ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329 
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Post by ilmoro on Mar 13, 2018 8:53:52 GMT
My overall invested sum increased yesterday due to interest payments yet nothing showing as qualifying for 1% contrary to info given/others experience. I seem to just attract 'bugs' at the moment.  |
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jlend
Member of DD Central
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Post by jlend on Mar 13, 2018 8:58:20 GMT
My overall invested sum increased yesterday due to interest payments yet nothing showing as qualifying for 1% contrary to info given/others experience. I seem to just attract 'bugs' at the moment. Ditto Only a very small interest payment, but not showing in the qualifying amount which says 0.00 for me. 12th Mar 2018 at 20:42 Interest payment for loan xxxxxxxx (381) 12th Mar 2018 at 17:12 Interest payment for loan xxxxxxxx (457) 12th Mar 2018 at 16:27 Interest payment for loan xxxxxxxx (186) All automatically swept. I guess the daily update of the qualifying amount could have happened before my deposit and these interest payments.
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Post by chris on Mar 13, 2018 9:21:59 GMT
Daily update is still running, it's taking a particularly long time today as there were some historic recalculations to do and are handled by the same process. Will be quicker tomorrow.
Edit: to clarify, it's run for many users but not yet all.
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jlend
Member of DD Central
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Post by jlend on Mar 13, 2018 9:22:46 GMT
Daily update is still running, it's taking a particularly long time today as there were some historic recalculations to do and are handled by the same process. Will be quicker tomorrow. Edit: to clarify, it's run for many users but not yet all. Thanks
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SteveT
Member of DD Central
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Post by SteveT on Mar 13, 2018 9:46:53 GMT
As a (very small) shareholder, I take my hat off to whomever in AC's Marketing Department thought up the "1% Spring Bonus" mechanic. It sounds SO much more generous than "0.277% extra interest"  Well since it’s only going to be paid for about three weeks (out of 52), it’s more like an extra 0.06% so yes, stunning. Why 3 weeks? The bonus runs to end of June, I thought.
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littleoldlady
Member of DD Central
Running down all platforms due to age
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Post by littleoldlady on Mar 13, 2018 11:56:44 GMT
As a (very small) shareholder, I take my hat off to whomever in AC's Marketing Department thought up the "1% Spring Bonus" mechanic. It sounds SO much more generous than "0.277% extra interest" To be fair they do say 1% pa
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SteveT
Member of DD Central
Posts: 6,875
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Post by SteveT on Mar 13, 2018 12:01:14 GMT
As a (very small) shareholder, I take my hat off to whomever in AC's Marketing Department thought up the "1% Spring Bonus" mechanic. It sounds SO much more generous than "0.277% extra interest" To be fair they do say 1% paExactly. Quotes the per annum rate for a 3.5 month promotion. Inspired.
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Post by anthony on Mar 13, 2018 14:28:31 GMT
I'm intending opening an AC IFISA just after the start of the next tax year, as I've already used up my allowing for the current year elsewhere.
I get that I can make the deposits into my standard (non-IFISA) account before close of play on 5.4.2018 and as long as I invest them somewhere (I'd probably put them in the QAA) then they're eligible for the bonus.
But say I then open my IFISA, withdraw from the standard QAA, move the money to the ISA side and then invest over there, say in the 30 day account......
Would my eligible deposits still attract the 1% pa bonus, because technically they haven't been continuously invested the whole time. (ie in the gap while i'm moving them from one side to the other).
Just wondering what you think, maybe I'm over thinking it?
