elliotn
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Post by elliotn on Jul 16, 2018 2:59:46 GMT
There are plenty of suggestions across the threads for @lendycrowd to make but I didn’t see a dedicated thread.
Per title this is intended more for online functionality as with other boards, a couple from me as a newbie:
- ability to sell fractional loan parts
- indication re SM queue position (or is the weighting truly random?)
- full loan book details of individual loans available online ie Live, Paid, In Arrears, Loss (the downloadable loan book is useful for analysis but doesn’t give the info for what I may want to buy or clues to avoid)
- enhanced borrower participation in Q&A (not sure how that is possible in terms of functionality but something the platform should be strongly supporting procedurally)
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r00lish67
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Post by r00lish67 on Apr 25, 2019 13:14:46 GMT
Couple of things lendingcrowd 1) is there a reason that loan repayments seem to consistently work well behind schedule? Not just 'the odd late payer' but usually all of them. I know it's been the Easter weekend, but it's Thursday afternoon and I still have the vast majority of my repayments due for Sunday and Monday to come in, never mind Tuesday and Wednesday Over in RS land, people are up in arms when payments don't arrive by 6pm on the day they're due, never mind 5 days late! 2) I bid on a loan this morning which didn't seem to receive it's standard UW/Auto-account boost, and so missed it's funding target by a long way. Was that an oversight? It just disappeared anyway, so what's happening with that? Otherwise, I'm pleased to see the default rate staying down, keep up the good work!
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Post by Berkeley on Sept 27, 2019 11:29:39 GMT
The recently added changes to the website where the bids are put into a dropdown box has made live bidding on the site far more problematic. it is virtually impossible to see the time left and your own bids. and each time you refresh the screen, it is necessary to reopen the bids and change to 'all bids' and this is quite slow to achieve. No Improvement on this occasion.
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r00lish67
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Post by r00lish67 on Dec 4, 2019 14:36:31 GMT
I'm currently seeing "We're sorry but something went wrong" when trying to access my list of current investments on LendingCrowd, has been like that for the past hour or so at least. Anyone else? I suspect it's because they're upgrading the website as they've also removed my 'total balance' field from where it was previously ideally placed .. lendingcrowd
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mb
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Post by mb on Dec 4, 2019 16:09:30 GMT
Current investments are displaying normally for me.
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Post by carol167 on Dec 4, 2019 16:22:58 GMT
Total balance is missing for me on each of the funds - was there yeserday.
I hope that's not a permanent change - that would be annoying.
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IFISAcava
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Post by IFISAcava on Dec 4, 2019 16:41:42 GMT
I'm currently seeing "We're sorry but something went wrong" when trying to access my list of current investments on LendingCrowd, has been like that for the past hour or so at least. Anyone else? I suspect it's because they're upgrading the website as they've also removed my 'total balance' field from where it was previously ideally placed .. lendingcrowd same for me
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r00lish67
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Post by r00lish67 on Dec 4, 2019 17:10:48 GMT
I'm currently seeing "We're sorry but something went wrong" when trying to access my list of current investments on LendingCrowd, has been like that for the past hour or so at least. Anyone else? I suspect it's because they're upgrading the website as they've also removed my 'total balance' field from where it was previously ideally placed .. lendingcrowd same for me Seems to be fixed now.
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IFISAcava
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Post by IFISAcava on Dec 4, 2019 17:32:52 GMT
not for me not that I have much left on LC anymore - too many losses and low net return (virtually nil if bonuses excluded), so have been selling out and drawing down.
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Post by carol167 on Dec 4, 2019 18:25:09 GMT
not for me not that I have much left on LC anymore - too many losses and low net return (virtually nil if bonuses excluded), so have been selling out and drawing down. Once my bonus period is over in January I plan to do the same for the same reasons. It's been a 2 year experiment, but recoveries have proven to be very poor and if it wasn't for the bonus amounts... the returns would be very poor so far.
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alanh
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Post by alanh on Dec 5, 2019 17:15:44 GMT
I would be interested to know what time period you guys were investing over. I started on LC in earnest in Aug 2018 and my actual rate of return is currently 8.38% so I'm actually very happy with it. I understand that there have been some problems in the past but maybe they were before my time. I don't do anything clever, just put the same amount into every loan that comes along.
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r00lish67
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Post by r00lish67 on Dec 5, 2019 17:21:47 GMT
I would be interested to know what time period you guys were investing over. I started on LC in earnest in Aug 2018 and my actual rate of return is currently 8.38% so I'm actually very happy with it. I understand that there have been some problems in the past but maybe they were before my time. I don't do anything clever, just put the same amount into every loan that comes along. Similar here, except started a month later. Very happy to date. Maybe the difference is manual v automatic? (chance to achieve higher rates in manual if you follow the auctions closely)
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alanh
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Post by alanh on Dec 5, 2019 17:32:57 GMT
Oh yes - good point. I invest manually at the end of the auction and so tend to get rates at the higher end.
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Post by carol167 on Dec 5, 2019 18:47:25 GMT
I would be interested to know what time period you guys were investing over. I started on LC in earnest in Aug 2018 and my actual rate of return is currently 8.38% so I'm actually very happy with it. I understand that there have been some problems in the past but maybe they were before my time. I don't do anything clever, just put the same amount into every loan that comes along. 2 years and two months, auto investing not manual.
Bad debt today : £848.75 Recovered so far : £57.73
Total investment : £20k
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r00lish67
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Post by r00lish67 on Dec 12, 2019 15:51:48 GMT
I'm currently seeing "We're sorry but something went wrong" when trying to access my list of current investments on LendingCrowd, has been like that for the past hour or so at least. Anyone else? I suspect it's because they're upgrading the website as they've also removed my 'total balance' field from where it was previously ideally placed .. lendingcrowd lendingcrowd same thing is happening again for me - "We're sorry but something went wrong" instead of the current investments screen. edit: now working again.
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