iren
Member of DD Central
Posts: 302 
Likes: 300
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Post by iren on Sept 2, 2020 14:29:26 GMT
1 x £25 on £3475. First time I've won anything, having been building this small holding since November.
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Post by Ace on Sept 2, 2020 15:34:39 GMT
1 x £25 over accounts totalling £90k  |
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dead-money
Rocket to the Moon
Posts: 746
Likes: 654
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Post by dead-money on Sept 2, 2020 17:28:59 GMT
Nothing since Nov 2019 on £10,000 held, just holding out for the big one  |
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baboonery
Member of DD Central
Posts: 64
Likes: 51
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Post by baboonery on Sept 2, 2020 18:20:51 GMT
1 x £25 from £50,000 holding (3 x £25 last month!)
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agent69
Member of DD Central
Posts: 6,030
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Post by agent69 on Sept 3, 2020 20:10:43 GMT
I bought them in July, and was under the impression that the draw was at the end of the month (with winners notified on 4th of the following month). Either way I am making plans for all the cash that arrives in my bank account on 4th September 2 x £25 on £50k holding.
Guess it's a start As a first time winner, how long will it take for the winnings to get to my bank account?
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travolta
Member of DD Central
Posts: 1,506
Likes: 1,214
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Post by travolta on Sept 3, 2020 20:17:46 GMT
Depends if you opted to receive a cheque or have it paid in directly.
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agent69
Member of DD Central
Posts: 6,030
Likes: 4,431
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Post by agent69 on Sept 3, 2020 21:23:31 GMT
Depends if you opted to receive a cheque or have it paid in directly. Paid directly
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Post by carol167 on Sept 4, 2020 6:57:18 GMT
Depends if you opted to receive a cheque or have it paid in directly. Paid directly Usually around the 9 or 10th of the month.
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gt94sss2
Member of DD Central
Posts: 281
Likes: 137
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Post by gt94sss2 on Sept 21, 2020 12:20:30 GMT
Some big interest rate cuts incoming including • Premium Bonds prize pool being cut to 1% (from 1.40%) • Direct Saver down to 0.15% • Income Bonds down to 0.01% • Direct ISA down to 0.10% Changes take effect from 24th November www.nsandi.com/interest-rates |
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macq
Member of DD Central
Posts: 1,934
Likes: 1,199
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Post by macq on Sept 21, 2020 12:36:21 GMT
Some big interest rate cuts incoming including • Premium Bonds prize pool being cut to 1% (from 1.40%) • Direct Saver down to 0.15% • Income Bonds down to 0.01% • Direct ISA down to 0.10% Changes take effect from 24th November www.nsandi.com/interest-ratesMust admit i thought the cuts to direct & income bonds was a misprint  So having put off the reductions they planned in early summer and claiming they were doing it to help savers they now balance the books by making bigger cuts then first planned.And having watched people pile into income bonds they will now watch them pile out again as paying in effect zero will not keep people in the product
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r00lish67
Member of DD Central
Posts: 2,692
Likes: 4,048
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Post by r00lish67 on Sept 21, 2020 12:36:43 GMT
Some big interest rate cuts incoming including • Premium Bonds prize pool being cut to 1% (from 1.40%) • Direct Saver down to 0.15% • Income Bonds down to 0.01% • Direct ISA down to 0.10% Changes take effect from 24th November www.nsandi.com/interest-ratesIn the circumstances, a 1-year Paragon Fix at 1.30% looks a fair shout.
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macq
Member of DD Central
Posts: 1,934
Likes: 1,199
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Post by macq on Sept 21, 2020 12:51:29 GMT
Some big interest rate cuts incoming including • Premium Bonds prize pool being cut to 1% (from 1.40%) • Direct Saver down to 0.15% • Income Bonds down to 0.01% • Direct ISA down to 0.10% Changes take effect from 24th November www.nsandi.com/interest-ratesIn the circumstances, a 1-year Paragon Fix at 1.30% looks a fair shout. Even RS 1 year at market rate looks good  (only joking -i think )
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agent69
Member of DD Central
Posts: 6,030
Likes: 4,431
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Post by agent69 on Sept 21, 2020 15:48:25 GMT
Bloody marvelous
I've only had £50k in bonds for one draw and they're cutting the rates. It's enough to make you want to pull it all out and put it back in AC or RS.
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Post by Ace on Sept 21, 2020 16:04:38 GMT
Is a shame, but it won't affect my decision to hold PBs. I don't really hold them for the potential prizes, I hold them because they're as near to 100% safe with near instant access as it's possible to get. It's where I keep my emergency cash that absolutely has to be available if its ever needed. I consider the prizes a bonus. I'd hold them even if the prize fund reduced to zero, but at 1% they're still fairly competitive, and higher paying FSCS protected accounts will probably fall in line fairly soon. I'm not sure what I'd do it the rates ever went negative. How would that work? Would unlucky prize winners have their accounts reduced by £25 etc? And would the unlucky jackpot winners have their accounts wiped out?  |
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dead-money
Rocket to the Moon
Posts: 746
Likes: 654
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Post by dead-money on Sept 21, 2020 17:42:59 GMT
Bloody marvelous
I've only had £50k in bonds for one draw and they're cutting the rates. It's enough to make you want to put it all out and put it back in AC or RS.
ROFL 
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So having put off the reductions they planned in early summer and claiming they were doing it to help savers they now balance the books by making bigger cuts then first planned.And having watched people pile into income bonds they will now watch them pile out again as paying in effect zero will not keep people in the product
(only joking -i think )
