stevio
Member of DD Central
Posts: 2,065 
Likes: 894
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Post by stevio on May 31, 2019 22:42:57 GMT
Currently with Mintos
Considering Twino
Any others that fit above criteria?
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Post by delfinus on Jun 1, 2019 6:44:53 GMT
Hiya,
I would definitely recommend Viainvest. Very professional people with huge network and they are also loan originator who has many physical offices in few countries. They are not so flashy as some other P2P platforms, but I kinda like that. I have a plan to move much more % of my P2P investments to them. They have a buyback guarantee set already after 30 days. I mostly invest in Polish, Latvian and Czech loans as they are with the highest rate (11-12%). Also the repayment performance is the best among my P2P platforms I have. They also offer 10€ if you invest 50€ and you can then have a trial for a month or two ( with registering through this link). There is a lot of short term loans with Viainvest so it will not be difficult. The best is to pick Polish ones for the start. Here is also an interview with the director so you have a bit of a feeling with their business and how they perform: (start is in German but from 2:30 it is in English only). Best wishes, Dave.
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p2pincome
P2P Blogger
https://p2pincome.eu/
Posts: 27
Likes: 6
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Post by p2pincome on Jun 3, 2019 17:42:59 GMT
I would also second ViaInvest if you are satisfied with the 11% max interest they provide or go with Grupeer. Both of the platforms have great loan performance. ViaInvest has more short term loans and lower rates and Grupeer has higher rates and more long term loans (around 12 months). You can check my Grupeer and ViaInvest reviews on my blog. |
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Post by gmaxkenny on Jun 3, 2019 21:01:26 GMT
Would recommend Grupeer. Good returns and no defaults. Would not use Twino again their default rate is scary and I would worry about their ability to honour buyback.
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stevio
Member of DD Central
Posts: 2,065
Likes: 894
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Post by stevio on Jun 4, 2019 5:44:30 GMT
Would recommend Grupeer. Good returns and no defaults. Would not use Twino again their default rate is scary and I would worry about their ability to honour buyback. How does it compare to Munro's and is it not the individual lender that buysback
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Post by gmaxkenny on Jun 4, 2019 14:08:23 GMT
Would recommend Grupeer. Good returns and no defaults. Would not use Twino again their default rate is scary and I would worry about their ability to honour buyback. How does it compare to Munro's and is it not the individual lender that buysback I stopped investing with them about 2 years ago and made my last withdrawal about a month ago. Their loans were being constantly extended and the PG loans reached a 90% default on my account. I was getting 14% but when this dropped coupled with the default rate I could not justify the risk V reward so stopped. Unlike Mintos where they have loan originators Twino does not so you are depending on the platform to honour the buy back so all your eggs are in one basket. There may have been changes since I stopped investing with them as I no longer follow whats happening but I think its a platform which would struggle in an economic downturn.
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Post by spartacu5 on Jun 5, 2019 12:18:30 GMT
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homes119
Member of DD Central
Posts: 93
Likes: 19
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Post by homes119 on Jul 23, 2019 6:39:30 GMT
Anyone can share some light on which platforms are actually profitable? Mintos right? Who else?
How many of you think this is an important point because it doesn’t come up often on the forum or platform review blogs m.
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csj42
P2P Blogger
Posts: 4
Likes: 1
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Post by csj42 on Nov 15, 2019 19:47:23 GMT
homes119 Regarding you question, which blogs are profitable. You of course need to start with reliable data. All the platforms are interested in looking attractive to investors and hence they might exaggerate their financial performance a bit, just like we sometimes see for their XIRR claims, which in my experience are often a bit off. So begin with the platforms that provide audited financial statements. I have done a bit of research on European P2P platforms and there aren't that many platforms with audited reports, about 10 or so. I think that would be good starting point for you. But remember that sometimes the platform itself is not profitable but the company behind is. So occasionally it is also worth to check out the actual owners.
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k6
Posts: 162
Likes: 100
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Post by k6 on Nov 15, 2019 20:39:13 GMT
I Would recommend have a glance on this site financiallyfree.eu/ Perhaps you / or others will find some valuable advice / information. |
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homes119
Member of DD Central
Posts: 93
Likes: 19
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Post by homes119 on Nov 27, 2019 20:03:54 GMT
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Post by eascogo on Nov 27, 2019 21:50:15 GMT
If the figures can be relied upon Zopa is by far the leading lossmaking platform with, respectively, some 4m and 18m in the red for 2017 and 2018. Should that be worrying for investors?
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