I have removed this thread in it's entirety. We are not opposed to people (in this case an apparent borrower) reporting their experiences with Platforms, however when they litter that tale with defamatory and potentially libellous comments about the Platform, it's managers and employees despite having been advised not to we have little alternative but to remove it. This is done to protect the poster, the forum, and the people who voluntarily maintain it from legal action. We do not often make comments on our actions, but I thought it was worth an explanation in this instance. Thank you for your understanding if your posts have also been removed.