Margin account buy dividend stocks

Look at historic data - you'll see dividend payment adjustments are very efficient, and this won't work.

Remember it's not just financing you pay for (which is relatively cheap), but you also need to pay the spread which will gobble up all the profit of most retail investors' algorithmic strategies.

There are plenty of investment trusts with big dividend reserves. Including some with a 100% reserve. So a long term loan means you should be in profit....BUT Without checking I think they are all in negative territory in terms of share price gains over 5 years.

Reserves and yields on my purchase now, not when I bought them.
City of London 74% reserve yield 5.6%
Henderson far east 80% reserve 7.3%
Perpetual income and growth 96% reserve  yield 7%
Murray international 109% reserve  yield 5.5%
This info supplied by aic www.theaic.co.uk/companydata/0P00008ZOW. 


Furthermore most have had positive change in there discounts/premiumsPerpetual income and growth 
City of London have gone from premium of 2.8% (for the last 12 months)to 4.4%. The 2.8% has been affected by the the increase it was 1.8% prior to the crash

Perpetual income and growth 
Premium/Discount: -14.14%
12m average Premium/Discount: -12.92%
The 12 months average during the crash was 16%
AND it went to a 26% discount during the crash. Or at least that's what it was when I bought it. 

If you are going to  do it, look for lowest interest rate.  Remembering that £7500 to 15,000 are normally the lowest rates and I (if I was going to) I would look for at least 5 years. 

Yes.

But make sure you do fully understand before you do anything. Of the many things you need to consider

1) at what point can they force a close out, this has got much tougher for retail investors in the last few years. As stocks fall they might increase the margin required for your holding (in addition to covering any mark to market losses). At the moment they might allow you to "borrow" between 75% and 90% of your shareholding (depends on how liquid your shares are) and IG require a 10% margin for FTSE250 index (I happened to have that open). If the market becomes more turbulent a platform might reduce the former (less likely) and increase the latter (very likely). They might be forced to do this by a regulator.
2) There is a risk of a mini crash, or flash crash. Depending on what you buy you might find it trades on multiple exchanges, often overnight with thin trading. Even without that risk sometimes a trader enters sell 2930 S&P500 contracts at 1 instead of 1 at 2930 and this mistake triggers other stop losses. If the market is nervous or thin (think Christmas and New Year trading). Extreme moves happen. You might find you are closed out if one of your holdings is involved in this sort of move. Borrowing 40% of your portfolio means it has to be a big move, but they happen.
3)You need to consider currency risk or possibly the lack of currency risk will a big move hurt you - think Swiss Franc a few years ago.

You need to consider much more than this, you need to read the full terms and conditions to understand what they can and can't do.

Better borrow through the bank or remortgage your house. You won't be killed by margin call this way

Genuinely, my accounts are all invested in one ETF, vanguard all world.

I’m not going to try and leverage it. I’m adjusting to a new phase of the accumulation stage of investing where my investment returns or losses in a year are often more than I earn from working, so my contributions aren’t making much of a dent anymore.

Still better than the margin call risk I think. A major drop in the market and you loose everything. There was really cheap stock due to margin call on mid march. Unfortunately it didn t last long enough for me to take advantage

Nobody knows.
From your post it sounds like your investments outside of BTL were 100% equities and you are now 70:30 equities:cash.

70:30 is considered to be a good asset allocation , but still quite aggressive. I think you have found out that you have a lower tolerance for risk than you thought. Why not just stick with 70:30 from here on in, and stop worrying about it.

I’m 100% equities (not including P2P which is about 15% and reducing). 100% is a bad idea for most people. I only do it because I have a secure job, a good DB pension scheme, and am not bothered at all by volatility.