coogaruk
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Post by coogaruk on Sept 22, 2020 11:30:54 GMT
Maybe they will have the last laugh, hoovering up 1.5% until the end of run-off, Not possible. The 1.5% gravy train is due to arrive at the terminus on 14th October.
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Post by Badly Drawn Stickman on Sept 22, 2020 11:57:35 GMT
Maybe they will have the last laugh, hoovering up 1.5% until the end of run-off, Not possible. The 1.5% gravy train is due to arrive at the terminus on 14th October. I think that is only the 5 year carriage, the train will continue should anybody wish to catch it.
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coogaruk
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Post by coogaruk on Sept 22, 2020 12:07:34 GMT
Not possible. The 1.5% gravy train is due to arrive at the terminus on 14th October. I think that is only the 5 year carriage, the train will continue should anybody wish to catch it. Not at 1.5% it won't.
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Post by Badly Drawn Stickman on Sept 22, 2020 12:28:13 GMT
I think that is only the 5 year carriage, the train will continue should anybody wish to catch it. Not at 1.5% it won't. Given you are always right, I must be wrong then.
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blender
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Post by blender on Sept 22, 2020 12:53:33 GMT
Quite wise not to tangle with a cougar.
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Greenwood2
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Post by Greenwood2 on Sept 22, 2020 13:21:21 GMT
I think that is only the 5 year carriage, the train will continue should anybody wish to catch it. Not at 1.5% it won't. They didn't mention any change in interest rates or further haircut for the 14th October, what did I miss?
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Post by Badly Drawn Stickman on Sept 22, 2020 13:22:44 GMT
Quite wise not to tangle with a cougar. Indeed. Then there is the old saying about there being more than one way to skin a cat.
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coogaruk
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Post by coogaruk on Sept 22, 2020 13:52:08 GMT
They didn't mention any change in interest rates or further haircut for the 14th October, what did I miss? All 5yr RYIs that haven't completed by then will be cancelled. I missed it too initially.
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Post by Badly Drawn Stickman on Sept 22, 2020 14:10:45 GMT
They didn't mention any change in interest rates or further haircut for the 14th October, what did I miss? All 5yr RYIs that haven't completed by then will be cancelled. I missed it too initially. in their original post was referring to the people reinvesting getting the 1.5% (plus potentially) in my interpretation. I assume you are referring to the release fee on the 5 year market? Anybody wishing to continue investing could beat the new lower rate at NS&I seemed to be the discussion.
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bt
Sir Bufton Tufton, Jean Paul Sartre Zippy, Bungle, Jeffrey Archer Andre Previn and the LSO Hello
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Post by bt on Sept 22, 2020 14:14:00 GMT
Yes, that's what I meant.
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coogaruk
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Post by coogaruk on Sept 22, 2020 14:33:57 GMT
Yes, that's what I meant. Apologies for not noticing we'd gone off topic.
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mogish
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Post by mogish on Sept 22, 2020 14:37:58 GMT
May be interest.... paragon paying 1.3% for 1 year fixed. Fscs protected and better than nsi and RS
On another matter. Ratesetter in my opinion have been professional so far in all regards. As any says zopa are showing some big defaults, Ac 20% of my loans in default or non trading and LW.... enough said.
Shame Rs ended up like this as I've always found the staff polite and helpful.
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bt
Sir Bufton Tufton, Jean Paul Sartre Zippy, Bungle, Jeffrey Archer Andre Previn and the LSO Hello
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Post by bt on Sept 22, 2020 14:42:36 GMT
Shame Rs ended up like this as I've always found the staff polite and helpful. Ironically for me that led to a false sense of security!
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Greenwood2
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Post by Greenwood2 on Sept 22, 2020 14:56:04 GMT
May be interest.... paragon paying 1.3% for 1 year fixed. Fscs protected and better than nsi and RS On another matter. Ratesetter in my opinion have been professional so far in all regards. As any says zopa are showing some big defaults, Ac 20% of my loans in default or non trading and LW.... enough said. Shame Rs ended up like this as I've always found the staff polite and helpful. I'm not seeing this, my defaults on Zopa have been pretty steady for the last few months, earnings about the same (after defaults) month on month. But I'm not running down my account or could just be luck. Zopa fixed rate fixed term FSCS protected not bad at 1.29% for one year (I'm sure that's gone up again from a day or so ago!).
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Post by bernythedolt on Sept 22, 2020 16:54:49 GMT
May be interest.... paragon paying 1.3% for 1 year fixed. Fscs protected and better than nsi and RS On another matter. Ratesetter in my opinion have been professional so far in all regards. As any says zopa are showing some big defaults, Ac 20% of my loans in default or non trading and LW.... enough said. Shame Rs ended up like this as I've always found the staff polite and helpful. Was a good shout, but already been removed today: "Sorry, this product is currently unavailable."
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