a0010402
Member of DD Central
Posts: 111
Likes: 64
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Post by a0010402 on Jun 1, 2022 11:24:36 GMT
Has anyone got a referral code please? PM sent. I don't think I'll be able to qualify for the referral bonus by the 90-day deadline because new loan issues are infrequent and they sell only too fast for my fingers and the SM loans that are emailed to me by the time I get there they're no longer there. This platform is the hardest to have any money deployed into of all I've tried.
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Post by Ace on Jun 1, 2022 11:55:55 GMT
I don't think I'll be able to qualify for the referral bonus by the 90-day deadline because new loan issues are infrequent and they sell only too fast for my fingers and the SM loans that are emailed to me by the time I get there they're no longer there. This platform is the hardest to have any money deployed into of all I've tried. Yes, it's unfortunate that they haven't used their usual practice of limiting investments to £1k each for the first 24 hours. It's usually very easy to get £1k invested. Secondary market purchases have always been extremely difficult. You should be aware that secondary market purchases don't qualify for the referral bonus.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,315 
Likes: 11,523
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Post by ilmoro on Jun 1, 2022 12:26:11 GMT
I don't think I'll be able to qualify for the referral bonus by the 90-day deadline because new loan issues are infrequent and they sell only too fast for my fingers and the SM loans that are emailed to me by the time I get there they're no longer there. This platform is the hardest to have any money deployed into of all I've tried. Indeed, one of the reasons Im reluctantly withdrawing as cant keep diversified without breaching my risk appetite If you havent been able to get in this week with 3 loans then does seem unlikely - havent been paying attention but did all three go that quick, usually takes a hour of so. SM investments dont qualify incidentally.
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a0010402
Member of DD Central
Posts: 111
Likes: 64
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Post by a0010402 on Jun 1, 2022 12:57:35 GMT
Today's loan went in under three seconds. Today I was glued to the screen waiting for the moment as when I bid on something on eBay and I have to raise my bid in the last few seconds... I still didn't get it.
Yesterday's loans went under I'm hour, I'm sure, because I got to my account between 15-20 mins of 11 o'clock and I still didn't get them. I don't know, had I yesterday been "glued to the screen" from the start like today maybe I'd have got some. I don't deny that for previous loans I could have tried harder.
I was going to deposit £5k in LLI to qualify for the £100 bonus, but one thing that dissuaded me was seeing multiple slices of the K********* L*** loan being put up for sale in the SM a while ago, passed around as if it was a 'hot potato'. If I'd seen only a few sales, I'd have thought nothing of it, but the frenzy sale for a few days gave me cold feet, so I stayed at £1k. BTW that loan seems to be doing fine just now.
I would like to create a portfolio at LLI because being very much in demand probably correlates with its being a good platform and a good home for my money, but if I thought it'd be as easy to deploy into it as doing it into others I was mistaken. At the moment the easiest one for me is CapitalRise, they couldn't make it easier if they tried! They really give you every chance of participating. And LoanPad of course, that goes without saying. I wish LLI would also come up with something. I think I'll stick with LLI till the end of the year or so as long as I can get to buy a £1k loan part every quarter or so, till I can reach something between 5 to 10 diversified loan slices maybe (by 2023) and keep it that way through reinvesting. But if it's proven slower than that I'll probably withdraw.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,315
Likes: 11,523
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Post by ilmoro on Jun 1, 2022 13:16:26 GMT
Today's loan went in under three seconds. Today I was glued to the screen waiting for the moment as when I bid on something on eBay and I have to raise my bid in the last few seconds... I still didn't get it. Yesterday's loans went under I'm hour, I'm sure, because I got to my account between 15-20 mins of 11 o'clock and I still didn't get them. I don't know, had I yesterday been "glued to the screen" from the start like today maybe I'd have got some. I don't deny that for previous loans I could have tried harder. I was going to deposit £5k in LLI to qualify for the £100 bonus, but one thing that dissuaded me was seeing multiple slices of the K********* L*** loan being put up for sale in the SM a while ago, passed around as if it was a 'hot potato'. If I'd seen only a few sales, I'd have thought nothing of it, but the frenzy sale for a few days gave me cold feet, so I stayed at £1k. BTW that loan seems to be doing fine just now. I would like to create a portfolio at LLI because being very much in demand probably correlates with its being a good platform and a good home for my money, but if I thought it'd be as easy to deploy into it as doing it into others I was mistaken. At the moment the easiest one for me is CapitalRise, they couldn't make it easier if they tried! They really give you every chance of participating. And LoanPad of course, that goes without saying. I wish LLI would also come up with something. I think I'll stick with LLI till the end of the year or so as long as I can get to buy a £1k loan part every quarter or so, till I can reach something between 5 to 10 diversified loan slices maybe (by 2023) and keep it that way through reinvesting. But if it's proven slower than that I'll probably withdraw. KL activity was probably due to coming up to 1 month until term so anyone who wants to not have to worry about being locked in it if it overruns will have been liquidating their positions. Pass the parcel but not due to a hot potato I suspect
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