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Post by erniec on Mar 30, 2019 10:53:00 GMT
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aju
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Post by aju on Mar 30, 2019 11:55:16 GMT
thx erniec , it was worth a shot but as soon as I saw the url it was clear it was probably not going to work for me as its in an external domain that will be checking my access to its system, I think. I inspected the code around the area that wapping35 suggested it was pitched but there was nothing there that gave me a pointer to what may be passed into the switch out links. For it to work it has to pass some parameters into it that I don't have set up on my version and it just bounced me back to the dashboard. Even if I could pass in the relevant parameters I'm sure the fact that they have it bouncing to dashboard with what I did probably means they have a data table in their system that only allows relevant beta program people in anyway. I guess I could ask to be on the beta programme but since I created my own graph in excel, albeit more peaky as I only have access to monthly data without going back into my statements tables and gathering weekly stats into another tab perhaps. I get a similar look to many who have displayed their versions with my monthly info and looking at mine it is a bit similar if I were to smooth out the peaks. In my graphs its blatantly obvious so far for myself and Mrs Aju, particularly in the ISA side that is less mature, that the defaults seem to cycle between good and bad almost every other month. Most of us in ISA only have at best 22/23 months of data to work with so its not easy to get the overall feel. Thanks for trying though it's always fun to experiment, the other links I use rather than traversing their slow multiple paths to what I want still work though they do play havoc with their flawed login and logout process.
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Greenwood2
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Post by Greenwood2 on Apr 11, 2019 12:58:02 GMT
This has now appeared on my account.
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aju
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Post by aju on Apr 11, 2019 13:20:53 GMT
This has now appeared on my account. did you ask for it?, it's still not on mine.
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Greenwood2
Member of DD Central
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Post by Greenwood2 on Apr 11, 2019 14:41:21 GMT
This has now appeared on my account. did you ask for it?, it's still not on mine. I did ask a while ago, but they said no can do, although they eventually gave me the (then) current NAR values. I assumed they must have just rolled it out.
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Post by Deleted on Apr 11, 2019 14:42:34 GMT
Not showing for me.
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aju
Member of DD Central
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Post by aju on Apr 11, 2019 15:26:27 GMT
did you ask for it?, it's still not on mine. I did ask a while ago, but they said no can do, although they eventually gave me the (then) current NAR values. I assumed they must have just rolled it out. Just call me Billy! (No mates) 
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aju
Member of DD Central
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Likes: 924
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Post by aju on Apr 12, 2019 15:33:34 GMT
Just been speaking to Zopa about something else and apparently they are rolling the new NAR function out slowly in case it flips the whole system by rolling it out too quickly. To be honest this function seems quite isolated to throw that much of a wobbly to the whole system but then what do I know.
Unless of course they are preprocessing the graph data on nightly batch runs to speed it up rather than it working on demand when requested!.
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benaj
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Post by benaj on May 1, 2019 11:10:17 GMT
Wow, Zopa has finally enabled this feature on my account. The performance report confirms my experience just before selling my entire 2017 plus portfolio.
I do admit 2017 wasn't fantastic for Zopa plus investors as I was one of them. The 1% diversification and a higher portion of D&E markets back in 2017 didn't help. I hope Z now made use of this available data and improve returns for their supporters by improving the investment products. I wish Z can have more similar A+ loans like Commuterclub.
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aju
Member of DD Central
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Post by aju on May 1, 2019 12:07:52 GMT
Still not made it to me yet. Mind you Zopa did say they were easing it in slowly and being a "U" I guess it will be a while. By the time they get to me i'll have withdrawn quite a bit of funds too!.  |
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zlb
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Post by zlb on May 6, 2019 8:17:40 GMT
Not showing on my account...
Their promises of diversification improvement taking years and years has annoyed me. They still talk in articles as if it's a challenging thing to deal with in the future.
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Post by propman on May 8, 2019 13:14:49 GMT
I have had this for over a week, in internet explorer, when I click on the link it merely opens a blank page, but the info is available on Firefox.
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Post by yorkman on May 31, 2019 9:11:06 GMT
Another poor one - this one is my wife's, thankfully small, 'investment'.
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ashtondav
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Post by ashtondav on May 31, 2019 10:05:56 GMT
Earning 3.7% on core and on plus. In my case as a founder member I get an extra 1% so 4.7%.
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Post by optymystic on Jun 4, 2019 8:16:11 GMT
Another poor one - this one is my wife's, thankfully small, 'investment'.
Here's mine for a bigger account comprised of some 600 microloans, so the defence of greater volatility in smaller investment books doesn't apply. The account has lost money since last September, defaults must have exceeded interest, so it is hardly a short run hiccup. This is an older non-ISA plus account into which I have made no payments since the ISAs opened, so these cannot be the newer loans which are held to show greater levels of risk. So I have rebutted three defences of the rate at which I am losing money. Are there any others?
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