aligibbs
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Post by aligibbs on Aug 7, 2018 10:08:01 GMT
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Post by boudicca on Aug 7, 2018 10:21:06 GMT
The overall actual return is currently 12.19%, looks like it has been rising slightly over the last couple of months.
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Post by boudicca on Aug 7, 2018 10:23:56 GMT
Although, notice the estimated future net return is 11.2% per annum, tougher times ahead ?
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aligibbs
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Post by aligibbs on Aug 7, 2018 10:28:56 GMT
I'd like to see if the loan book is getting extended more and more, or if this is usual year end stuff etc.
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Steerpike
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Post by Steerpike on Aug 9, 2018 10:16:23 GMT
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Post by fisherman on Aug 9, 2018 10:36:14 GMT
Yes, I’ve wondered that. My guess is that they will not paint a pretty picture.
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aligibbs
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Post by aligibbs on Aug 9, 2018 10:38:13 GMT
Yes, I’ve wondered that. My guess is that they will not paint a pretty picture. seems to be about 10 days after the end of the month. I might ask them for previous months, if they will give them to me.
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paulb
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Post by paulb on Aug 9, 2018 12:08:04 GMT
It seems to update around the same time the monthly newsletters go out in my (limited) experience. I'd guess tomorrow or Monday.
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technik
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Post by technik on Aug 9, 2018 15:37:50 GMT
The most comprehensive thread I have seen on this topic is here: p2pindependentforum.com/thread/11949/funding-secure-loanbook-graphsI think what was said above is right, about July stats to be posted after weekend. Perhaps someone should ask. Important part will be focusing on the most recent few months and what is coming now and beyond, to see how the % overdue/defaulted/recovered are interacting in the top graph and if the linear trend on the bottom graph yellow overdue/default is now broken (two last months are already above trend). Have already seen a doubling of % overdue since start of year, but % defaults have decreased. Not what you'd expect given loans are only 6 month term, but indicative of how loans are being dealt with in general, held in overdue status without defaulting. |
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aligibbs
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Post by aligibbs on Aug 9, 2018 17:31:06 GMT
The most comprehensive thread I have seen on this topic is here: p2pindependentforum.com/thread/11949/funding-secure-loanbook-graphsI think what was said above is right, about July stats to be posted after weekend. Perhaps someone should ask. Important part will be focusing on the most recent few months and what is coming now and beyond, to see how the % overdue/defaulted/recovered are interacting in the top graph and if the linear trend on the bottom graph yellow overdue/default is now broken (two last months are already above trend). Have already seen a doubling of % overdue since start of year, but % defaults have decreased. Not what you'd expect given loans are only 6 month term, but indicative of how loans are being dealt with in general, held in overdue status without defaulting. Awesome- thanks.
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technik
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Post by technik on Aug 14, 2018 8:13:38 GMT
July loan stats have now been published, coinciding with the newsletter being sent out.
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snowmobile
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Post by snowmobile on Aug 14, 2018 8:19:43 GMT
If all else fails blame the weather. That appears to be their current strategy anyway  I did not realise FS were in the weather forecasting business. |
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paulb
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Post by paulb on Aug 14, 2018 8:25:23 GMT
July loan stats have now been published, coinciding with the newsletter being sent out. Nothing much of note in the newsletter - it looks like the detailed loan repayment information in the June newsletter was a one-off. It's nice to see in the published stats though that the increase in the repaid loans figure makes up such a large proportion of the increased due figure, and the increase in overdue loans is much less than previous months - it's still over £1M though.... For those who've not got the newsletter, it does note that some early-August default/repayment figures aren't included in the July totals, though I'm not sure why anyone would think they would be.
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Post by brightspark on Aug 14, 2018 9:42:42 GMT
The secondary market graph looks to be trending downwards towards £3M in August, £2M in each of the autumn months and towards £1M by Xmas reversing the rising trend seen since November 2015. Time will tell.
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bg
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Post by bg on Aug 14, 2018 11:34:55 GMT
The secondary market graph looks to be trending downwards towards £3M in August, £2M in each of the autumn months and towards £1M by Xmas reversing the rising trend seen since November 2015. Time will tell. From £5m in May to £9m in June and then back to £5m in July. A trend? Really!
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I did not realise FS were in the weather forecasting business.