jcb208
Member of DD Central
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Post by jcb208 on Jan 28, 2018 15:42:29 GMT
They will deduct what you pefunded from the available balance so you will loose £800 of the prefunded loan and maybe go in there naughty book  Hi When this happened to me the whole investment went leaving me with a healthy balance that I withdrew to somewhere else. I raised a complaint and they basically said "tough - thems the rules" So check with Lendy - might need to wait 3 weeks for a reply though. Regards Maybe Lendy keep moving the goal posts which they are very good at.The only time it happened to me was I forgot to deposit funds and when I did a day later they had left me with the part of the investment I had the money on account for and took the rest ,we are only talking about 24 hours later
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Post by davids on Jan 28, 2018 16:00:17 GMT
Anyone relying on being able to sell down existing loans after a new pre-fund has been allocated is asking for trouble, IMHO. Look at DFL030, 340 days remaining and minimal availability until yesterday, now with £108k queued to sell. Just gone 10am, Sunday 27th January 2018, that figure is now £140,121...  This happened to DFL027, been in this investment for 7 months and not seem a single £ for sale in 7 months, but thurs/fri £106k became available and it's still available now!
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
Posts: 1,447
Likes: 945
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Post by stub8535 on Jan 28, 2018 16:07:16 GMT
Any e mail I recieve before Tuesday will be met with a robust response. I await funds from 3 other platforms to reach my account before my pre fund allocation can be paid. Introduction of a loan on Saturday needs some leeway on settling the account by Monday. If you don't have the cash available, don't pre-fund - simples! If I wanted a platform where money needs to sit on account there are plenty out there. Lendy is not that type. Cash is available so please keep your rudeness to yourself.
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Post by skint4achange on Jan 28, 2018 18:44:01 GMT
If you don't have the cash available, don't pre-fund - simples! If I wanted a platform where money needs to sit on account there are plenty out there. Lendy is not that type. Cash is available so please keep your rudeness to yourself. Now now stub8535, anyone would think you have been taking to a renegade or a rebel without a clue?? 
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treeman
Member of DD Central
Posts: 1,026
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Post by treeman on Jan 29, 2018 13:24:28 GMT
In addition to @new2p2p 's very useful request above would Paul64 / Lendy Support be prepared to give some stats once the dust has settled on DFL033? Perhaps number of investors not honouring pre-funds or amount re-possessed to the SM? It would help us to understand the problem Lendy are trying to address: "While the majority of investors fund their accounts in a timely manner, we have seen a growing number of investors not honouring their pre-fund selections, which impacts all investors."
It may also encourage a more sympathetic view if affects-all changes have to be made in the future. IMO the 'guilty' only should have their privileges removed............. |
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mikes1531
Member of DD Central
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Post by mikes1531 on Jan 30, 2018 15:37:51 GMT
It also would stop people thinking that Lendy are trying to solve a problem that didn't really exist. Or worse, thinking that Lendy were making changes unfavourable to investors simply because they wanted to, while falsely claiming that that they had to because...
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treeman
Member of DD Central
Posts: 1,026
Likes: 557
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Post by treeman on Jan 31, 2018 14:36:40 GMT
Well I guess the sudden £370k+ dump on the SM suggests the naughty step is indeed pretty crowded ...............  If that's how it is then no wonder INPL is under threat. |
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