Suggested Improvements 2 (AC)

If we don't know that they're loans by now just shoot us.

For me, the loan image takes up the equivalent of two rows, and the "Loan #xxx" text takes up another two rows. So effectively four rows in total. Removing the "Loan" text would reduce that to three. Removing the image alone would reduce it to two. Removing the image plus the "Loan" text would reduce it to one. But the loan name entry (2nd column in the table) contains a minimum of two rows of text (usually two, sometimes three). So there would always be a reduction in unused space if the effective number of rows occupied by the loan # entry was reduced to three, often a further reduction if reduced to two, but no additional benefit if it was reduced to one.

My preference would be for the image to go and for the "Loan" text to go too, with the latter being replaced with "Loan #" in the header, where it is currently blank).

[It's perhaps worth remembering that the number being referred to is actually the old "auction id" not the "loan id" which as chris explained in another post isn't the same thing (and can cause great confusion when scrutinising the statement transactions, which reference both the auction id and the loan id occurring in different places). EDIT: Chris has confirmed through a PM that the loan id is not shown on any of the transactions generated by the new system; it's been replaced by the auction id. This causes an inconsistency in the records moving from the old to the new system but should make examination of the statements simpler moving forwards.]

It seems to depend on what else is being displayed. If I look at 'Browse Loans' I see it as you do, but if I filter by loans I have targeted  I see it as I described.

It's more complicated than that.  My screenshot was of Cumbria & Dorset, so was in alphabetic order, which means it was my targeted loans because my Browse All Loans is in a different order.  In my case, both of those tables use two lines for that data.  And in case anyone is wondering, loans with single digit numbers also go onto two lines.

I tried changing my browser's -- I'm using Firefox -- font size to larger or smaller, but that had no impact on this issue.

I think that's it!

If I do a search for #136, the result is a one-entry table, and "Loan #136" fits on one line.

Now if the system is smart enough to change the column widths to accommodate the length of the contents, why isn't it smart enough to detect the size of my window and use more of it so I don't have so much wasted space in the window at the sides of the tables?

I was thinking about Auto-Diversification on the Manual Loan Investment Account.  At present I find I need to keep a balance in the MLIA readily available to take advantage of any loan parts on my most wanted list that might come up for sale. Obviously this money is not earning interest, and it takes monitoring to keep it at the desired level.  

It would be really great if we could group our targetted loans into categories.  For example the first category could be First Tier "highly desirably" loans, then Second Tier "desirable" loans, then Third Tier "okay for diversification" and Fourth Tier "okay for now to get invested and earning interest / purchased with a view to selling on when something better comes along", and possibly Fifth Tier "Trying to exit".  

Each loan would have a target, as at present.  An Auto-Diversification program, when turned on by the lender, could then try to purchase loan parts as they become available to meet the targets set, giving the highest priority to the First Tier, then the Second Tier, then the Third etc, selling off lower ranking loans to pay for higher ranking loans as and when the opportunity to purchase arose.  

This system would enable lenders to set their targets once for each loan, and would automatically trade loan parts that we want less of for those we favour more highly if they become available.  

Advantages:
Once loans are allocated targets and Tier ranking it is automatic.  
No need to keep a balance on hand waiting for any opportunities to come up, increasing overall efficiency of the platform, and most importantly our XIRR returns.