n
Member of DD Central
Yet another Nick
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Post by n on Dec 6, 2019 16:17:13 GMT
Hi ablrate . Please mark my ISA as passed also, since I passed on my regular account. Another observation is that your HNW classification differs from all others I have completed. Others state “income of £100000” OR “assets of £250000”. You definition states “...” AND “...” which automatically disqualifies retired people no matter how rich they are!! I think that has now been changed... thank you - and your ISA is done Not if I go into my profile and change to High Net Worth - still AND there.
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duck
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Post by duck on Dec 6, 2019 16:29:34 GMT
Hi ablrate . Please mark my ISA as passed also, since I passed on my regular account. Another observation is that your HNW classification differs from all others I have completed. Others state “income of £100000” OR “assets of £250000”. You definition states “...” AND “...” which automatically disqualifies retired people no matter how rich they are!! I think that has now been changed... thank you - and your ISA is done Not when I logged on a few minutes ago and completed the test so I had to avoid HNW although I'm not sure a duck can be 'sophisticated' The FCA handbook definitely gives two separate options.
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hantsowl
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Post by hantsowl on Dec 6, 2019 16:32:54 GMT
I think that has now been changed... thank you - and your ISA is done Not when I logged on a few minutes ago and completed the test so I had to avoid HNW although I'm not sure a duck can be 'sophisticated' The FCA handbook definitely gives two separate options. Same here, so we now have ‘sophisticated’ ducks and owls using Ablrate 😉
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duck
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Post by duck on Dec 6, 2019 16:48:30 GMT
How are these test results going to be implemented ? Who is checking what ? A general observation not directed at Abl. I like many others invest in their wife's/husbands name for tax reasons. I have just completed the test for my wife's account as I have done on other platforms that have already implemented the checks. This of course makes any checking/analysis of the 'results' meaningless. Another observation, well done Abl I didn't have to repeat the test for my Ltd Co account I have had to repeat the process on other platforms.
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misscas
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Post by misscas on Dec 6, 2019 17:39:45 GMT
Not when I logged on a few minutes ago and completed the test so I had to avoid HNW although I'm not sure a duck can be 'sophisticated' The FCA handbook definitely gives two separate options. Same here, so we now have ‘sophisticated’ ducks and owls using Ablrate 😉 Had to choose self-certified about 30 minutes ago for same reason so we've now got a sophisticated crowd as well
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Post by winger on Dec 6, 2019 20:55:43 GMT
My wife and I have just done (and passed) the "Appropriateness Test" for our Standard Accounts, but it still wants us to do it again for our ISA accounts.
I also noted that it still wants plenty of income AND assets, so that has not yet been changed to OR.
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blender
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Post by blender on Dec 6, 2019 23:17:48 GMT
Have done it and thought it was a good and thorough test, but ablrate the explanation of self certified sophisticated at Assetz includes a p2p specific example of qualifying experience which might help others with their certification here.
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Post by marcusponds on Dec 7, 2019 12:12:11 GMT
Am I being thick then.... clicked "continue" on the first page and nothing happened.
imac
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Post by ablrate on Dec 7, 2019 12:59:12 GMT
Have done it and thought it was a good and thorough test, but ablrate the explanation of self certified sophisticated at Assetz includes a p2p specific example of qualifying experience which might help others with their certification here. Yes - we will be addressing that, thank you blender
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upperdeane
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Post by upperdeane on Dec 7, 2019 14:51:27 GMT
HI ablrate A quick Question. For HNW this is the text you have: High Net Worth I have an annual income (not including pension income) of £100,000 or more AND investable assets of £250,000 (not including primary residence or pension assets).Is the "AND" correct, as all the other sites i've done this test for use "OR" rather than "AND" for HNW. If you can confirm before i do the test.
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archie
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Post by archie on Dec 7, 2019 15:11:12 GMT
HI ablrate A quick Question. For HNW this is the text you have: High Net Worth I have an annual income (not including pension income) of £100,000 or more AND investable assets of £250,000 (not including primary residence or pension assets).Is the "AND" correct, as all the other sites i've done this test for use "OR" rather than "AND" for HNW. If you can confirm before i do the test.See the reply here.
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upperdeane
Member of DD Central
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Post by upperdeane on Dec 7, 2019 16:04:15 GMT
HI ablrate A quick Question. For HNW this is the text you have: High Net Worth I have an annual income (not including pension income) of £100,000 or more AND investable assets of £250,000 (not including primary residence or pension assets).Is the "AND" correct, as all the other sites i've done this test for use "OR" rather than "AND" for HNW. If you can confirm before i do the test.See the reply here. Thanks. Hope it will be changed soon.
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travolta
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Post by travolta on Dec 7, 2019 16:04:56 GMT
Whimper : I had to do Unbolteds' so many times to get to my account that I'm worried that I may fail this particular 11plus exam . What happens if you inadvertently make a slip . I liked RS who just said skip ,you fool, skip. Is there a category for rich and stupid default?
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upperdeane
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Post by upperdeane on Dec 7, 2019 16:34:39 GMT
Thanks. Hope it will be changed soon. Hi Ive just logged on and notice it is changed now to "and/or". Cheers.
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blender
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Post by blender on Dec 7, 2019 18:00:10 GMT
Whimper : I had to do Unbolteds' so many times to get to my account that I'm worried that I may fail this particular 11plus exam . What happens if you inadvertently make a slip . I liked RS who just said skip ,you fool, skip. Is there a category for rich and stupid default? Yes there should be, look for 'celebrity'.
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