rscal
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Post by rscal on Jan 2, 2018 14:27:34 GMT
Currently (@2.15pm) it stands at £16.8m (Started the day with £17-something m) to lend with about £22.4m [>3.7%] in the queue (that was about £20-something m at the start of the day)
I have orders at 4.0% and smaller amounts at 4.2% and the end of the queue is in 4.4% territory. The only significant block above is immediately above @4.5% (about £3m)
The Market View
5.0% £830.5k 340 £22.6m
4.9% £169.0k 117 £21.8m
4.8% £275.2k 183 £21.6m
4.7% £411.9k 124 £21.4m
4.6% £534.2k 317 £20.9m
4.5% £3.1m 1201 £20.4m
4.4% £1.6m 453 £17.4m
4.3% £3.5m 637 £15.8m
4.2% £2.9m 743 £12.3m
4.1% £2.0m 418 £9.4m
4.0% £3.8m 748 £7.4m
3.9% £1.2m 244 £3.6m
3.8% £1.3m 217 £2.5m
3.7% £349.8k 115 £1.2m
3.6% £676.0k 141 £827.6k
3.5% £151,578.90 51 £151,578.90
I suppose RS is holding the line by trickling money out in the hope of shaking those branches so that [cough!] > 4.4% lenders will start a stampede. But it looks like at least some 4.5% lenders will be satisfied.
Any observations?
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acky
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Post by acky on Jan 2, 2018 15:02:20 GMT
Now 2.5 hours after the normal run time. I've just had to move what looked like a safe £9k at 4.4% down to 4.3%, and that will soon be under threat - seriously cross with myself for how much time I spend chasing the last 0.1% - all of 75p before tax! What I really don't understand is lenders prepared to leave serious amounts of money on the market at 5%+ - ok very occasionally the market will go over 5% but I don't think it has for weeks, so this a total waste of funds.
PS. They must have heard me - matching run now running (15:10).
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rambler
Member of DD Central
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Post by rambler on Jan 2, 2018 15:30:18 GMT
All the money at 4.2% went. Some money at 4.3% (including mine  ) went but it looks like it has run its course. |
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oldgrumpy
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Post by oldgrumpy on Jan 2, 2018 15:45:23 GMT
All the money at 4.2% went. Some money at 4.3% (including mine ) went but it looks like it has run its course. Another £1M+ to go yet ... and I'm Qu'd at £700K+ on 4.3%. Should just creep in. 
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Post by fiatlender on Jan 2, 2018 15:49:47 GMT
Another £1M+ to go yet ... and I'm Qu'd at £600K on 4.3%. Should just creep in. I'm Qu'd at £550k  Don't think we will get matched at 4.3% today, looks like the 4.2% is going fast.
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acky
Posts: 481
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Post by acky on Jan 2, 2018 15:52:18 GMT
All the money at 4.2% went. Some money at 4.3% (including mine ) went but it looks like it has run its course. Another £1M+ to go yet ... and I'm Qu'd at £600K on 4.3%. Should just creep in. But the 4.3% queue has moved very little in the last 20 minutes or so, and probably what movement has happened is people like me baling out and taking 4.2%. Just after 3pm all the £16m+ disappeared and matching seemed to be proceeding fully until it suddenly stopped and £1.2m of borrowers popped back up at 4.2%, with about £1.1m at 4.3% still queued. I've not seen this behaviour before, but then I tend not to watch the market that closely.
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oldgrumpy
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Post by oldgrumpy on Jan 2, 2018 16:37:02 GMT
Yep! It is regularly just like this. I chickened out towards the end of the run as I realised I'd just miss the chop (!  ) and settled for 4·2%. I'll carry on at 4%+ for rolling loose standby cash rather than put it in AC at 3·75%. |
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Post by penguin on Jan 4, 2018 11:40:09 GMT
Am winding down my 5 year loans by switching into rolling. Set rolling at a 4% default since I am not inclined to finesse it every morning - this seems to be working pretty well
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Post by ruralres66 on Jan 4, 2018 11:55:58 GMT
Not today, it did not!I have a large sum still in Rolling still missing any boat!
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robski
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Post by robski on Jan 4, 2018 12:05:37 GMT
Seemed to match earlier today
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robski
Member of DD Central
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Post by robski on Jan 5, 2018 11:05:32 GMT
Was early again today.
Seems they may have changed the timings
I normally log in first thing, then again late morning to check the queue etc
I just logged in and the £1.8M has gone and clearly matched upto around 3.8%, might have been 3.7%
So I suspect they are matching earlier now.
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Post by ruralres66 on Jan 5, 2018 12:08:23 GMT
Likewise. I checked early and decided to pitch at 3.8%. Then felt that the data displayed on the full market would not account for "extra" monies being taken up- from very, very low 1 year and 5 year? So I adjusted down to 3.7% and the very large 5 figure rolling reinvestment's, built up over several days off not being taken up, finally went. There is no late afternoon rally these days it appears....
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benaj
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Post by benaj on Jan 6, 2018 11:01:36 GMT
Currently (2018-01-06 11:01) there are big money from 3 rate setter experts lending @ 2.5% totalling £43k.  2.5% £43,687.87 3 £43,687.87 |
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Post by stevepn on Jan 6, 2018 11:20:57 GMT
There is over £150,000 @ 3.5% on 5 years which I find more frightening.
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coogaruk
Hello everyone! Anyone remember me?
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Post by coogaruk on Jan 6, 2018 13:09:09 GMT
Am winding down my 5 year loans by switching into rolling. Set rolling at a 4% default since I am not inclined to finesse it every morning - this seems to be working pretty well Likewise when the 5 year rate is below my 5.9% target, although I do adjust my Rolling default rate from time to time and currently have that set at 4.1% (the best I've achieved there is 4.8%)
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) went but it looks like it has run its course.
Don't think we will get matched at 4.3% today, looks like the 4.2% is going fast.
) and settled for 4·2%.
