Post by kimberley on Jan 20, 2020 14:53:21 GMT
Please read what happened to me below. This company needs investigating. See other trustpilot reviews about house crowd. My experience with them is horrendous and I have proof they are lying to investors. Please email if this is of any interest to you. Thank you, kind regards, Kim
The House Crowd’s reason for reporting
Please note that the review is for HCF which has different directors / shareholders and is NOT the same company as The House Crowd
Kim
2 reviews
1 star: Bad
Updated 5 days ago
I was made homeless because of these…
I was made homeless because of these vultures. They hugely overvalued my home(I found out how their valuation was done a lot later and based it as a 4 bed house with 2 reception rooms instead of it being 3 bed 2 reception rooms), they wouldn’t entertain me refinancing at end of loan – completely ignored all my requests, my exit route as on investors papers was refinancing – on my loan papers it was compensation- that they knew wasn’t guaranteed, so lent me the money irresponsibility. I sent them, Frazer and their solicitor a begging letter to stop their £9400 a MONTH late charges (of which was 4%, investors told 1%) and to refinance and not to make me homeless as I suffer from chronic anxiety, severe depression and PTSD. I sent by recorded, COMPLETELY IGNORED ME. They told investors the loan was for £211k when it was £235k. I HAVE ALL THE PROOF OF THE ABOVE. Loan was made in August 2017 on a 3 bed house in chelmsford Essex. em me robmarkatalf@outlook. (moc reverse) the House Crowd, company no 07893395, director Charles Frazer Fearnhead, d.o.b. Jan 1969, House Crowd Finance, cn 10564875, director Frazer Fearnhead d.o.b Jan 1969 – papers sent to investors of loan of my home in this company name, House Crowd Finance (Security Agent) ltd, cn 09893838, director Charles Frazer Fearnhead d.o.b jan 1969 – this company took me to court to evict as this company loaned me the money from investors of House Crowd Finance – all have the SAME DIRECTOR. I have proof of the lender fact sheet stating house crowd finance ltd and court claim in house crowd finance security agent ltd name. Deividas’s review 7.1.20 says ‘HC gives instructions to receivers, valuations given to investors also by HC’ – AT NO STAGE IN THEIR REPLY DO HC DENY THIS!!!! So why report me?? I’ve proven director is the same, so they lie to stop me telling the truth! If not the same companies why respond as one to him and other negative reviews? Why not say different companies operate different operations?? Out of all the dozens of negative reviews- 3 stars or less ONLY 1 is a ‘verified order’ yet they confirm each one as a client by responding to their customers investment negative reviews – thereby verifying they are their customers!!! I wonder why??!!
I had to add section about directors after house crowd complained to prove they are liars. Please email me to see proof of what I say.
They did NO due diligence on my loan. My loan was unsecured- so they could get round the fca rules that secured bridge loans have to be regulated, and they done it on my residential home – again I have all the proof. I have the proof that investors are being lied to about the amount I borrowed, the exit route, the interest rate on loan and the default interest rate. Please check trustpilot to see how many people are losing money not just through p2p. There are loads with some reporting to fca. This company is unscrupulous and as my judge at eviction hearing put it ‘unconscionable ‘. Their solicitor, of whom is on house crowd lending panel also lied to the judge telling him I didnt live in the house. Even though I was there to be evicted!!!!
