Post by bigfoot12 on May 7, 2018 7:55:39 GMT
I have just posted in another thread some work I did looking at the loanbook. So far in 2018 there are far few a+ loans and nearly twice as many E loans as there were in 2016 and 2017. It wouldn't be surprising if early defaults increased.
Does anyone know the proportion of conservative lenders? If this is significant the less conservative lenders will have an even lower proportion of A and A+ so our personal early default rate might be expected to be even higher.
Does anyone know the proportion of conservative lenders? If this is significant the less conservative lenders will have an even lower proportion of A and A+ so our personal early default rate might be expected to be even higher.