vmail
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Post by vmail on Feb 24, 2015 20:26:56 GMT
Other loans
Loan 6: £1429 was put in on 04/08/14. End date is in 99 days (03/06/15). Total 303 days.
So 1429*0.12/365*303 is £142.35 but I only got £85.74
Loan 6: £1714.2 was put in on 08/08/14. End date is in 99 days (03/06/15). Total 299 days.
So 1714.2*0.12/365*299 is £168.51 but I only got £102.85
Loan 15: £7200 was put in on 27/11/14. End date is in 101 days (05/06/15). Total 190 days.
So 7200*0.12/365*190 is £449.75 but I only got £439.1
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star dust
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Post by star dust on Feb 24, 2015 20:58:02 GMT
vmail PBL 06 has been extended, and those with upfront loan parts will be able to sell them or accrue interest as usual from the original end date (can't remember exactly when that is off the top of my head, and not able to look it up ATM). Not sure about PBL 15. Have you emailed SS, they usually look into things very quickly.
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vmail
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Post by vmail on Feb 24, 2015 21:32:13 GMT
Only emailed about PBL20, wanted to check with other incase I am wrong, will double check PB6
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kermie
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Post by kermie on Feb 24, 2015 21:35:43 GMT
vmail PBL 06 has been extended, and those with upfront loan parts will be able to sell them or accrue interest as usual from the original end date (can't remember exactly when that is off the top of my head, and not able to look it up ATM). Not sure about PBL 15. Have you emailed SS, they usually look into things very quickly. My records suggest original end date for PBL006 was 6th March.
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star dust
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Post by star dust on Feb 24, 2015 21:49:23 GMT
My records suggest original end date for PBL006 was 6th March. That sounds about right as it was extended by three months (presumably circa 90 days). Might explain vmail 'missing' interest.
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sqh
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Before P2P, savers put a guinea in a piggy bank, now they smash the banks to become guinea pigs.
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Post by sqh on Feb 25, 2015 10:20:36 GMT
The £582.23 is 207 days' worth of interest which would cover interest due after 31/Jan. Might you have received another payment that was backdated to 31/Jan to cover the period before that? (The way SS backdate some payments make them hard to find at times.) Well spotted, you selected upfront interest on PBL020 and got 182 days plus the remaining 25 days in January =207 days. The interest for Feb1st - Feb24th is missing for upfront interest. I have the same scenario. Bought £4k with upfront interest on 3rd Jan and received £276.16 today. That is 210 days interest, 182days + 28days for Jan. The upfront interest on PBL020 was corrected overnight. It now includes the 24 days of February that were missing.
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vmail
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Post by vmail on Feb 25, 2015 15:44:30 GMT
15 also corrected
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mikes1531
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Post by mikes1531 on Feb 25, 2015 16:11:38 GMT
And backdated as well?
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gurberly
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Post by gurberly on May 27, 2016 13:21:18 GMT
Now in default  |
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mikes1531
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Post by mikes1531 on May 27, 2016 13:26:22 GMT
SS update from a few minutes ago...
I wish SS a successful recovery.
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Post by grodecki on May 27, 2016 13:33:39 GMT
People still snapping this up on the SM! Nuts.
Happy to have got out of all 'negative days' loans.
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treeman
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Post by treeman on May 27, 2016 13:35:44 GMT
Some going up on SM now - will be interesting to see if there's any takers
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Post by GSV3MIaC on May 27, 2016 13:36:12 GMT
Hmm, I predict a fire-sale on the SM (albeit all at par) .. at least there'll be something other than 'all loans fully funded' to look at for a while.
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lobster
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Post by lobster on May 27, 2016 13:37:13 GMT
My guess is that those folks snapping it up on the SM don't know that it has defaulted.
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SteveT
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Post by SteveT on May 27, 2016 13:37:58 GMT
My guess is that those folks snapping it up on the SM don't know that it has defaulted. The big red banner is a bit of a clue
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