pfffill
Member of DD Central
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Post by pfffill on Apr 16, 2020 3:53:03 GMT
Personally, I don't care for this finger pointing after the horse has bolted; we are all adults here and should be able to take responsibility for our own actions, even in the face of the liars, cheats and con artists that inhabit our world.
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,168 
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Post by ozboy on Apr 16, 2020 5:06:57 GMT
Oct 13, 2018 at 2:37pm ozboy said:
Do you think FS have integrity arby ?
Yes or No?
Oct 13, 2018 at 4:05pm arby said:
Yes.
As you won't believe that's possible I'll explain why. They're a lender operating in a high risk sector so of course there will be defaults. Their borrowers are paying well over 20% interest, so these are not risk free loans.
However, I believe your point is probably more regarding their slow default action? Two points on this,
1. If they're too fast no borrower would go with them so there would be no business.
2. More importantly, if they're too fast they would not be authorised by the FCA. The regulator's primary concern is a fair outcome for the customer. We are not the only customer. In fact, we're probably not even the primary customer, that is the borrower. There are clear expectations that a lender is meant to give as much time as possible to a borrower in difficulty before executing repossession proceedings.
Of course FS could give more details on the loans, and at times they make mistakes, but saying they don't act with integrity because you ploughed into an art loan and property loan that went bad is ridiculous.
You've made your point clearly, but what is your purpose? Are you trying to 'save' some other unsuspecting soul like yourself, or are you just trying to make yourself feel better by convincing yourself that you're hurting a company that you feel hurt you?
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And there's more of your historical defending apologist nonsense, LOTS more.
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Post by Badly Drawn Stickman on Apr 16, 2020 7:00:32 GMT
Oct 13, 2018 at 2:37pm ozboy said:
Do you think FS have integrity arby ?
Yes or No?
Oct 13, 2018 at 4:05pm arby said:
Yes.As you won't believe that's possible I'll explain why. They're a lender operating in a high risk sector so of course there will be defaults. Their borrowers are paying well over 20% interest, so these are not risk free loans. However, I believe your point is probably more regarding their slow default action? Two points on this, 1. If they're too fast no borrower would go with them so there would be no business. 2. More importantly, if they're too fast they would not be authorised by the FCA. The regulator's primary concern is a fair outcome for the customer. We are not the only customer. In fact, we're probably not even the primary customer, that is the borrower. There are clear expectations that a lender is meant to give as much time as possible to a borrower in difficulty before executing repossession proceedings. Of course FS could give more details on the loans, and at times they make mistakes, but saying they don't act with integrity because you ploughed into an art loan and property loan that went bad is ridiculous.You've made your point clearly, but what is your purpose? Are you trying to 'save' some other unsuspecting soul like yourself, or are you just trying to make yourself feel better by convincing yourself that you're hurting a company that you feel hurt you? ----------------------------------------------------------- And there's more of your historical defending apologist nonsense, LOTS more. I suppose arby could have a look at some of the early Collateral board posts and change the point of attack. Was the real shrill here not some deity with a Scottish accent? I always felt arby was just daft enough to keep arguing his corner (turns out it was a poor corner) nothing more. Think at this point I need to go and do some lines...
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arby
Member of DD Central
Posts: 910
Likes: 959
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Post by arby on Apr 16, 2020 7:40:54 GMT
Oct 13, 2018 at 2:37pm ozboy said:
Do you think FS have integrity arby ?
Yes or No?
Oct 13, 2018 at 4:05pm arby said:
Yes.As you won't believe that's possible I'll explain why. They're a lender operating in a high risk sector so of course there will be defaults. Their borrowers are paying well over 20% interest, so these are not risk free loans. However, I believe your point is probably more regarding their slow default action? Two points on this, 1. If they're too fast no borrower would go with them so there would be no business. 2. More importantly, if they're too fast they would not be authorised by the FCA. The regulator's primary concern is a fair outcome for the customer. We are not the only customer. In fact, we're probably not even the primary customer, that is the borrower. There are clear expectations that a lender is meant to give as much time as possible to a borrower in difficulty before executing repossession proceedings. Of course FS could give more details on the loans, and at times they make mistakes, but saying they don't act with integrity because you ploughed into an art loan and property loan that went bad is ridiculous.You've made your point clearly, but what is your purpose? Are you trying to 'save' some other unsuspecting soul like yourself, or are you just trying to make yourself feel better by convincing yourself that you're hurting a company that you feel hurt you? ----------------------------------------------------------- And there's more of your historical defending apologist nonsense, LOTS more. I suppose arby could have a look at some of the early Collateral board posts and change the point of attack. Was the real shrill here not some deity with a Scottish accent? I always felt arby was just daft enough to keep arguing his corner (turns out it was a poor corner) nothing more. Think at this point I need to go and do some lines... Yes, and that's what I admitted in the first post of this thread. I still don't believe there was irrefutable evidence of FS's criminality at the time. I'm still not sure there is, but I really hope that evidence can be found and FS directors nailed with it. Somewhere between the borrowers, valuers, and FS there must have been fraud, and likely all of them. You should have seen that my opinion changed dramatically upon learning about the loan against the owner's own property and other facts that came out in 2019.
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arby
Member of DD Central
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Likes: 959
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Post by arby on Apr 16, 2020 7:47:18 GMT
Oct 13, 2018 at 2:37pm ozboy said:
Do you think FS have integrity arby ?
Yes or No?
