jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,808 
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Post by jonno on Jul 24, 2019 13:29:29 GMT
Comrades! Wear your "I haven't been invited" with pride  |
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arby
Member of DD Central
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Post by arby on Jul 24, 2019 14:43:16 GMT
The actual invite says your name. So yes, it was personal. Meaning, I take it you got one...any prizes for guessing why ? Once again, insinuating something nefarious without a shred of evidence to back up the drivel. How would FS choose to target me for an invitation when my username here has no similarity to my FS account name and I've used different email addresses? Much more likely is that I'm an active investor and actually have more than a few £25 outstanding loans with them.
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coop
Member of DD Central
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Post by coop on Jul 24, 2019 15:15:16 GMT
Meaning, I take it you got one...any prizes for guessing why ? Once again, insinuating something nefarious without a shred of evidence to back up the drivel. How would FS choose to target me for an invitation when my username here has no similarity to my FS account name and I've used different email addresses? Much more likely is that I'm an active investor and actually have more than a few £25 outstanding loans with them. Once again, insinuating something nefarious without a shred of evidence to back up the drivel. You appear to just be assuming everyone being negative isn't a proper investor with enough money on the platform (presumably) because you don't like their opinion!
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arby
Member of DD Central
Posts: 910
Likes: 959
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Post by arby on Jul 24, 2019 16:28:12 GMT
Once again, insinuating something nefarious without a shred of evidence to back up the drivel. How would FS choose to target me for an invitation when my username here has no similarity to my FS account name and I've used different email addresses? Much more likely is that I'm an active investor and actually have more than a few £25 outstanding loans with them. Once again, insinuating something nefarious without a shred of evidence to back up the drivel. You appear to just be assuming everyone being negative isn't a proper investor with enough money on the platform (presumably) because you don't like their opinion! Saying that I only got an invite because I'm not negative about FS on this forum is plain bonkers as they don't know who I am. And as for the people who have less money invested than me; that doesn't make them better or worse than me, but someone with only a few hundred invested in old loans is not likely to get an invite to an investor evening. This is common sense and is not something nefarious as you've said.
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adrian77
Member of DD Central
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Post by adrian77 on Jul 24, 2019 18:10:41 GMT
Are ordinary investors invited or is it for larger investors/underwriters?
Still waiting for my invite - maybe it is coming via speedboat?
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Post by brightspark on Jul 24, 2019 18:30:44 GMT
Once again, insinuating something nefarious without a shred of evidence to back up the drivel. You appear to just be assuming everyone being negative isn't a proper investor with enough money on the platform (presumably) because you don't like their opinion! Saying that I only got an invite because I'm not negative about FS on this forum is plain bonkers as they don't know who I am. And as for the people who have less money invested than me; that doesn't make them better or worse than me, but someone with only a few hundred invested in old loans is not likely to get an invite to an investor evening. This is common sense and is not something nefarious as you've said. It is not common sense nor good business practice to treat long-established customers as not worthy of the bother. Saga haemorrhaged many customers before it acknowledged that mistake and came up with a different strategy. In business it is far easier to retain existing customers than to replace with new. Should anyone bother to invest via this platform when their current Zombie loans sit doing nothing. At the very best such customers will be very cautious and at worse will seek pastures new.
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arby
Member of DD Central
Posts: 910
Likes: 959
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Post by arby on Jul 24, 2019 18:32:14 GMT
Are ordinary investors invited or is it for larger investors/underwriters? Still waiting for my invite - maybe it is coming via speedboat? I got an invite on an account with just over £10k in it, so I wouldn't say it's just for large investors, but obviously I don't know the threshold.
