qwakuk
Member of DD Central
Posts: 241 
Likes: 89
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Post by qwakuk on Apr 15, 2021 15:38:09 GMT
All my uninvested was used up a few weeks ago.
But in the last four loans my ISA account has been allocated a chunk via Auoinvest, I asked the question yesterday what is going on, is it a glitch ?
Now shows I owe them just over £500 for pledges !
No reply to the message yesterday, bumped it today and hopefully somebody will tell me what is going on (for the record got approx £30 today).
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Post by Ace on Apr 15, 2021 16:06:18 GMT
All my uninvested was used up a few weeks ago. But in the last four loans my ISA account has been allocated a chunk via Auoinvest, I asked the question yesterday what is going on, is it a glitch ? Now shows I owe them just over £500 for pledges ! No reply to the message yesterday, bumped it today and hopefully somebody will tell me what is going on (for the record got approx £30 today). Yes, the cash flows on cp can be confusing. However, I've found that any amount pledged by AutoInvest is deducted from Available cash virtually instantly. So, if you've only been AutoInvesting then the amount for those pledges will already have been allocated from your available cash. I.e. you don't owe them for the pledges. This shows up as "pledged" in the green bar chart.
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qwakuk
Member of DD Central
Posts: 241
Likes: 89
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Post by qwakuk on Apr 15, 2021 18:41:40 GMT
All my uninvested was used up a few weeks ago. But in the last four loans my ISA account has been allocated a chunk via Auoinvest, I asked the question yesterday what is going on, is it a glitch ? Now shows I owe them just over £500 for pledges ! No reply to the message yesterday, bumped it today and hopefully somebody will tell me what is going on (for the record got approx £30 today). Yes, the cash flows on cp can be confusing. However, I've found that any amount pledged by AutoInvest is deducted from Available cash virtually instantly. So, if you've only been AutoInvesting then the amount for those pledges will already have been allocated from your available cash. I.e. you don't owe them for the pledges. This shows up as "pledged" in the green bar chart. They have now replied to say the pledges relate to two loans that rolled over and that will clear it. But then how did I get an allocation today ?
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Post by Ace on Apr 15, 2021 23:04:36 GMT
Yes, the cash flows on cp can be confusing. However, I've found that any amount pledged by AutoInvest is deducted from Available cash virtually instantly. So, if you've only been AutoInvesting then the amount for those pledges will already have been allocated from your available cash. I.e. you don't owe them for the pledges. This shows up as "pledged" in the green bar chart. They have now replied to say the pledges relate to two loans that rolled over and that will clear it. But then how did I get an allocation today ? Sorry qwakuk, can't think what has happened there. I would suggest giving CP a call to try and work it out. It seems a bit tricky to diagnose via messaging.
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Post by Badly Drawn Stickman on Apr 16, 2021 8:04:17 GMT
They have now replied to say the pledges relate to two loans that rolled over and that will clear it. But then how did I get an allocation today ? Sorry qwakuk , can't think what has happened there. I would suggest giving CP a call to try and work it out. It seems a bit tricky to diagnose via messaging. Maybe the interest on the roll overs was enough for the small pledge taken?
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qwakuk
Member of DD Central
Posts: 241
Likes: 89
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Post by qwakuk on Apr 16, 2021 9:26:56 GMT
These are my current pledges including a pledge in today's loan. Not an issue for me, but presumably others are missing out ?
The Greyhound Hotel, 131 Willow Street, Oswestry, SY11 1AJ - 5651OSWESTRY IFISA Pledge £162 7.5% 09/04/2021 08/04/2022 Live £0.00 £0.00
122 North Walsham Road, Norwich, NR6 7QQ - Phase 1 - 5472NORWICH IFISA Pledge £195 7.3% 30/04/2021 29/10/2022 Loan not yet started £21.42 £0.00
Gainsborough Park, St George Road, Abergele, LL22 9AR - Phase 3 - 4693ABERGELE IFISA Pledge £195 8% 15/04/2021 24/02/2022 Loan not yet started £13.54 £0.00
Land 9-11 Cagefield Road, Rochford, SS4 2BE - Phase 1 - 3810ROCHFORD IFISA Pledge £31 7.5% 22/04/2021 21/07/2022 Loan not yet started £2.94 £0.00
Hulme Road, Leigh, WN7 5BT - Phase 2 - 5247LEIGH IFISA Pledge £195 7.8% 23/04/2021 22/04/2022 Loan not yet started £0.00 £0.00
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