I'm sorry, but despite the fact that I have funds invested with most P2P/P2B platforms and I'm quite happy to "stick a toe in the water" with new entrants to the marketplace, I will not be signing up as a lender with yourselves.
Given your operation is based on a rebadged version of the platform used by rebuildingsociety.com, it should be of no surprise that I am not a lender there either.
T&C 19.4. Legal responsibility for the collection of the Loan remains with the Lender. We agree that we will facilitate the use of solicitors, but this will always have to be at the risk and expense of the Lender.
Sorry, but that in my view is simply unacceptable. (I suspect in practical terms the result will be no legal follow up to defaults).
In the early days of rebuildingsociety.com the platform was used to facilitate the distribution of adult spam to registered lenders & borrowers. This has now been resolved by the disabling of the on platform private messaging system. You would be wise to confirm that your platform also has this disabled, as rebuildingsociety.com have admitted that these incidents did cause a loss of confidence in the platform.
There is one other minor issue - the platform produces security errors when used on IE8/XP due to mixed http/https content. Reported to rebuildingsociety.com but they claim they can't reproduce the issue.
A sobering report on the aftermath of the demise of Be The Lender has just seen the light of day ... seems a fair number group employees lost money after lending to a group company (eggs and baskets springs to mind)