upperdeane
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Post by upperdeane on Oct 13, 2019 12:27:36 GMT
Hargreaves Lansdown have a cash account called Active which has various rates over various terms. I recently obtained 2.15 % for 6 months with the FSCS guarantee up to the full £85,000. You need to be an account holder with HL via their standard share account, ISA or SIPP (and SIPP Drawdown). Thanks, I'll investigate that.
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upperdeane
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Posts: 493
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Post by upperdeane on Oct 13, 2019 12:35:54 GMT
You obviously have to accept that 'safer' equates to a lower rate of return, and the rate/risk level is always a personal choice. It's very easy to get a perfectly safe, FSCS-backed 1.5% at the moment. For me personally, and set against that, a fixed Access rate of 3% is no longer sufficiently attractive. I don't think any of us can recommend what others do though - it has to remain a personal choice! upperdeane faraday815 as per my other thread, you could try the FSCS Investec Notice Plus account at 1.8% interest. If you want (higher risk) P2P then you could have a look into Assetz Capital if you are not already with them. Their Quick Access Account offers 4.1% interest, or with 90 days notice 5.75%. Plus a welcome bonus offer ongoing at the moment of £150 for a £5k investment, which can also be combined with being referred by a friend for a further £50 too. DYOR, obvs. Thanks, I'll cleck out the Investec Notice Plus option you mention. I'm using Assetz capital already for IFISA and non IFISA investments but am a bit over exposed there so don't want to increase my holdings.
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Post by faraday815 on Oct 25, 2019 22:31:29 GMT
upperdeane faraday815 as per my other thread, you could try the FSCS Investec Notice Plus account at 1.8% interest. If you want (higher risk) P2P then you could have a look into Assetz Capital if you are not already with them. Their Quick Access Account offers 4.1% interest, or with 90 days notice 5.75%. Plus a welcome bonus offer ongoing at the moment of £150 for a £5k investment, which can also be combined with being referred by a friend for a further £50 too. DYOR, obvs. Thanks, I'll cleck out the Investec Notice Plus option you mention. I'm using Assetz capital already for IFISA and non IFISA investments but am a bit over exposed there so don't want to increase my holdings. I'm the exact same, plus ratesetter. Will give HL a try.
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ashtondav
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Post by ashtondav on Oct 26, 2019 12:19:08 GMT
Unfortunately you can’t get those HL rates in their ISA - only non isa accounts.
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