Don't forget to download your statement for tax purposes(RS)

You could just put 10p into each invest account and then you will have access I guess. Thing is even if you don't have access RS will still duty bound to supply tax information to you - I think - if not then they should be. The other thing is if they find that they have made an error in the past that has only come to light then that would also need to be flagged for tax reasons as well - again i'm assuming as the company would have to have tax data going back at least 6 years wouldn't they?

I'm not sure they are assumptions rather suggestions that may or may not work. You are right about the free country bit and to be honest allegedly is probably a gross understatement in that too.  

There is potentially another issue in that the HMRC considers its down to the investor to provide correct and accurate information not RS or anyone else for that matter. In the event that RS or others do not supply the information HMRC will still be on my back not RS or anyone else. I would have thought that RS would have to supply the relevant detail to the HMRC like banks do - it's the reason I don't have to fill out tax forms rather I just tell HMRC my projections for each year and they can double check at the end whether they were correct - recently I downgraded my projections as we are moving more investments to Mrs Aju only to reduce my tax burdon they were happy with my downgrade. Mrs Aju doesn't even tell them, well its me who does it on her behalf if needs be, but they keep marking her up as having paid the correct amount, she has, I checked it myself  (She's quite easy though as they know all her incoming earnings. We might need more work when her state pension starts we'll address that when it arises.)

I was trying to be helpful it's up to others to determine if it works for them not me or anyone else. Thanks for the vote of confidence in my suggestions though I'll take it on advisement that they may not be useful!.

Edit: Just remembered I keep extensive records of all my incoming's especially taxables and conveniently my SP tax is paid through my Company Pension incoming's and with the banks we get cashback on that is not taxed at source (Hfx and others do this) then I usually ensure they know this stuff too. I usually get a reduction in tax payable and Mrs Aju usually gets a refund. (As Tesco says "Every little bit helps")

Edit2: I would add that as long as one can at least log into the E/D account then using this link will go to the tax statements page.

      members.ratesetter.com/your_lending/tax_statement.aspx

You do have to be logged into the E/D page though but in google chrome latest just click on the link above and it will go to the relevant page. Works for me anyway.

Edit3: (Yes I have nothing better to do at the moment) I notice also that on the Tax statement page there are some FAQ's one of which states ...
I would assume this last facility would be valid even if you no longer had an account although I would also have thought RS might send this automatically if you no longer have an account anyway or as part of the closure procedure. That said I'm not sure that RS Tax statements are an end of tax year process only who knows?. They may even send them if one closed their account anyway.

I think you (and aju) have missed the point ... what makes you so sure that the Ratesetter website will still be accessible come April?

What makes you think they won't be around in April ? 

Either way, if the aren't - then I cant disclose my interest earnt to HMRC :-) and there is not proof I ever learnt it :-)

FYI - Lendy and money thing who both are closed/shut/in trouble. you can still access the website and see whats going on ..
I think I have missed your point, im not worried about RS TBH.
 

I thought RS were just ceasing P2P business, but would continue to offer loans directly as a trading name (or whatever) of Metro. If the RS name did disappear I'm sure Metro would have access to all the RS information. And I'm pretty sure it will be obligatory for RS/Metro to keep HMRC informed of interest paid to P2P lenders. If the information you give HMRC is pretty close to the information they get from RS/Metro it won't be a problem, if it's out by a significant amount they may ask you to explain the discrepancy.

I posted on another thread somewhere that a few years ago I got investigated by HMRC for P2P interest (I made my own assumptions on write offs on one platform which I assume caught their attention). When I explained why I had declared what I had it was fine (after a bit of back and fore!) but in the course of the discussion they gave me the values they had received from several of the platforms, they didn't all agree exactly with what the platforms had given me, but not far off, so I know for certain they do get the figures from the platforms the same as they get Bank and Building Society figures.

You declare it in a fairly obscure position on the form under a very unlikely option under other Income, it's in the guidance somewhere, I did my form a while ago and have already forgotten exactly where you have to put it, until next year.

Edit: You don't actually declare the individual platforms just the total, so it's if your total looks wrong they may come back to you.

Edit: From another thread, this is where you should put it: Additional Information under Other UK income, Interest from gilt-edged and other UK securities, deeply discounted securities and accrued income profits. Obvious really