patience is lost with this platform. And there should be an update if it's not renewed on time. Just come back from a week away and found this one still outstanding. I asked on live chat two weeks ago and was told that the loan was going to be repaid in full shortly  - One hopes that at least they have this one in FS storage!! - I agree an update would have been useful - Cheers P
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Forward
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Post by Forward on Jun 12, 2019 9:18:44 GMT
Update The borrower has paid the interest to keep the loan up-to-date - funds are held in the client account. We are not renewing the loan on the platform as the borrower will shortly be paying all of the capital to complete the loan in full. |
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paulb
Member of DD Central
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Post by paulb on Jun 18, 2019 13:08:52 GMT
In a rare case of a borrower sticking to their word - this has just repaid in full to "redemme" this loan.
Edit: "a borrower" rather than "the borrower".
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Post by beepbeepimajeep on Jun 18, 2019 14:16:56 GMT
Yeah, this was a good loan.
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kielbasa
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Post by kielbasa on Jun 18, 2019 14:26:56 GMT
Yeah, this was a good loan. Far better than the spelling in the update.
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adrian77
Member of DD Central
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Post by adrian77 on Jun 19, 2019 6:51:40 GMT
sure was - and there were loan parts at 1% discount on the SM which I wish I had bought
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r00lish67
Member of DD Central
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Post by r00lish67 on Jun 19, 2019 7:25:26 GMT
sure was - and there were loan parts at 1% discount on the SM which I wish I had bought my understanding is that you generally regard FundingSecure as alternately scoundrels and total incompetents, and yet aside from the 99% of scathing posts you produce on a whole host of FS-related topics, the 1% of posts you produce expressing a desire to invest in P2P are with.....FundingSecure. Why would you have invested in this car without any 'guarantee' when you were furious for months about the other car that did have the 'guarantee' not paying out on time - are you saying that you now would have trusted FS to manage this loan well, even without them having said they'd definitely repay investors as it was underwritten? I don't get it. Are you just a glutton for punishment? Would no other platforms let you join?
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adrian77
Member of DD Central
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Post by adrian77 on Jun 19, 2019 7:50:02 GMT
of course I am in other platforms - am I a glutton for punishment - quite possibly!
Not sure why my investment history is so interesting but as I have said before I like to be fair and praise FS when justified. If I see what seems a good bet with FS I have a small short-term fun punt from time to time - will I be selling my property portfolio and putting the money into FS - in a word "no". But I continue to evaluate FS which I should have done before I invested a penny in them.
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09dolphin
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Post by 09dolphin on Jun 19, 2019 17:35:53 GMT
This was a relatively small loan when you consider the amount loaned to the scam artist in the "art" loans and which FS are, in my view potentially liable. The fact it paid out doesn't mitigate the horrendous history of FSs unfortunate loans.
When FS can claim full repayment (capital and interest) for Whitehaven, the power boat, Lytham, the art they didn't have control of etc you can crow but until then I suggest you keep quiet.
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- One hopes that at least they have this one in FS storage!! - I agree an update would have been useful - Cheers P
