AC to prioritise withdrawals - POLL

New loans are being funded by the British Business Bank - These additional tranches should be funded the same way.

This is seemingly already taking place to some extent, we don't actually know (somebody else might). Reguardless AC are independant to use it as they see fit, and likely fully understand where it be best be placed right now.

To use investor cash and not funding the withdrawal queue with the money is suicidal.

To use investors of the very loans we paid to fund is suicidal? What? Make no sense not sure how how to reply.

People seem happy to fund loans for properties that may not get sold for a number of years. You lot should ask yourself why a traditional bank doesn't fund these loans instead, most people really have no idea what they are talking about and are on course to realise substantial losses given enough time. In the mean time AC will have collected their fees and paid their salaries etc.

Few points that seem good on the surface but you have to dig a bit deeper. A good majority of property loans are re-financed by those banks, but banks like a building not 30% of a wooden structure. Many SME's prefere to use AC as a funding stream first as its quicker, more flexible for their needs. Then move onto a bank when it comes to selling off the property over a longer period of time. (bridging)
If you are so clever and we all have no idea what we are talking about, why did you invest in this product? look I dont' wanna get personal but you must be in over your head with the string of the same negative comments. Have you stopped to think one second that the very things you are posting again and again will simply confuse possible investors and cause others to panic.

If I am on course to realise "substantial" losses, I'd rather do that once the economy has footed itself again correctly, or at least began too. Not do it now in one big panic sell to vultures. Nobody can tell you if we will suffer losses, but I have a feeling unless you really really over invested, say 85k+ into P2P right now. The access Account pool system will save you from capital loss at the expense of liquidity and fees right now. You will get alot of the money back slowly over the next 9-12 months. The overall loan book is VERY LIKELY to suffer some defaults and stressed loans, but that doesn't mean all lenders automatically take that haircut.

It may very well happen if AC decide to discontinue the AC and crystalise the loanbook so to speak. (There is zero evidence to suggest anything of this kind.)

If I suffer 50% capital loss, its my fault, I am the one who fu**ed up, even if I cant' afford to lose it. It isn't anybody elses unless fraud ect was in play. (which seemingly it is not!) I refuse to kick my feet around expecting something to change. 

Let AC do their job, it wont' even be that long within 90 days we'll have a clearer picture as will AC and they will update us, their comms for this week have been alot better IMHO, but we voted for them so they better damn keep at it too...