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Post by honeybadger on Jun 24, 2021 16:39:03 GMT
There's a new loan/investment coming up.
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littleoldlady
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Post by littleoldlady on Jun 24, 2021 17:42:37 GMT
There's a new loan/investment coming up. How do you know?
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Post by honeybadger on Jun 25, 2021 6:45:15 GMT
I'm on an email pre-list as a result of investing in Q on Seedrs.
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littleoldlady
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Post by littleoldlady on Jun 25, 2021 9:05:15 GMT
I'm on an email pre-list as a result of investing in Q on Seedrs. Thanks for letting the rest of us know. It would be kind of you to let us know when it's available (after you have made your investment)
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Post by honeybadger on Jun 25, 2021 9:35:49 GMT
I'm on an email pre-list as a result of investing in Q on Seedrs. Thanks for letting the rest of us know. It would be kind of you to let us know when it's available (after you have made your investment) Goodness of course! I'm not a major player so don't worry I won't be prefilling a full loan  , and nor am I representative of the company in anyway. I'd just like to see Qardus do well, and of course obviously being on seedrs I am a shareholder (minor). As long as I don't cause anyone any offense happy to provide a heads up. I was emailed the deal on Wednesday and I think its a 48 hour pre - so maybe today? It looks a good investment too, similar to previous. Similar cap size too. Again don't want to provide too much info in case I offend or break any rules, but I am sure they would be grateful for demand once it drops. I can't monitor it constantly as to when it goes live I am afraid so keep an eye out. Best!
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Post by Badly Drawn Stickman on Jun 26, 2021 9:38:40 GMT
I suspect the new offering might take a while to fill so probably no great need to rush to get a bid in.
It is live on the platform now.
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dave4
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Post by dave4 on Jun 26, 2021 11:00:43 GMT
11.2% filled at midday.
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littleoldlady
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Post by littleoldlady on Jun 26, 2021 12:06:24 GMT
I did get an email about it this time. Maybe the one time I didn't was because the loan was filled by those with advance access.
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dave4
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Cynical is a hobby not a lifestyle
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Post by dave4 on Jun 26, 2021 13:02:52 GMT
I did get an email about it this time. Maybe the one time I didn't was because the loan was filled by those with advance access. My E mail notification arrived 9.45 (sat morning)  Pleasant surprise, didnt know they worked weekends .
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Post by birdie on Aug 13, 2021 8:01:32 GMT
Any signs of life yet or do I withdraw my funds and go elsewhere for a while.
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Nomad
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Post by Nomad on Aug 13, 2021 8:05:47 GMT
Any signs of life yet or do I withdraw my funds and go elsewhere for a while. Six small loans in over 12 months; I'm not holding my breath.
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Post by Ace on Aug 13, 2021 8:12:41 GMT
Any signs of life yet or do I withdraw my funds and go elsewhere for a while. There's no need to keep undeployed funds on the platform. You can make a pledge and fund afterwards.
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dave4
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Post by dave4 on Aug 13, 2021 21:56:44 GMT
I did a cheeky E mail to Q...
Reply.
"exciting new lender/loan hopefully soon".
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littleoldlady
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Post by littleoldlady on Aug 14, 2021 13:20:15 GMT
I have been investing in each loan 5% of my planned platform limit. I now regret this attempt at diversification, even though it has served me well on other platforms. The loans now appear to me to be high quality (though unsecured) but few and far between and I will be unlikely to reach 20 loans before the first one ends. It would have been better to put 12.5% of my platform limit into each loan would would take only 8 loans and would still mean that I could break even with a total loss on one loan.
It is interesting to compare Q loans with loans from the likes of L,FS and MT which were secured against property. Many of these defaulted and the security could not be sold for anything like the valuation. As the borrower entity was generally an SPV there was no further claim against the borrower person unless there was a (useless) PG. Q loans are not secured but AFAICS there is a thriving business behind each one which is liable for the debt. So I have come to the conclusion that a good unsecured loan can be better than a secured one - depending on the security.
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alibaba
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Post by alibaba on Aug 14, 2021 13:55:52 GMT
I have been investing in each loan 5% of my planned platform limit. I now regret this attempt at diversification, even though it has served me well on other platforms. The loans now appear to me to be high quality (though unsecured) but few and far between and I will be unlikely to reach 20 loans before the first one ends. It would have been better to put 12.5% of my platform limit into each loan would would take only 8 loans and would still mean that I could break even with a total loss on one loan. It is interesting to compare Q loans with loans from the likes of L,FS and MT which were secured against property. Many of these defaulted and the security could not be sold for anything like the valuation. As the borrower entity was generally an SPV there was no further claim against the borrower person unless there was a (useless) PG. Q loans are not secured but AFAICS there is a thriving business behind each one which is liable for the debt. So I have come to the conclusion that a good unsecured loan can be better than a secured one - depending on the security. I have come to the same conclusion, (good post)
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, and nor am I representative of the company in anyway.
Pleasant surprise, didnt know they worked weekends 
