elliotn
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Post by elliotn on Sept 14, 2018 7:02:20 GMT
Is cash drag proxy for queues or is there any visibility (seems We touched on showing Q lengths as possible improvement). My test 1/2k - ten pounds invested in a week (rates set from 8-15%), ten pounds reimbursed by PF
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Post by arctic on Sept 14, 2018 17:28:35 GMT
I'm wondering if the number of days you set for 'provision fund' has any impact on your loan allocation in the 'queue'. I had £1100 queued in seperate investments at different returns. Over 2 days I got £365 of loans while 'provision fund' set at 14 days, from 5.5% to 10.5% return. Since I changed the 'provision fund' to 7 days I've been allocated £0 of loans over 2 days, meanwhile they have loaned out another £6000 according to their stats.
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elliotn
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Post by elliotn on Sept 15, 2018 14:24:14 GMT
I'm wondering if the number of days you set for 'provision fund' has any impact on your loan allocation in the 'queue'. I had £1100 queued in seperate investments at different returns. Over 2 days I got £365 of loans while 'provision fund' set at 14 days, from 5.5% to 10.5% return. Since I changed the 'provision fund' to 7 days I've been allocated £0 of loans over 2 days, meanwhile they have loaned out another £6000 according to their stats. Peculiar but tyvm, will have a try
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Post by df on Sept 15, 2018 15:19:30 GMT
I'm wondering if the number of days you set for 'provision fund' has any impact on your loan allocation in the 'queue'. I had £1100 queued in seperate investments at different returns. Over 2 days I got £365 of loans while 'provision fund' set at 14 days, from 5.5% to 10.5% return. Since I changed the 'provision fund' to 7 days I've been allocated £0 of loans over 2 days, meanwhile they have loaned out another £6000 according to their stats. I doubt it. Why would it have an impact? I've recently set all my investments at 7 days and all returns get reinvested within hours.
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elliotn
Member of DD Central
Posts: 3,063
Likes: 2,681
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Post by elliotn on Oct 21, 2018 4:04:49 GMT
My test 1k in Sep doesn’t really tell me much, my return coming towards the end of Oct is c£2.
I’ve only had a summary look as I want this to be deposit/forget but it would seem most of my loans are still live so I should wait, say, 90 days for substantially more loans to complete (assumes bullet with no repayments) to better understand my likely return?
I might drip feed some more so after month 3 my returns more resemble monthly interest, at the moment I’m not quite sure how to read it :/
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