Covid 19 could boost P2P returns?

Cant see it boosting anything if you cant get your money back or if the platform goes under.

It's quoting Neil Faulkner, the 4thway bloke. His views on p2p are always 'glass half full', to put it mildly

Only if platforms last that long to captalise on the aftermath. People being locked in capital and running down a loanbook isnt' going to "boost" any returns, as we aren't investing the new loans that you would be considering in that theory. Cash is king in that understanding.

Maybe I'm wrong, just can't see how a fiancial crisis would increase anybody confidence in a sector where platforms collasped during the strongest bullrun in history. (Albiet some terrible platforms ofc!)

You also have to consider, the lower BOE rate has caused bank loans to be more attractive than P2P loans (or P2P reduce fees to accept them, or they accept higher risk individals, both have issues, need I explain?)
Furthermore, platforms are not banks, they cannot generate money to fund loans if investors arent' putting money in. Loans being paid back (if they get paid back, its a crisis renember oops!) doesnt' exactly expand the range of the loan book platforms are offering, more recycling investors money. (if investors decide to even let it stay in the platform, I am doubting 100% of paid back funds are going to be reinvested, many would be drawn out)

If you think COVID 19 is going to boost P2P returns you are living in a different universe to me. We are going to see a wave of bankruptcies the likes of which no one has ever seen in the history of man kind. This could make the collapse of the Weimar republic look like a bank holiday trip to the seaside. I think they are going to have to suspend debt repayments, taxes, business rates, rents across the board or the whole system is going DOWN. The economy needs to be put on life support as well as the COVID patients. Infact it is going to need more than life support it is going to need some kind of suspended animation like you see in Sci Fi movies.

We know that. But not the ones that see the shiny advertisements.

Also: SSON is up 13% today, was 17% at times; that one invests in small and mid sized companies. Somebody seems to think, these companies are safe (in a way). Is that logical?