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dc848
Posts: 150
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Post by dc848 on Mar 13, 2018 14:36:18 GMT
I'm intending opening an AC IFISA just after the start of the next tax year, as I've already used up my allowing for the current year elsewhere. I get that I can make the deposits into my standard (non-IFISA) account before close of play on 5.4.2018 and as long as I invest them somewhere (I'd probably put them in the QAA) then they're eligible for the bonus. But say I then open my IFISA, withdraw from the standard QAA, move the money to the ISA side and then invest over there, say in the 30 day account...... Would my eligible deposits still attract the 1% pa bonus, because technically they haven't been continuously invested the whole time. (ie in the gap while i'm moving them from one side to the other). Just wondering what you think, maybe I'm over thinking it? No problem, because whilst moving money around it is constantly being 'swept' into interest bearing QAA. But you must remember to switch the facility on when you open your account.
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oldgrumpy
Member of DD Central
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Post by oldgrumpy on Mar 13, 2018 14:50:00 GMT
I'm intending opening an AC IFISA just after the start of the next tax year, as I've already used up my allowing for the current year elsewhere. I get that I can make the deposits into my standard (non-IFISA) account before close of play on 5.4.2018 and as long as I invest them somewhere (I'd probably put them in the QAA) then they're eligible for the bonus. But say I then open my IFISA, withdraw from the standard QAA, move the money to the ISA side and then invest over there, say in the 30 day account...... Would my eligible deposits still attract the 1% pa bonus, because technically they haven't been continuously invested the whole time. (ie in the gap while i'm moving them from one side to the other). Just wondering what you think, maybe I'm over thinking it? Don't get caught out anthony Get your cash in and invested by 4 April 2018.
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IFISAcava
Member of DD Central
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Post by IFISAcava on Mar 13, 2018 15:08:14 GMT
I'm intending opening an AC IFISA just after the start of the next tax year, as I've already used up my allowing for the current year elsewhere. I get that I can make the deposits into my standard (non-IFISA) account before close of play on 5.4.2018 and as long as I invest them somewhere (I'd probably put them in the QAA) then they're eligible for the bonus. But say I then open my IFISA, withdraw from the standard QAA, move the money to the ISA side and then invest over there, say in the 30 day account...... Would my eligible deposits still attract the 1% pa bonus, because technically they haven't been continuously invested the whole time. (ie in the gap while i'm moving them from one side to the other). Just wondering what you think, maybe I'm over thinking it? I dont think they say it has to be continually invested for the whole period do they?
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Post by chris on Mar 13, 2018 15:16:52 GMT
I'm intending opening an AC IFISA just after the start of the next tax year, as I've already used up my allowing for the current year elsewhere. I get that I can make the deposits into my standard (non-IFISA) account before close of play on 5.4.2018 and as long as I invest them somewhere (I'd probably put them in the QAA) then they're eligible for the bonus. But say I then open my IFISA, withdraw from the standard QAA, move the money to the ISA side and then invest over there, say in the 30 day account...... Would my eligible deposits still attract the 1% pa bonus, because technically they haven't been continuously invested the whole time. (ie in the gap while i'm moving them from one side to the other). Just wondering what you think, maybe I'm over thinking it? I dont think they say it has to be continually invested for the whole period do they? Doesn't need to be continuous, it's just taken as the total amount invested and if there's a temporary drop then you earn less for a bit.
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Post by anthony on Mar 13, 2018 16:21:17 GMT
Thanks everyone for clarifying this, and thanks oldgrumpy for reminding me to get my dates right! |
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littleoldlady
Member of DD Central
Running down all platforms due to age
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Post by littleoldlady on Mar 13, 2018 18:46:57 GMT
Thanks everyone for clarifying this, and thanks oldgrumpy for reminding me to get my dates right! IMHO you were right and oldgrumpy was wrong. The tax year runs from the 6th Apr to the 5th Apr.
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oldgrumpy
Member of DD Central
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Post by oldgrumpy on Mar 13, 2018 18:49:32 GMT
Thanks everyone for clarifying this, and thanks oldgrumpy for reminding me to get my dates right! IMHO you were right and oldgrumpy was wrong. The tax year runs from the 6th Apr to the 5th Apr. On the other hand, AC's offer ends on 4th April, so oldgrumpy is right. Never mind littleoldlady ; have another cup of tea? IMHO 
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