travolta
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Post by travolta on May 5, 2018 11:49:26 GMT
Any replacement suggestions welcomed
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bigfoot12
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Post by bigfoot12 on May 5, 2018 12:13:24 GMT
Lots of threads on this, look in chat and general equities discussion. It depends on how much you have, what you want to hold and how often you will trade.
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hazellend
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Post by hazellend on May 5, 2018 13:16:43 GMT
Any replacement suggestions welcomed Don't know, I've looked at the other sites and find Hargreaves Lansdown to be head and shoulders above the rest, and extremely cheap if you don't buy funds.
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Post by Ace on May 5, 2018 16:25:25 GMT
ii were best for me when I researched a couple of months back, but didn't keep detailed notes of the research. I agree with others that it will depend on your circumstances. I hold most of my funds in trackers (low 6 figures) and a few individual shares. My only complaint so far is that they seem to be dragging their feet over some ISA fund transfers. I found their helpline good at answering questions. I do remember that they would save me about £1000 a year on management fees for my L&G trackers due to moving from r to i class holdings.
EDIT: I'd like to scratch any praise that I gave to ii. After dragging their feet for a few months they finally informed me that they were unable to transfer my L&G trackers to themselves, despite assuring me that they could before I started the process!!!
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Yintara
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Post by Yintara on May 8, 2018 10:26:08 GMT
HL are fine, but the constant self-promoting 'newsletters' drive me batty. Can't seem to unsubscribe from them no matter how hard I try. I've been with Fidelity for a number of years and they've been very good in terms of the website and customer service but shortly will be transferring to Halifax which may save on fees if you're a low-volume trader like me. ii came up in my research as cheapest, but decided not to go with them due to some variable customer service stories.
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Post by Deleted on May 8, 2018 13:33:34 GMT
If you are buying shares then halifax/jarvis are not bad
If funds then iii charges you ~£20 a quarter and gives it back to you as deal credits which works out cheap
If you have a lot of people in the family (same address) you might even look at fidelity as they allow you to summate all the assets and £250k might be within reach. HL do not let you do this.
there are cheaper portals but they stretch my confidence
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jwatson
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Post by jwatson on May 9, 2018 13:02:07 GMT
Any replacement suggestions welcomed Out of interest why are you looking to leave HL ? Is it just down to cost ?
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travolta
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Post by travolta on May 18, 2018 8:59:19 GMT
Well yes, although I'm used to their site which is a plus. Just wondering if all the bells and whistles are necessary. Will maybe try a small amounts with others to see how things work out . Too old and impatient for trackers . Mostly equities (or maybe go down the bookies and play on the machines)  .
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benaj
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Post by benaj on May 18, 2018 9:46:49 GMT
I suppose it really depends on your investment objectives. For Vanguard Tracker funds, just transfer it to Vanguard. AMC of VUSA is 0.07% and 5 year annualised return is 15% Trading 121 has 10 commission free deals every month (for consideration max. £10 000 each) £1.95 + 0.05% per deal after that. Personally, I like the HL mobile app and HL has a larger range selection of funds. iWeb has registration fee of £25 and £5 dealing fee, no management fee. |
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zlb
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Post by zlb on Jun 19, 2018 23:19:19 GMT
Degiro but EU equivalent of fscs.
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puddleduck
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Post by puddleduck on Jun 20, 2018 8:38:47 GMT
Any replacement suggestions welcomed I'm with HL and a few years back I also transferred a fair bit to BestInvest, but did keep 25% of my pot with H-L. I've decided I'm transferring everything back from BestInvest back to H-L. I find the H-L low cost Legal and General tracker funds very good value.
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IFISAcava
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Post by IFISAcava on Jun 20, 2018 10:39:06 GMT
Any replacement suggestions welcomed I'm with HL and a few years back I also transferred a fair bit to BestInvest, but did keep 25% of my pot with H-L. I've decided I'm transferring everything back from BestInvest back to H-L. I find the H-L low cost Legal and General tracker funds very good value. I suspect they're even better value on other low cost platforms (HL's 0.45% platform fee much higher than others, like Fidelity via Cavendish online which is 0.25%, or even the Standard Life online which is a £12.50 annual flat fee if you aren't actively dealing)
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puddleduck
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Post by puddleduck on Jun 20, 2018 11:22:35 GMT
I'm with HL and a few years back I also transferred a fair bit to BestInvest, but did keep 25% of my pot with H-L. I've decided I'm transferring everything back from BestInvest back to H-L. I find the H-L low cost Legal and General tracker funds very good value. I suspect they're even better value on other low cost platforms (HL's 0.45% platform fee much higher than others, like Fidelity via Cavendish online which is 0.25%, or even the Standard Life online which is a £12.50 annual flat fee if you aren't actively dealing) Thanks, I'll take a look at some of the others at some point - as I transfer a large pot, H-L's cashback schemes they offer to transfer usually pays the fee differential for a while. I should say my context is for SIPPs.
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puddleduck
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Post by puddleduck on Jun 20, 2018 11:27:44 GMT
Trading 121 has 10 commission free deals every month (for consideration max. £10 000 each) £1.95 + 0.05% per deal after that. I completely forgot I opened a Trading 121 account about a year ago. I got a bit pee'd off as it seemed every month they'd nag me to log on, or the account would be closed, so I lost interest but having read this post, I do still seem to have a real live trading account I've never used or funded. Might have a dabble. EDIT - Hmm..I see they surcharge 0.81% if you use a card to pay, isn't that rather naughty nowadays?
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Post by Ace on Jun 20, 2018 18:07:56 GMT
Any replacement suggestions welcomed I'm with HL and a few years back I also transferred a fair bit to BestInvest, but did keep 25% of my pot with H-L. I've decided I'm transferring everything back from BestInvest back to H-L. I find the H-L low cost Legal and General tracker funds very good value. Following L&G's recent price restructuring I think it's slightly cheaper to hold the trackers directly with L&G now.
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