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Post by Ace on Dec 9, 2018 9:49:26 GMT
nsiam, any news of the "additional earnings" for last months PF purchases? These payments seem to be slipping ever later. I know that they are not guaranteed, but I presume that they would be payed following the email promises. They do make a substantial difference to my return. Currently my XIRR is 10.07% with them, but 7.61% without them.
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benaj
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Post by benaj on Dec 10, 2018 17:42:17 GMT
Just got PF bonus.
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Godanubis
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Anubis is known as the god of death and is the oldest and most popular of ancient Egyptian deities.
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Post by Godanubis on Dec 10, 2018 23:07:40 GMT
Got mine today PF working well. Keep up the good work.
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nyneil
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Post by nyneil on Dec 11, 2018 15:43:45 GMT
nsiam Could you please give us an overview of the stress testing you have carried out and how well the model performed? Thanks. We have conducted some heavy stress testing to cover sustainability and market changes (including recessions). Our stress testing was reviewed few time during our authorisation process and as part of our early stage capital raise. We are also continually monitoring and observing our loan book performance. Hope this answers your question. Best, Nadeem nsiam Did you use the 2018 PRA Stress Test Assumptions? What were the outcomes? Excuse me being picky, but I much prefer factual (numeric / statistical) data. Thanks in advance.
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Mucho P2P
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Post by Mucho P2P on Dec 11, 2018 22:59:22 GMT
I invest in several P2P platforms with quite a considerable sum invested overall.
I therfore look at this forum often to guage investor experiences.
Posts on most platforms are daily and numerous.
One big exception is WELENDUS I regularly fall asleep looking for a post
This is a GOOD THING over 90% of other P2P posts are negative for good reasons.
Welendus being this exception shows an overall investor happiness with performance and managment.
I subscribe to this view.
My overall impression is very positive. The provision fund is working well and everything is on track.
I am currently removing investment from "stagnent" P2P platforms as it becomes available and moving it to Welendus.
KEEP UP THE GOOD WORK
Other's impressions welcomed
It sounds good at first, but so did Saving Stream. Maybe just a little too early to judge. Time will tell.
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Godanubis
Member of DD Central
Anubis is known as the god of death and is the oldest and most popular of ancient Egyptian deities.
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Post by Godanubis on Dec 12, 2018 3:48:45 GMT
I invest in several P2P platforms with quite a considerable sum invested overall.
I therfore look at this forum often to guage investor experiences.
Posts on most platforms are daily and numerous.
One big exception is WELENDUS I regularly fall asleep looking for a post
This is a GOOD THING over 90% of other P2P posts are negative for good reasons.
Welendus being this exception shows an overall investor happiness with performance and managment.
I subscribe to this view.
My overall impression is very positive. The provision fund is working well and everything is on track.
I am currently removing investment from "stagnent" P2P platforms as it becomes available and moving it to Welendus.
KEEP UP THE GOOD WORK
Other's impressions welcomed
It sounds good at first, but so did Saving Stream. Maybe just a little too early to judge. Time will tell.
SS/Lendy never default .. Wend take over the loan part at your determined time if payments late and you get your capital so may only be a tiny loss of that’s month interest. Which they currently can afford to pay although not obliged to do so.
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Godanubis
Member of DD Central
Anubis is known as the god of death and is the oldest and most popular of ancient Egyptian deities.
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Post by Godanubis on Dec 25, 2018 19:23:52 GMT
Seasons greetings and profitable New Year to all Welendus staff investors and borrowers
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Ukmikk
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Post by Ukmikk on Dec 28, 2018 9:54:35 GMT
Seasons greetings and profitable New Year to all Welendus staff investors and borrowers I'll second that!
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zlb
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Post by zlb on Dec 29, 2018 11:13:38 GMT
What's the minimum that should be reinvested, out of repayments?
I've got 25p sitting there.
Do I have to manually reinvest? Seen others have problems with this.
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Post by Ace on Dec 29, 2018 14:08:50 GMT
What's the minimum that should be reinvested, out of repayments? I've got 25p sitting there. Do I have to manually reinvest? Seen others have problems with this. I haven't seen a minimum quoted anywhere. My smallest loan is £1.01. I have several in the £1 to £2 range. Don't think there is anything you can do to get it reinvested quicker unless it's an "additional payment", in which case you'll need to go to your "modify investments" page and add it to one of your existing investments. I have no idea why these payments aren't auto reinvested.
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rscal
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Post by rscal on Dec 30, 2018 8:21:46 GMT
I'm just starting out, and following suggestions on this thread am making weekly £100 payments into my new account. It seems to be working OK so far, but can these deposits be 'auto-invested' per a prior instruction or must I go to W each time to set up the terms to apply to the new money? Thanks in advance.
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Post by Ace on Dec 30, 2018 9:37:00 GMT
I'm just starting out, and following suggestions on this thread am making weekly £100 payments into my new account. It seems to be working OK so far, but can these deposits be 'auto-invested' per a prior instruction or must I go to W each time to set up the terms to apply to the new money? Thanks in advance. There isn't an auto-invest for new money, but I haven't suffered from any problems with investing more than £100 at a time. If you're worried about trying to diversify across different borrowers then it will help to drip feed. I've found that each of the larger sums that I've invested have been initially split across an average of 24 loans (so roughly 4% average per loan, which I'm personally happy with), but due to the short-term nature of these loans they soon get further diversified. There is a diversification issue if you have multiple investments with overlapping rates. If you have split your cash in to multiple investments in order to achieve much greater diversification you can find that each of those with overlapping rates are frequently allocated chunks of the same loan.
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Post by df on Dec 31, 2018 2:18:56 GMT
I'm just starting out, and following suggestions on this thread am making weekly £100 payments into my new account. It seems to be working OK so far, but can these deposits be 'auto-invested' per a prior instruction or must I go to W each time to set up the terms to apply to the new money? Thanks in advance. There isn't an auto-invest for new money, but I haven't suffered from any problems with investing more than £100 at a time. If you're worried about trying to diversify across different borrowers then it will help to drip feed. I've found that each of the larger sums that I've invested have been initially split across an average of 24 loans (so roughly 4% average per loan, which I'm personally happy with), but due to the short-term nature of these loans they soon get further diversified. There is a diversification issue if you have multiple investments with overlapping rates. If you have split your cash in to multiple investments in order to achieve much greater diversification you can find that each of those with overlapping rates are frequently allocated chunks of the same loan.I'm drip feeding with long gaps between each investment, so don't have any diversification issues, but it doesn't really matter as long as PF is functioning. The same with RS, LW, GS and similar - no matter how your investment is distributed you get the expected return.
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zlb
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Post by zlb on Jan 2, 2019 10:10:39 GMT
I don't think I've had a bonus % payment as I've not had any announcement of it - would it be right to assume that?
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Post by nsiam on Jan 3, 2019 20:37:41 GMT
Seasons greetings and profitable New Year to all Welendus staff investors and borrowers Thanks Godanubis. Seasonal greetings from all of us here at Welendus to you and to all our users, investors and borrowers. Likewise, we wish all our investors a very profitable New Year! We have some great updates coming up in 2019. Very exciting! Stay tuned..Best, Nadeem
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