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Post by Ace on Jun 29, 2022 10:11:24 GMT
Q Boost. New for July 2022. Get up to 2% Q Boost when you pre-fund deals on our site. Investors who have invested more than £10,000 in total on our platform are directly eligible to be part of the Q First program. As part of Q First you get: Exclusive access to pre-fund deals on our site up to 5 days before they go live. Access a new and exclusive Q Boost program only when you pre-fund deals on our site. Get other perks and benefits that we will announce soon! Any member of our Q First program who invests over £2,500 in an offer on our platform during the exclusive access period only is entitled to up to 2% Q Boost. A Q Boost is like CashBack, but rather than paying you cash when the investment funds, we increase your investment by the same amount instead. So your CashBack has the potential to earn a return as well! Link to web site info and example. qardusscore.us20.list-manage.com/track/click?u=8d2ebfc174ce5ae5cd4fd29fb&id=7d094618fe&e=19bdd14879I don't think many will be putting a lot of cash in Q until the 'bad' loan is sorted out. One down on a young platform with not many loans doesn't promote confidence in future loans. Over half the target has already been taken (39% of max).
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Greenwood2
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Post by Greenwood2 on Jun 29, 2022 10:21:25 GMT
I don't think many will be putting a lot of cash in Q until the 'bad' loan is sorted out. One down on a young platform with not many loans doesn't promote confidence in future loans. Over half the target has already been taken (39% of max). I assume a new loan I don't know about yet! I guess if you are already well in profit on Q and are in most of the loans the potential loss doesn't feel as bad. As a comparative newbie on Q and having been caught by not reacting quickly to emerging problems on other platforms, I'm definitely put off by the bad loan and not rushing to the £10,000 threshold for Q+ any time soon.
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Post by Ace on Jun 29, 2022 10:34:04 GMT
Over half the target has already been taken (39% of max). I assume a new loan I don't know about yet! I guess if you are already well in profit on Q and are in most of the loans the potential loss doesn't feel as bad. As a comparative newbie on Q and having been caught by not reacting quickly to emerging problems on other platforms, I'm definitely put off by the bad loan and not rushing to the £10,000 threshold for Q+ any time soon. Yes, that's exactly my position. A complete write-off of the bad loan would wipe out only ~40% of my Qardus profits to date. Most of my remaining loans have already been heavily amortised down, so I could take a few more write-offs from here and still be in profit. I've already received 65% of my invested capital back from Qardus via amortisation and profit payments. The new loan is at a temping 26.7% XIRR.
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Greenwood2
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Post by Greenwood2 on Jun 29, 2022 11:31:24 GMT
I assume a new loan I don't know about yet! I guess if you are already well in profit on Q and are in most of the loans the potential loss doesn't feel as bad. As a comparative newbie on Q and having been caught by not reacting quickly to emerging problems on other platforms, I'm definitely put off by the bad loan and not rushing to the £10,000 threshold for Q+ any time soon. Yes, that's exactly my position. A complete write-off of the bad loan would wipe out only ~40% of my Qardus profits to date. Most of my remaining loans have already been heavily amortised down, so I could take a few more write-offs from here and still be in profit. I've already received 65% of my invested capital back from Qardus via amortisation and profit payments. The new loan is at a temping 26.7% XIRR. Hopefully it will be full before I can get tempted!
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dave4
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Cynical is a hobby not a lifestyle
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Post by dave4 on Jun 29, 2022 19:43:12 GMT
Yes, that's exactly my position. A complete write-off of the bad loan would wipe out only ~40% of my Qardus profits to date. Most of my remaining loans have already been heavily amortised down, so I could take a few more write-offs from here and still be in profit. I've already received 65% of my invested capital back from Qardus via amortisation and profit payments. The new loan is at a temping 26.7% XIRR. Hopefully it will be full before I can get tempted! Im a fan of Q, the bad loan im willing to wait and see how it plays out, further investing in what is basically unsecured loans in the current economic turmoil is more risky than ever before on any platform imo.
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Post by birdie on Jun 30, 2022 8:00:47 GMT
Well I'm in, not as much as previous loans but every loan is a risk, I'll be happier when I know how they handle the existing bad dept. It's now 41% of the full amount funded.
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Greenwood2
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Post by Greenwood2 on Jul 5, 2022 7:49:16 GMT
Have Q Boost/Q+ disappeared? I can't find them on the site anymore but I may be looking in the wrong places.
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Post by Ace on Jul 5, 2022 8:03:50 GMT
Have Q Boost/Q+ disappeared? I can't find them on the site anymore but I may be looking in the wrong places. You're right, the page has disappeared.
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