jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,742
Likes: 3,136
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Post by jonno on Apr 7, 2022 12:19:19 GMT
I've now managed to get £5k invested and definitely seem to have reached a current hiatus where debt repayments and available loans are roughly equal. I guess the amount you can invest in UB will always be determined by the number of loans available, it seems unlikely that you could ever get large sums invested and working for you here. Very happy with the returns so far however, and no regrets as yet....:-) My largest account has roughly £8.5k in. It does have an unusually large £700 cash at the moment, but it does fluctuate quite a bit. Yes, very similar figure for me. I still remember the "good old days" when I had upwards of £20k invested. Over time it has not been possible to maintain this level, I think due mainly to the number of investors now on the platform, so diluting the share each investor gets of each loan. Still I'm happy to roll along at this level.
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trium
Member of DD Central
Posts: 379
Likes: 298
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Post by trium on Apr 8, 2022 9:37:21 GMT
Since joining it has taken 4 months to lend £2600 (200 limit, cash always available). None of my loans are due yet but I've had a couple of dozen early repayments. I expect net lending to slow further in June.
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zuluwarrior
Member of DD Central
chap from Newcastle, dabbling here and there. Long-time lurker of the forums
Posts: 78
Likes: 42
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Post by zuluwarrior on Apr 14, 2022 17:04:39 GMT
Seems typical of all P2P now, lots of money chasing relatively few investments. It's when the platforms start doing investments they shouldn't to satisfy demand that troubles the waters. I'm generally of the opinion that if supply remains high, you're safe
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