dave4
Member of DD Central
Cynical is a hobby not a lifestyle
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Post by dave4 on Apr 8, 2022 6:36:56 GMT
Here's your chance to ask him! From his recent reply on seedrs, it was obvious that he wasn't even aware that the access accounts were still constipated. From watching the interview i am of the view Stuart is spending more time on seedrz and A Ex,than assets capital recently.
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firedog
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Post by firedog on Apr 8, 2022 6:52:12 GMT
Sadly these interviews are usually little more than Public Relations fluff pieces. The interviewees are not held to account and left to hype themselves up. I don't quite agree – Laurence has not shied from asking difficult questions. Perhaps he doesn't follow up doggedly, but doing so would require a lot of research and might discourage interviewees from appearing. I think the interviews are informative despite that. The back-channel of live chat is useful too, not just for proposing the tougher questions – which invariably are asked – but also for providing commentary on the interview as it goes on. Last night's felt more hostile than usual.
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agent69
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Post by agent69 on Apr 8, 2022 8:20:54 GMT
Sadly these interviews are usually little more than Public Relations fluff pieces. The interviewees are not held to account and left to hype themselves up. I don't quite agree – Laurence has not shied from asking difficult questions. Perhaps he doesn't follow up doggedly, but doing so would require a lot of research and might discourage interviewees from appearing. I think the interviews are informative despite that. The back-channel of live chat is useful too, not just for proposing the tougher questions – which invariably are asked – but also for providing commentary on the interview as it goes on. Last night's felt more hostile than usual. You mean they will only appear if the interviewer promises not to ask difficult questions?
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firedog
Member of DD Central
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Post by firedog on Apr 8, 2022 8:55:11 GMT
I don't quite agree – Laurence has not shied from asking difficult questions. Perhaps he doesn't follow up doggedly, but doing so would require a lot of research and might discourage interviewees from appearing. I think the interviews are informative despite that. The back-channel of live chat is useful too, not just for proposing the tougher questions – which invariably are asked – but also for providing commentary on the interview as it goes on. Last night's felt more hostile than usual. You mean they will only appear if the interviewer promises not to ask difficult questions? That's not what I said. The interviewer has asked difficult questions and doesn't shy away from them; I can't think of any examples to the contrary. And some come out well from answering tough questions: I thought, for example that the Shojin representative the other week handled a couple of tough questions well. But I think it's challenging to expect one interviewer to go much further: to conduct, on the hoof, a forensic repudiation of an interviewee's answers to those difficult questions. As viewers, it's largely on us to accept the context of the generally positive nature of the interviews and to interpret responses accordingly - and this is often done in the back channel. My point about discouraging interviewees was more that if these sessions became more confrontational by default and by reputation, why would an interviewee bother sacrificing their evening to be harangued in front of 50-odd folk? They'd just stick to their own, unquestioning, social media channels.
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Post by capricorn on Apr 8, 2022 16:22:31 GMT
You mean they will only appear if the interviewer promises not to ask difficult questions? That's not what I said. The interviewer has asked difficult questions and doesn't shy away from them; I can't think of any examples to the contrary. And some come out well from answering tough questions: I thought, for example that the Shojin representative the other week handled a couple of tough questions well. But I think it's challenging to expect one interviewer to go much further: to conduct, on the hoof, a forensic repudiation of an interviewee's answers to those difficult questions. As viewers, it's largely on us to accept the context of the generally positive nature of the interviews and to interpret responses accordingly - and this is often done in the back channel. My point about discouraging interviewees was more that if these sessions became more confrontational by default and by reputation, why would an interviewee bother sacrificing their evening to be harangued in front of 50-odd folk? They'd just stick to their own, unquestioning, social media channels. Yes - agree with all of this comment. As I said, I couldn't see why he was doing this interview at this point in time but maybe he wanted to sample the views of investors and he'd have got a sense of these from the back channel, although it's only a very small sample of investors. Also volunteering for a bit of public scrutiny when the audience may not be wholly supportive is something a CEO should do, so that's to his credit.
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Post by Ton ⓉⓞⓃ on Apr 8, 2022 20:26:14 GMT
That's not what I said. The interviewer has asked difficult questions and doesn't shy away from them; I can't think of any examples to the contrary. And some come out well from answering tough questions: I thought, for example that the Shojin representative the other week handled a couple of tough questions well. But I think it's challenging to expect one interviewer to go much further: to conduct, on the hoof, a forensic repudiation of an interviewee's answers to those difficult questions. As viewers, it's largely on us to accept the context of the generally positive nature of the interviews and to interpret responses accordingly - and this is often done in the back channel. My point about discouraging interviewees was more that if these sessions became more confrontational by default and by reputation, why would an interviewee bother sacrificing their evening to be harangued in front of 50-odd folk? They'd just stick to their own, unquestioning, social media channels. Yes - agree with all of this comment. As I said, I couldn't see why he was doing this interview at this point in time but maybe he wanted to sample the views of investors and he'd have got a sense of these from the back channel, although it's only a very small sample of investors. Also volunteering for a bit of public scrutiny when the audience may not be wholly supportive is something a CEO should do, so that's to his credit.
He may be doing the interview now rather than some other time as it's tax-year-end/start (ISA season, lots of money coming and going) plus they're re-starting the Lending-Engine. I can see lots of proposals in Pipeline aimed for us.
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deltron
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Post by deltron on Apr 8, 2022 23:40:41 GMT
As a purely MLIA investor for about 6 years it's been distressing to see how common 5% loans are on the platform now. It's almost as if they're aiming for that. I don't touch them on principle - especially the recent one with a 70% LTV. There's also another in the pipeline at 4.6%. Remember when P2P was touted as a way to beat inflation and actually GROW your savings?
Unfortunately the tidal wave of money waiting to flood in to anything offered by AC will keep rates low and management disinterested in folks like me grumbling from the sidelines. Still it'd be good to see someone really grilling Stuart about the many, many defaults; the wildly inaccurate valuations; and what it's like to see AC fees take a huge bite out of what little funds remain after administrators have gorged themselves.
Reduced my portfolio by 50% in the last year. Halved my new loan pledges. The love affair is over.
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