zuluwarrior
Member of DD Central
chap from Newcastle, dabbling here and there. Long-time lurker of the forums
Posts: 78
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Nester
May 6, 2022 17:00:53 GMT
Post by zuluwarrior on May 6, 2022 17:00:53 GMT
Some of the opportunities look really quite solid, I am always sceptical of residential development in areas with low values (csuch as Dudley). You are always going to have tight margins as build costs really don't change much throughout the country
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zuluwarrior
Member of DD Central
chap from Newcastle, dabbling here and there. Long-time lurker of the forums
Posts: 78
Likes: 42
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Nester
May 6, 2022 17:02:11 GMT
Post by zuluwarrior on May 6, 2022 17:02:11 GMT
Also not fully versed with the impact of murabaha contracts, can anyone with a greater understanding explain them?
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littleoldlady
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Running down all platforms due to age
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Nester
May 6, 2022 21:52:59 GMT
Post by littleoldlady on May 6, 2022 21:52:59 GMT
Also not fully versed with the impact of murabaha contracts, can anyone with a greater understanding explain them? The details don't matter much to non-muslim investors. It is just a way of making the return a profit rather than interest. However I believe that HMRC treat the return as if it was interest anyway and it looks exactly like interest to investors.
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dave4
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Cynical is a hobby not a lifestyle
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Nester
Jun 24, 2022 19:52:37 GMT
Post by dave4 on Jun 24, 2022 19:52:37 GMT
Loan launch #Mount Mascal Farm 9-month term
Secured with a first fixed legal charge over the property
Residential asset in Bexley
75% Finance to value
Returns paid monthly to investors pro-rata
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littleoldlady
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Running down all platforms due to age
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Nester
Jun 25, 2022 7:28:17 GMT
Post by littleoldlady on Jun 25, 2022 7:28:17 GMT
The valuation looks very conservative, unless there is some adverse factor not disclosed.
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
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Nester
Sept 28, 2022 18:25:36 GMT
Post by dave4 on Sept 28, 2022 18:25:36 GMT
Nester slow but steady loan flow.
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Nester
Feb 14, 2023 10:16:01 GMT
Post by Penny Pincher on Feb 14, 2023 10:16:01 GMT
There is a thread in the general discussion board. I haven't invested yet so can't offer any help with regards to transactions, sorry.
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
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Nester
Feb 21, 2023 17:48:44 GMT
Post by dave4 on Feb 21, 2023 17:48:44 GMT
There is a thread in the general discussion board. I haven't invested yet so can't offer any help with regards to transactions, sorry. New platform but no issues yet!
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littleoldlady
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Nester
Feb 21, 2023 18:27:13 GMT
Post by littleoldlady on Feb 21, 2023 18:27:13 GMT
I reported the problem and they have now fixed it. Excellent personal service.
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littleoldlady
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Running down all platforms due to age
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Nester
Feb 21, 2023 20:21:04 GMT
Post by littleoldlady on Feb 21, 2023 20:21:04 GMT
It says a copy of the VR can be obtained in the Deal Summary, but I can't see it. Can any of you?
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firedog
Member of DD Central
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Nester
Mar 30, 2023 15:09:59 GMT
Ace likes this
Post by firedog on Mar 30, 2023 15:09:59 GMT
Regular investors may already be aware, but I just had an email (my first, I think) about a £594,000 loan returning 9% pa over 12 months. 65% finance to value
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
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Nester
Apr 13, 2023 15:40:15 GMT
Ace likes this
Post by dave4 on Apr 13, 2023 15:40:15 GMT
Nester announces fisa. (copy past)
Keep your eyes peeled for our Innovative Finance ISA launch next week.
Here at Nester, we believe that everyone should have access to simple and secure financial solutions. We've been working tirelessly to make this a reality, and we're excited to announce our next step. Our goal is to simplify money management and help you reach your financial aspirations, and we believe that an IF-ISA is the best option.
WHAT IS AN IF-ISA An Innovative Finance Individual Savings Account is a tax-free savings account that enables investors to earn tax-free profits from alternative finance products such as peer-to-peer (P2P) financing and crowdfunding investments.
HOW DOES IT DIFFER FROM AN ISA Unlike traditional cash and stocks & shares ISAs, an IF-ISA permits investors to invest their funds directly into loans or investment opportunities. Although it is important to note that IF-ISAs often come with higher risks, they also provide investors with greater flexibility and higher returns.
Any questions or queries, please do not hesitate to contact us at info@nester.com Nester Team
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littleoldlady
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Running down all platforms due to age
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Nester
Apr 27, 2023 19:12:38 GMT
Post by littleoldlady on Apr 27, 2023 19:12:38 GMT
I notice that more and more loans held by investors are being offered for sale. Does that indicate a loss of confidence or is it that Nester's rates do not look so competitive in the light of the recent surge in rates? It's hard to be sure but I somehow get the impression that there is little take up of these offers. Long term p2p investors may remember platforms where selling loans close to term was a common way of extracting most of the profit whilst shifting all of the risk onto the buyer.
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firedog
Member of DD Central
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Nester
May 4, 2023 8:10:09 GMT
Post by firedog on May 4, 2023 8:10:09 GMT
I don't see any spike in the secondary market (admittedly only recently started investing), but if so I imagine it will be in line with the churn other P2P secondary markets, where investors try to shed lower-returning investments to take advantage of increasing rates on new loans. To me it looks like there's much availability on sub-8% investments, with B1/B2 risk ratings, but above that things seems to be snapped up fairly quickly. Nester's latest opportunity (at 8.8%, closing today or tomorrow I think) is almost fully invested.
(Unrelated note: is there a charge for listing on Nester's secondary market? I can't see anything about it.)
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
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Nester
May 5, 2023 18:04:29 GMT
Post by dave4 on May 5, 2023 18:04:29 GMT
Nester announces fisa. (copy past) Keep your eyes peeled for our Innovative Finance ISA launch next week. Here at Nester, we believe that everyone should have access to simple and secure financial solutions. We've been working tirelessly to make this a reality, and we're excited to announce our next step. Our goal is to simplify money management and help you reach your financial aspirations, and we believe that an IF-ISA is the best option. WHAT IS AN IF-ISA An Innovative Finance Individual Savings Account is a tax-free savings account that enables investors to earn tax-free profits from alternative finance products such as peer-to-peer (P2P) financing and crowdfunding investments. HOW DOES IT DIFFER FROM AN ISA Unlike traditional cash and stocks & shares ISAs, an IF-ISA permits investors to invest their funds directly into loans or investment opportunities. Although it is important to note that IF-ISAs often come with higher risks, they also provide investors with greater flexibility and higher returns. Any questions or queries, please do not hesitate to contact us at info@nester.com Nester Team update.. OPPORTUNITIES INVEST REQUEST FINANCE We are thrilled to announce the launch of Nester's Innovative Finance ISA. This is live on the Nester website and will be coming soon to the apps on Android Play Store and iOS App Store. Our IF-ISA offers a unique opportunity for all investors who prioritise ethical and socially responsible investing. We understand the importance of investing in a secure way, and we believe that investing ethically should be accessible to everyone. Our IF-ISA allows you to invest in a way that aligns with your values while still earning a competitive return.
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