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arby
Member of DD Central
Posts: 910
Likes: 959
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Post by arby on Jul 24, 2019 18:33:53 GMT
Saying that I only got an invite because I'm not negative about FS on this forum is plain bonkers as they don't know who I am. And as for the people who have less money invested than me; that doesn't make them better or worse than me, but someone with only a few hundred invested in old loans is not likely to get an invite to an investor evening. This is common sense and is not something nefarious as you've said. It is not common sense nor good business practice to treat long-established customers as not worthy of the bother. Saga haemorrhaged many customers before it acknowledged that mistake and came up with a different strategy. In business it is far easier to retain existing customers than to replace with new. Should anyone bother to invest via this platform when their current Zombie loans sit doing nothing. At the very best such customers will be very cautious and at worse will seek pastures new. So with limited space and resources to meet with investors then you would send out invitations with equal priority to investors from 4 years ago with 2 x £25 loans in default? Fair play to you if so. I wouldn't.
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Post by brightspark on Jul 24, 2019 18:53:17 GMT
Possibly the resources could have been used differently - newsletter or what have you. It might have been to FS advantage to have advised all investors that a gathering was being held by invite only but had been limited to whatever group they had elected to invite. Excluded investors would then have an understanding of the matter.
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adrian77
Member of DD Central
Posts: 3,920
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Post by adrian77 on Jul 24, 2019 19:05:10 GMT
maybe FS could set-up an open forum and actually answer our questions - on the down side no booze but cheaper and would please we lenders e.g.
What the hell is the position with the Park Homes - are there 2 sold and 3 in the bin or what - is it not difficult to delineate 5 assets
Why on earth haven't the speed boats been defaulted as sponsorship is about as likely as Jeremy Corbyn being Chief Rabbi - these damn loans have been active for over 3 years!
As for the art loans - don't get me started...
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Post by denzilh on Jul 24, 2019 19:43:59 GMT
maybe FS could set-up an open forum and actually answer our questions - on the down side no booze but cheaper and would please we lenders e.g. What the hell is the position with the Park Homes - are there 2 sold and 3 in the bin or what - is it not difficult to delineate 5 assets Why on earth haven't the speed boats been defaulted as sponsorship is about as likely as Jeremy Corbyn being Chief Rabbi - these damn loans have been active for over 3 years! As for the art loans - don't get me started...
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Post by denzilh on Jul 24, 2019 19:48:11 GMT
maybe FS could set-up an open forum and actually answer our questions - on the down side no booze but cheaper and would please we lenders e.g. What the hell is the position with the Park Homes - are there 2 sold and 3 in the bin or what - is it not difficult to delineate 5 assets Why on earth haven't the speed boats been defaulted as sponsorship is about as likely as Jeremy Corbyn being Chief Rabbi - these damn loans have been active for over 3 years! As for the art loans - don't get me started... Thanks I will see if I can get to speak about all the way loans mentioned here and in the other posts, although the meeting might not have enough time available, it will be interesting meeting I hope I don't get chucked out!
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,168
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Post by ozboy on Jul 24, 2019 19:51:00 GMT
It is not common sense nor good business practice to treat long-established customers as not worthy of the bother. Saga haemorrhaged many customers before it acknowledged that mistake and came up with a different strategy. In business it is far easier to retain existing customers than to replace with new. Should anyone bother to invest via this platform when their current Zombie loans sit doing nothing. At the very best such customers will be very cautious and at worse will seek pastures new. So with limited space and resources to meet with investors then you would send out invitations with equal priority to investors from 4 years ago with 2 x £25 loans in default? Fair play to you if so. I wouldn't. What an idiotic comment arby. You're losing the plot, more than normal! It's patently obvious why you got an invite. You know it, and we know it. Why the charade? It's tiresome.
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adrian77
Member of DD Central
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Post by adrian77 on Jul 24, 2019 19:51:02 GMT
Thanks a lot - I am sure I speak for many - enjoy the evening!
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arby
Member of DD Central
Posts: 910
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Post by arby on Jul 24, 2019 19:57:38 GMT
So with limited space and resources to meet with investors then you would send out invitations with equal priority to investors from 4 years ago with 2 x £25 loans in default? Fair play to you if so. I wouldn't. What an idiotic comment arby. You're losing the plot, more than normal! It's patently obvious why you got an invite. You know it, and we know it. Why the charade? It's tiresome.And now we've come full circle. Please explain how FS could target me with an invite when my username here has no link to my FS account name? But just for the sake of clarity, please spell out what we all supposedly know as to why I got an invite.
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