JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,305 
Likes: 874
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Post by JamesFrance on Jun 24, 2020 8:45:07 GMT
Being now resident in the UK I have been withdrawing from several Euro platforms over recent months by stopping auto investment.
It has been interesting to see how they have got on. Mintos stopped me investing around a year ago so most were already repaid, however I am now getting few repayments and a growing amount in default, over 60 days late and other delayed payments, however I now have only 10% of my original investment left in. With Swaper I am left with a few loans which have been extended, otherwise all repaid. Iuvo has repaid all loans up to 60 days overdue. Peerberry has done the same with few needing the 60 day repurchase. Finally Bondora which I have been exiting for several years has been making good recoveries, so that I have a ROI of about 12%, however my loan rate averaged 28% so not the same for today's investors.
Withdrawals have been prompt for all these platforms.
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benaj
Member of DD Central
Posts: 4,357
Likes: 1,455
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Post by benaj on Jun 24, 2020 10:58:42 GMT
I say peerberry is exceptional atm. All my loans are current, and withdrawal is quick.  no issues with Kazakh loans. |
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Ukmikk
Member of DD Central
Posts: 445
Likes: 298
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Post by Ukmikk on Jun 24, 2020 13:07:47 GMT
I say peerberry is exceptional atm. All my loans are current, and withdrawal is quick. no issues with Kazakh loans. Hi benaj, I have a small amount on Peerberry (all short term loans) and have been impressed so far, and was considering increasing my investment. However rates have recently fallen quite significantly from c11-12% typically to 9%. My understanding from PB is that this reflects tightened and reduced lending by originators and a reduction in risk to lenders. What's your view?
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Post by nesako on Jun 24, 2020 15:00:41 GMT
A number of EUR platforms have collapsed and some really have shown great resillience. I only ever invested to platforms with strong financial record and I had no issues withdrawing from either:
PeerBerry - great platform with terrible Auto Invest, it always left loads of repayments uninvested for many days, even when there were plenty of loans available. I had to constantly invest manually to ensure I was earning interest on the full amount. Other than that - one of the better places to invest
Robocash - the name, the website design, wording on FAQ's (trying to pensuade there is nothing to worry about) - all things are screming at me as this cannot be "genuine", but financials and communication has been solid. 100% hands-off
Viainvest - solid financials, strong group, verified license. Historically lower returns then elsewhere. 100% hands-off
PS. If anyone fancy a joining bonus for any of the above - send me a PM and I will be happy to refer
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benaj
Member of DD Central
Posts: 4,357
Likes: 1,455
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Post by benaj on Jun 25, 2020 16:48:10 GMT
I say peerberry is exceptional atm. All my loans are current, and withdrawal is quick. no issues with Kazakh loans. Hi benaj , I have a small amount on Peerberry (all short term loans) and have been impressed so far, and was considering increasing my investment. However rates have recently fallen quite significantly from c11-12% typically to 9%. My understanding from PB is that this reflects tightened and reduced lending by originators and a reduction in risk to lenders. What's your view? Looking PB's loanbook, they look strong. Lent more than 10 Mil EUR every month since May 2019 except April (9.4 mil EUR). Not many platforms lending over 10Mil per month lately. Judging from recent loan performance, it's probably the one of best of the rest from 9% platforms in terms of stability.
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Post by captainconfident on Jul 21, 2020 19:01:53 GMT
Currently only 60% invested on Peerberry. Either auto invest works selectively or sporadically or they just hate me for some reason. Although new loans seem sparse these days, frequently log in to see loads of them not being picked up by autobidder. I'm not sure why people are keen on this site as Viainvest and Twino, Lendermarket all have fully functionalplatforms and adequate throughput of loans.
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Post by geldregiertdiewelt on Jul 21, 2020 22:40:09 GMT
I would not blame them for being conservative with new loans in the current situation. The big economic fallout from the pandemic is yet to come.
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Post by geldregiertdiewelt on Sept 26, 2020 6:14:37 GMT
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Nomad
Member of DD Central
Posts: 719
Likes: 483
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Post by Nomad on Dec 23, 2020 10:05:10 GMT
A number of EUR platforms have collapsed and some really have shown great resillience. I only ever invested to platforms with strong financial record and I had no issues withdrawing from either: PeerBerry - great platform with terrible Auto Invest, it always left loads of repayments uninvested for many days, even when there were plenty of loans available. I had to constantly invest manually to ensure I was earning interest on the full amount. Other than that - one of the better places to invest Robocash - the name, the website design, wording on FAQ's (trying to pensuade there is nothing to worry about) - all things are screming at me as this cannot be "genuine", but financials and communication has been solid. 100% hands-off Viainvest - solid financials, strong group, verified license. Historically lower returns then elsewhere. 100% hands-off PS. If anyone fancy a joining bonus for any of the above - send me a PM and I will be happy to refer Via Invest seems to sail serenely on - * reached total amount of EUR 23 780 000 loans funded * expanded our investor community to 20 000 members * maintained stable average interest rate of 12% per annum As per their 2020 review.
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Post by nesako on Dec 23, 2020 15:10:17 GMT
A number of EUR platforms have collapsed and some really have shown great resillience. I only ever invested to platforms with strong financial record and I had no issues withdrawing from either: PeerBerry - great platform with terrible Auto Invest, it always left loads of repayments uninvested for many days, even when there were plenty of loans available. I had to constantly invest manually to ensure I was earning interest on the full amount. Other than that - one of the better places to invest Robocash - the name, the website design, wording on FAQ's (trying to pensuade there is nothing to worry about) - all things are screming at me as this cannot be "genuine", but financials and communication has been solid. 100% hands-off Viainvest - solid financials, strong group, verified license. Historically lower returns then elsewhere. 100% hands-off PS. If anyone fancy a joining bonus for any of the above - send me a PM and I will be happy to refer Via Invest seems to sail serenely on - * reached total amount of EUR 23 780 000 loans funded * expanded our investor community to 20 000 members * maintained stable average interest rate of 12% per annum As per their 2020 review. Yes, solid results for Viainvest and the same with Robocash who are preparing for IPO. I still invest in both platforms and so far all good!
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no issues with Kazakh loans.
