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Post by Badly Drawn Stickman on Nov 13, 2020 12:37:32 GMT
Until recently they were paying out RYIs very fast in the five year (and one year?), now those queues are depleted perhaps more funds are available for RYIs in the other markets. I know at the time the five year queue was moving fast it was said that the old and new markets couldn't be mixed, but who knows what the situation is now. The 5 year queue was 285 to the tail this morning, so on the assumption a lot of that is merely 'being in the right place' could fade away over the weekend. Presumably that would still be where any residual funds are still going currently. I could actually be quite easily convinced that people are proactively investing. Things are pretty bleak for investments right now and many that have been with RS for a long time might just think it is a viable enough option.
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coogaruk
Hello everyone! Anyone remember me?
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Post by coogaruk on Nov 13, 2020 13:12:14 GMT
Until recently they were paying out RYIs very fast in the five year (and one year?), now those queues are depleted perhaps more funds are available for RYIs in the other markets. I know at the time the five year queue was moving fast it was said that the old and new markets couldn't be mixed, but who knows what the situation is now. The 5 year queue was 285 to the tail this morning, so on the assumption a lot of that is merely 'being in the right place' could fade away over the weekend. Presumably that would still be where any residual funds are still going currently. I could actually be quite easily convinced that people are proactively investing. Things are pretty bleak for investments right now and many that have been with RS for a long time might just think it is a viable enough option. I've not reinstated the 5yr RYIs I cancelled recently. I guess that could be taken as evidence of improving confidence.
Not yet confident enough to proactively reinvest though. Running down.
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Post by Badly Drawn Stickman on Nov 13, 2020 14:20:03 GMT
The 5 year queue was 285 to the tail this morning, so on the assumption a lot of that is merely 'being in the right place' could fade away over the weekend. Presumably that would still be where any residual funds are still going currently. I could actually be quite easily convinced that people are proactively investing. Things are pretty bleak for investments right now and many that have been with RS for a long time might just think it is a viable enough option. I've not reinstated the 5yr RYIs I cancelled recently. I guess that could be taken as evidence of improving confidence.
Not yet confident enough to proactively reinvest though. Running down.
Makes sense. I will test the water occasionally but I am perfectly content if the queue is small or non existent to let nature take its course on the 5 year. It seems pointless taking a 1.5% hit just to have money you could not 'earn' as much on anyway. I wonder if a few who have RYI'd earlier are not now having a touch of regret at not being less lucky. Are we going for the pretense that we were planning this all along, due to great wisdom?
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