Post by GSV3MIaC on Aug 1, 2014 15:23:58 GMT
I wasn't asking IF this was a rule, but WHY.
Yeah, sorry, I did mean the rules, but apparently you already found them. Most platforms (FC, Rebuildingsociety etc) have T&Cs which prohibit you doing almost anything useful with the =loan specific= information you get from them, at least in any public way.
FC don't even like you to store it for future use (not if you got it via their API anyway .. oh wait, the API isn't out yet), although this is mostly honoured in the ignoring thereof.
You can normally refer to 'loan 6734', since what that is is only known to FC investors. You can generalise from the data (but even the sanitised loan book, with no company data, is only available to registered FC members .. oops, actually not at the moment), like 'loans to Welsh companies seem more likely to be Welched on'. You can't (publicly) say 'Bert Smith already applied for £100k over there on ThinCats, and now he's asking for £500k on funding circle' .. you have to be TC and FC member to know that, and then you can't tell anyone who doesn't already have access (of course the loan details provide, in theory, insight into Bert's business which is not in the public domain).
Is a minefield .. as I discovered upthread (some days ago) when I publicly mentioned that word '******' would throw up the company name (actually the data and news source already did), when I should have PM'd it to the moderator instead.