Oct 13, 2018 at 4:05pm arby said:
Yes.As you won't believe that's possible I'll explain why. They're a lender operating in a high risk sector so of course there will be defaults. Their borrowers are paying well over 20% interest, so these are not risk free loans. However, I believe your point is probably more regarding their slow default action? Two points on this, 1. If they're too fast no borrower would go with them so there would be no business. 2. More importantly, if they're too fast they would not be authorised by the FCA. The regulator's primary concern is a fair outcome for the customer. We are not the only customer. In fact, we're probably not even the primary customer, that is the borrower. There are clear expectations that a lender is meant to give as much time as possible to a borrower in difficulty before executing repossession proceedings. Of course FS could give more details on the loans, and at times they make mistakes, but saying they don't act with integrity because you ploughed into an art loan and property loan that went bad is ridiculous.You've made your point clearly, but what is your purpose? Are you trying to 'save' some other unsuspecting soul like yourself, or are you just trying to make yourself feel better by convincing yourself that you're hurting a company that you feel hurt you? ----------------------------------------------------------- And there's more of your historical defending apologist nonsense, LOTS more. That's a better attempt than your last quote (as your last quote was actually me attacking FS which somehow you couldn't see, but does show we all make mistakes. I'm not going to call you a dishonest wanker though), so we'll call the score 1-1 on your little game of digging up my old quotes for no reason.
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Post by korky on Apr 16, 2020 12:21:45 GMT
Most of us on here tried valiantly for years to warn others of the FS scam .
That's not the way I see it ozboy. I stopped reading this forum when posters like yourself and adrian77 took over.
Any posters with anything useful to say were simply drowned out.
If you want a pat on the back for that - forget it.
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,168
Likes: 4,859
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Post by ozboy on Apr 17, 2020 16:25:44 GMT
Hey, you are perfectly entitled to your comment korky , I have no problem with that. However those who had "something useful to say" were often the posters bigging up FS, in the face of incontrovertible evidence to the contrary? And it wasn't "useful", you don't think it was questionable? And you now put down mine and others efforts to warn the less informed? |
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jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,809
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Post by jonno on Apr 17, 2020 16:57:09 GMT
Most of us on here tried valiantly for years to warn others of the FS scam .
That's not the way I see it ozboy. I stopped reading this forum when posters like yourself and adrian77 took over.
Any posters with anything useful to say were simply drowned out.
If you want a pat on the back for that - forget it.
Wow; well that's some debut post. You may be very "well informed" and "stopped reading this forum" but many weren't/aren't. Those people deserved at the very least to be aware of the dangerous waters they were swimming into. Nobody was "drowned out"; in fact many were given more oxygen than was healthy for the latter investors on this platform. Clearly you didn't have anything "useful" to say then, so don't start now.
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rocky1
Member of DD Central
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Post by rocky1 on Apr 17, 2020 18:04:27 GMT
Most of us on here tried valiantly for years to warn others of the FS scam .
That's not the way I see it ozboy. I stopped reading this forum when posters like yourself and adrian77 took over.
Any posters with anything useful to say were simply drowned out.
If you want a pat on the back for that - forget it.
i will tap him on the back as for a long time i also believed all the FS BS and at one stage had 6 figures being lent out to fraudsters and dodgy developers who played FS.his and a few other members posts made me aware of just how useless FS were and withdrew whatever i could for at least 18 months and am still left with quite a large 4 figure sum that i have chosen to not worry about any more as there is not a soddin thing i can do about it. never mind the thousands of pounds so called accrued interest. investor45 very good of you to start posting your opinions now as you obviously have had nothing useful to say for the past 2 years this farce was unfolding maybe you could have changed a few things.
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k6
Posts: 267
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Post by k6 on Apr 18, 2020 14:45:16 GMT
Sorry, did not want to create another topic so decided to post in here ( this one seams off topic any way )
Does anyone else having this issue with FS website when it constantly keeps logging out. Every time I want to check a one of the loans or changing from statements to other things it logs me out and I back to implementing my credential again. Anyone else ? or its just me being the lucky one
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arby
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Post by arby on Apr 18, 2020 14:49:39 GMT
Sorry, did not want to create another topic so decided to post in here ( this one seams off topic any way ) Does anyone else having this issue with FS website when it constantly keeps logging out. Every time I want to check a one of the loans or changing from statements to other things it logs me out and I back to implementing my credential again. Anyone else ? or its just me being the lucky one That's my experience about 80% of the time when accessing through my phone. From a PC I never have any problem.
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k6
Posts: 267
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Post by k6 on Apr 18, 2020 15:49:46 GMT
I'm using my PC. And it literally does this every third time i'm changing page. I use Chrome but switched for now to Brave and it happens again. Bit odd.
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jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,809
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Post by jonno on Apr 19, 2020 7:20:37 GMT
I'm using my PC. And it literally does this every third time i'm changing page. I use Chrome but switched for now to Brave and it happens again. Bit odd. I use Chrome but have never had that problem. Sorry.
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rogerthat
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Post by rogerthat on Apr 19, 2020 12:27:40 GMT
Sorry, did not want to create another topic so decided to post in here ( this one seams off topic any way ) Does anyone else having this issue with FS website when it constantly keeps logging out. Every time I want to check a one of the loans or changing from statements to other things it logs me out and I back to implementing my credential again. Anyone else ? or its just me being the lucky one Computer semi illiterate but try erasing cache and history. I Use both Chrome & Edge with no problem
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