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Post by stevexxx on Jan 6, 2020 20:48:28 GMT
I transferred money in last night, it finally went through late this afternoon, not that I was worried..
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Post by shanghaiscouse on Jan 10, 2020 8:17:07 GMT
Well, as part of my overall strategy to get out of the P2P sector I sold my loans on AC and got all my money back. Such a great experience compared to FC.
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blender
Member of DD Central
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Post by blender on Jan 10, 2020 9:41:04 GMT
Well, as part of my overall strategy to get out of the P2P sector I sold my loans on AC and got all my money back. Such a great experience compared to FC. Your post has started my day well, thanks. As someone who got, mostly, out of long-term FC and into Assetz over a year ago, you confirm my decision. The difference is that I will stay in p2p with Assetz, mainly. The sector is not going to fail, but it is having a major squeeze and shakeout, with the kindly assistance of the regulator. The trick is to pick the survivors, but to some extent that is in the hands of the forum members - both with their cash and commentary. At least Assetz understand that, as evidenced by their statements and contributions, while FC are just arrogant and undeserving of support. Great experiences are worth repeating, and if we support what appear to be the best platforms, then we support ourselves and our financial returns. Lenders are not helpless.
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alibaba
Member of DD Central
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Post by alibaba on Jan 10, 2020 14:12:53 GMT
I am genuinely pleased that you are having such a positive experience with AC, however mine has been much more negative, in 2016 they invested 20% of my investment in one loan via GBBA1, 19k, which is still in default. In 2017 they again invested 20% via the GEA account 7k of which 6k is still outstanding together with 11 other loans in default (for me not such a good experience). I am sure that AC have improved from those early days but for me one of the main measures of a business is how it deals with problems.
Fortunately, I have had very positive outcomes with Proplend, Growth Street and Bridge crowd, plus early days for Crowd Property.
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blender
Member of DD Central
Posts: 5,719
Likes: 4,272
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Post by blender on Jan 10, 2020 22:37:59 GMT
I am genuinely pleased that you are having such a positive experience with AC, however mine has been much more negative, in 2016 they invested 20% of my investment in one loan via GBBA1, 19k, which is still in default. In 2017 they again invested 20% via the GEA account 7k of which 6k is still outstanding together with 11 other loans in default (for me not such a good experience). I am sure that AC have improved from those early days but for me one of the main measures of a business is how it deals with problems. Fortunately, I have had very positive outcomes with Proplend, Growth Street and Bridge crowd, plus early days for Crowd Property. Yes, I was fortunate to join after GBBA1. All platforms get some things wrong.
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ashtondav
Member of DD Central
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Post by ashtondav on Jan 11, 2020 15:14:16 GMT
I am genuinely pleased that you are having such a positive experience with AC, however mine has been much more negative, in 2016 they invested 20% of my investment in one loan via GBBA1, 19k, which is still in default. In 2017 they again invested 20% via the GEA account 7k of which 6k is still outstanding together with 11 other loans in default (for me not such a good experience). I am sure that AC have improved from those early days but for me one of the main measures of a business is how it deals with problems. Fortunately, I have had very positive outcomes with Proplend, Growth Street and Bridge crowd, plus early days for Crowd Property. That was ages ago. No sign of the PF coughing up? If you haven't been told why i would contact CS.
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liso
Member of DD Central
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Post by liso on Jan 13, 2020 13:40:49 GMT
On numerous loans “Next Payment” column suggests payment is overdue by a big number of days. But Repayments Tab says payment has been made pretty much on time. It would appear that this query has been raised on numerous loan Q&As by lender(s) and is eliciting the response “ We can confirm that the loan repayments are up to date and are paid in a timely manner.
The incorrect date that is feeding through to the system relates to an internal matter which is currently under investigation
Whilst it might not have guaranteed that QnAs wouldn’t be raised, a response on here might have pre-empted some of the time wasted that results from lenders individually querying this on individual loans. AC do seem to miss some no-brainers at least occasionally. Not great for keeping lender confidence. has been AC's response for months to queries raised by lenders about incorrect 'next payment' dates. I have wasted a great deal of time over several months checking apparently late payments, only to find that payment has been correctly made. Not good enough.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
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Post by ilmoro on Jan 13, 2020 13:52:46 GMT
On numerous loans “Next Payment” column suggests payment is overdue by a big number of days. But Repayments Tab says payment has been made pretty much on time. It would appear that this query has been raised on numerous loan Q&As by lender(s) and is eliciting the response “ We can confirm that the loan repayments are up to date and are paid in a timely manner.
The incorrect date that is feeding through to the system relates to an internal matter which is currently under investigation.” Whilst it might not have guaranteed that QnAs wouldn’t be raised, a response on here might have pre-empted some of the time wasted that results from lenders individually querying this on individual loans. AC do seem to miss some no-brainers at least occasionally. Not great for keeping lender confidence. If you'd tagged Chris or Stuart in your post it might have helped. They aren't as active on here as they were.
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warn
Member of DD Central
Curmudgeon
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Post by warn on Jan 16, 2020 18:00:41 GMT
Secondary Sort feature in loan book listings seems to have stopped working (for me, at any rate). Can anyone else confirm?
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warn
Member of DD Central
Curmudgeon
Posts: 637
Likes: 658
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Post by warn on Jan 18, 2020 8:16:05 GMT
Secondary Sort feature in loan book listings seems to have stopped working (for me, at any rate). Can anyone else confirm? Working again this morning. Do keep up, warn.
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Post by Ton ⓉⓞⓃ on Jan 18, 2020 8:50:26 GMT
Secondary Sort feature in loan book listings seems to have stopped working (for me, at any rate). Can anyone else confirm? Working again this morning. Do keep up, warn. I'm sure I've read somewhere that others have had trouble with that function, though I don't use it.
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lobster
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Post by lobster on Apr 20, 2020 6:14:17 GMT
Looks like the SM has frozen overnight ? Is that right ? chris - could you have a quick look and re-start if necessary ? Thanks. |
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Post by chris on Apr 20, 2020 6:43:19 GMT
Looks like the SM has frozen overnight ? Is that right ? chris - could you have a quick look and re-start if necessary ? Thanks. Seems okay to me, it's cycled through every loan in the past 23 minutes. Is there a specific issue to investigate?
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lobster
Member of DD Central
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Post by lobster on Apr 20, 2020 6:52:39 GMT
Looks like the SM has frozen overnight ? Is that right ? chris - could you have a quick look and re-start if necessary ? Thanks. Seems okay to me, it's cycled through every loan in the past 23 minutes. Is there a specific issue to investigate? Ah ok, thanks for checking - very promptly too ! I always see some overnight activity on my account , but I guess it has just been particularly inactive on this occasion. No worries 
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