ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,156 
Likes: 4,830
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Post by ozboy on Nov 28, 2017 16:49:40 GMT
Amen.
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Post by df on Nov 28, 2017 18:45:35 GMT
It is of course up to Ub, but I would prefer if they stay "pure" instead of stealing dodgy "Lendy" loans. I personally like the simplicity of it - very little work for me to do for a relatively safe investment with a decent return. I think they are brilliant at what they are doing. Expanding to property loans can be too challenging. Apart from adding complexity to their working pattern and website, there will be lots of angry investors demanding detailed information, updates, images etc.
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Post by beeje13 on Nov 28, 2017 20:11:41 GMT
They already do business loans, so lots of room to grow there.
They can still grow significantly in auction and Pawn loans too.
They would be up against LY, FS, MT, COL etc... if they dabble in property...
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greatmarko
Member of DD Central
Posts: 343
Likes: 373
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Post by greatmarko on Nov 28, 2017 20:56:56 GMT
Congratulations to Rito, Ashwin and team on your promotion to the Upper Board, well done. 
Promotion to Upper Board = Many more potential new investors will take notice of Unbolted.
More new Unbolted investors = Less loan availability/More cash drag for existing investors
Less loan availability/More cash drag for existing investors = 
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Ukmikk
Member of DD Central
Posts: 445
Likes: 298
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Post by Ukmikk on Nov 29, 2017 10:26:06 GMT
Congratulations to Rito, Ashwin and team on your promotion to the Upper Board, well done.
Promotion to Upper Board = Many more potential new investors will take notice of Unbolted.
More new Unbolted investors = Less loan availability/More cash drag for existing investors
Less loan availability/More cash drag for existing investors = Indeed, looks like an existing problem is only going to get worse.
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Post by Deleted on Nov 29, 2017 11:30:08 GMT
well it brought them to my attention and I just tried to spend some time trying to chat with them online, but .... I felt that they did not want to engage while the chat mechanism was a bit clunky and they wandered off without really answering, maybe busy making money... I'll leave it for a bit before I try with them again when they have had time to evolve. 8% and 10.5% with provision of a sort |
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r1200gs
Member of DD Central
Posts: 1,336
Likes: 1,883
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Post by r1200gs on Nov 29, 2017 13:30:41 GMT
Congratulations to Rito, Ashwin and team on your promotion to the Upper Board, well done.
Promotion to Upper Board = Many more potential new investors will take notice of Unbolted.
More new Unbolted investors = Less loan availability/More cash drag for existing investors
Less loan availability/More cash drag for existing investors = Just going to check out the site now. Sorry about that. 
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Post by df on Nov 29, 2017 15:44:40 GMT
Congratulations to Rito, Ashwin and team on your promotion to the Upper Board, well done.
Promotion to Upper Board = Many more potential new investors will take notice of Unbolted.
More new Unbolted investors = Less loan availability/More cash drag for existing investors
Less loan availability/More cash drag for existing investors = It should be kept as a top secret 
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Post by df on Nov 29, 2017 16:02:55 GMT
Promotion to Upper Board = Many more potential new investors will take notice of Unbolted.
More new Unbolted investors = Less loan availability/More cash drag for existing investors
Less loan availability/More cash drag for existing investors = Just going to check out the site now. Sorry about that. Warning! Most of investments are between £5 and £10 and you get about 2-4 of them per working day on average (at least in my experience). Thus, only suitable for small investors. I wouldn't recommend depositing more than £100 at a time to avoid a massive cash drag. It is best to be drip fed as required.
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Post by dan1 on Dec 2, 2017 10:03:25 GMT
ashwinp - congratulations on reaching the Top rank of most discussed platforms. Forgive my impatience, but I note the tax statement page hasn't been updated to include the interest payment monthly split for November 2017.
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brianlom1
Member of DD Central
He's not the Messiah, he's a very naughty boy!
Posts: 384
Likes: 386
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Post by brianlom1 on Dec 2, 2017 22:18:42 GMT
It is of course up to Ub, but I would prefer if they stay "pure" instead of stealing dodgy "Lendy" loans. I personally like the simplicity of it - very little work for me to do for a relatively safe investment with a decent return. I think they are brilliant at what they are doing. Expanding to property loans can be too challenging. Apart from adding complexity to their working pattern and website, there will be lots of angry investors demanding detailed information, updates, images etc. I use Ub for diversification so it would be disappointing if the replicated the offerings of other platforms.
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