Response to various points made.

I don't look like Linda La Hughes's brother, do I?

Fine, it's gone.  Was merely an attempt at light-hearted Sunday afternoon "banter".

I may be the only one but it seems almost every thread descends into more AC bashing and moaning - quite a bit of it being unjustified in my opinion.  I have no issue with holding AC to high standards, far from it.  We should also acknowledge though when AC are actually doing things right.  As has already been said, they cleared up this WT repayment issue 2 days ago.  We should applaud them for that.  

I'm going to get into further trouble if I say anymore, so I won't.

Here's the lovely Linda on a good day.  I'd better not show the picture of (one of her) "sons" ..... don't want to start a "P.C." furore.
I don't suppose many of the cultured and sophisticated correspondents on this forum will be too knowledgeable about her track record.

You've already added dark glasses and a hugely bushy beard. Can I suggest a hat now?

AC may be making an effort to sort out the issues raised here, and I'm happy to wait patiently for them to do so.  But some of the issues were pointed out quite some time ago -- for instance, the fact that nearly all of the WT loan repayment schedules are wrong because they do not include the 5% of capital bullet payment at the end of the first year -- and clearly some people's patience is being stretched to the limit.  (And that includes mine.)

It's in AC's best interest to start showing evidence of fixing some of the long list of issues -- and possibly deferring some of their plans to introduce new features/options until the existing situation clearly is under control.

No lender is out of pocket.  There was an earlier bug in the aftermarket, shortly after launch, whereby when a loan unit was split it wasn't always creating the correct amount of principal remaining for the seller.  This has long since been fixed but has left a couple of loans, with Falmouth and K*** Plus being particularly affected, with too many investors for the size of the loan.  For Falmouth the principal held by lenders is £155.8444078... too high, for K*** Plus its £12.66, and for a handful of other loans it's in the pennies.  We as a platform need to buy up loan units to those totals and effectively destroy them to make the system fully balance again, something that is currently going through the admin team to make sure our methodology is compliant and correct.

In the interim to make this payment we had to scale up the amount of principal repaid in order to account for the loan being £155 bigger than it should be, taking the amount out of the AC fee, with all lenders then receiving their correct portion of the total.  No lenders have lost money in this transaction.