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Post by westonkevRS on Mar 30, 2015 17:39:54 GMT
westonkevRS Any plans for Ratesetter to give it's lenders an opportunity to invest similar to the current equity raise over at Assetz Capital? Sorry, no. It was discussed quite seriously but for a number of reasons (that I cannot provide here) it was decided not to at this stage. Would have been cool though. @ westonkevRS
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Post by westonkevRS on Apr 8, 2015 5:33:21 GMT
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Post by closetotheedge on Apr 8, 2015 10:03:38 GMT
As someone who has used a SIPP as their main retirement savings vehicle this looked interesting.
However, I just looked at the charges sheet from London and Colonial. I am not very switched on when it comes to reading small print but it looks like you pay £330 to set up the SIPP, a £470 a year management fee and transaction fees for each payment in. If I am understanding this correctly it certainly dampens my enthusiasm.
If a low cost SIPP provider such as Fidelity made it available then I would be interested as I feel constantly nervous about how much my pension pot is exposed to equities.
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Post by westonkevRS on Apr 8, 2015 13:15:29 GMT
As someone who has used a SIPP as their main retirement savings vehicle this looked interesting. However, I just looked at the charges sheet from London and Colonial. I am not very switched on when it comes to reading small print but it looks like you pay £330 to set up the SIPP, a £470 a year management fee and transaction fees for each payment in. If I am understanding this correctly it certainly dampens my enthusiasm. If a low cost SIPP provider such as Fidelity made it available then I would be interested as I feel constantly nervous about how much my pension pot is exposed to equities. Apparently I'm told (from our IFA and SIPP Business Development guru) that EPM is cheaper at £190. But again I'd advise you check out the small print. Hopefully these two are just the start and other SIPP providers will join. But you've got to start with the early adopters, and bring on more as the demand and knowledge grows. @ westonkevRS
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Apr 15, 2015 17:45:33 GMT
Not quite the first - AC have been available via a SIPP provider (albeit an expensive one - SIPP Club) for a while now.
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Post by westonkevRS on Jun 4, 2015 5:30:39 GMT
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Post by westonkevRS on Jun 12, 2015 17:10:27 GMT
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Post by uncletone on Jun 12, 2015 21:56:49 GMT
Boring. Keep it so.
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jonbvn
Member of DD Central
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Post by jonbvn on Jun 13, 2015 14:31:53 GMT
Boring. Keep it so. I second that. There are plenty of other more "interesting" investments if people need them.
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bigfoot12
Member of DD Central
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Post by bigfoot12 on Jun 18, 2015 8:48:37 GMT
Article in today's FT about market place lending. Most of the article is about Goldman's entry, but Ratesetter is mentioned a couple of times and comes out well (but nothing that regular readers of this place wouldn't have known).
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Post by westonkevRS on Jun 19, 2015 6:27:53 GMT
Article in today's FT about market place lending. Most of the article is about Goldman's entry, but Ratesetter is mentioned a couple of times and comes out well (but nothing that regular readers of this place wouldn't have known). In an associated FT article, the P2P lending opportunity was defined by GoldmanSachs "an opp to leverage competencies in technology & risk management to capture opportunity at accretive returns"
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Post by Deleted on Jun 19, 2015 9:10:59 GMT
Don't you just love corporate speak?
What is an "opp"? It can't be a opportunity as that is used later in the sentence. Thoughts anyone?
Edit: maybe it's Op(p)tion?
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oldgrumpy
Member of DD Central
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Post by oldgrumpy on Jun 19, 2015 9:14:52 GMT
app?
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warn
Member of DD Central
Curmudgeon
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Post by warn on Jun 19, 2015 9:35:03 GMT
Yes, it is "opportunity". A word so nice they used it twice.
Pretty damn strategic, ask me.
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Post by westonkevRS on Jun 19, 2015 12:44:25 GMT
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